Common use of Telephone Communication Clause in Contracts

Telephone Communication. To improve customer service and for accuracy, security, quality and training purposes, you agree that we may record and monitor your telephone communications with us or our representatives. If you provide us with your cell phone number as a contact number for your Account, you agree that we may contact you at that number. You agree that calls regarding your Accounts with us are not unsolicited. Account Transfers You may not transfer, pledge or assign your Account to someone else without our prior written consent. Unless we agree otherwise in writing, our right of set off or prior security interest has priority over rights of the party to whom the Account is transferred, pledged or assigned. If we consent to a transfer, pledge or assignment, we are not required to notify you or anyone else before disbursing any funds from your Account in accordance with what we in good faith believe are the terms of the transfer, pledge or assignment. Illegal Activities You agree not to use your Account for any illegal activity, including unlawful internet gambling. We may refuse any transaction we believe may involve illegal activity and any transaction involving gambling. Closing Your Account We may close your Account at any time for any reason upon reasonable notice to you. Reasonable notice depends on the circumstances and may vary as required by Applicable law. In some cases, such as when we cannot verify your identity, we suspect fraud, your account has a zero balance, or your account is dormant and overdrawn, we may provide you with notice after the change is made or your Account is closed. In some cases, notice may be provided in the form of a final statement indicating that the account has been closed. If we close your Account, we will send you a notice at the last address listed in our records and a check for any remaining Account balance after deducting all applicable Charges. We may dishonor any Items presented for payment on your Account after it is closed. You may close your Account at any time subject to the restrictions stated in the Deposit Account Disclosures. If you close your Account, you are responsible for leaving enough money in the Account to cover any outstanding Items to be paid from the Account. We may, but are not required to, reopen any closed Account if we receive a deposit to the Account. We may charge you a fee if you close your Account within 90 days of opening it as provided in the Fee Schedule for Consumer Accounts. After an Account is closed, we have no obligation to accept deposits or pay any Items, nor do we have any liability if we refuse to honor any Item drawn on the Account. We may inform consumer reporting agencies and other third parties of Accounts closed for misuse, such as excessive overdrafts or check kiting.

Telephone Communication. To improve customer service and for accuracy, security, quality and training purposes, you agree that we may record and monitor your telephone communications with us or our representatives. If you provide us with your cell phone number as a contact number for your Account, you agree that we may contact you at that number. You agree that calls regarding your Accounts with us are not unsolicited. Account Transfers You may not transfer, pledge or assign your Account to someone else without our prior written consent. Unless we agree otherwise in writing, our right of set off or prior security interest has priority over rights of the party to whom the Account is transferred, pledged or assigned. If we consent to a transfer, pledge or assignment, we are not required to notify you or anyone else before disbursing any funds from your Account in accordance with what we in good faith believe are the terms of the transfer, pledge or assignment. Illegal Activities You agree not to use your Account for any illegal activity, including unlawful internet gambling. We may refuse any transaction we believe may involve illegal activity and any transaction involving gambling. Closing Your Account We may close your Account at any time for any reason upon reason. If we close your Account, we will provide reasonable notice to you. Reasonable notice depends on the circumstances and may vary as required by Applicable law. In some cases, such as when we cannot verify your identity, identity or we suspect fraud, your account has a zero balance, or your account is dormant and overdrawn, we may provide you with notice after the change is made or your Account is closed. In some cases, notice may be provided in the form of a final statement indicating that the account has been closed. If we close your Account, we will send you a notice at the last address listed in our records and a check for any remaining Account balance after deducting all applicable Charges. We may dishonor any Items presented for payment on your Account after it is closed. You may close your Account at any time subject to the restrictions stated in the Deposit Account Disclosures. If you close your Account, you are responsible for leaving enough money in the Account to cover any outstanding Items to be paid from the Account. We may, but are not required to, reopen any closed Account if we receive a deposit to the Account. We may charge you a fee if you close your Account within 90 days of opening it as provided in the Fee Schedule for Consumer AccountsSchedule. After an Account is closed, we have no obligation to accept deposits or pay any Items, nor do we have any liability if we refuse to honor any Item drawn on the Account. We may inform consumer reporting agencies and other third parties of Accounts closed for misuse, such as excessive overdrafts or check kiting.

Telephone Communication. To improve customer service and for accuracy, security, quality and training purposes, you agree that we may record and monitor your telephone communications with us or our representatives. If you provide us with your cell phone number as a contact number for your Account, you agree that we may contact you at that number. You agree that calls regarding your Accounts with us are not unsolicited. Account Transfers You may not transfer, pledge or assign your Account to someone else without our prior written consent. Unless we agree otherwise in writing, our right of set off or prior security interest has priority over rights of the party to whom the Account is transferred, pledged or assigned. If we consent to a transfer, pledge or assignment, we are not required to notify you or anyone else before disbursing any funds from your Account in accordance with what we in good faith believe are the terms of the transfer, pledge or assignment. Illegal Activities You agree not to use your Account for any illegal activity, including unlawful internet gambling. We may refuse any transaction we believe may involve illegal activity and any transaction involving gambling. Closing Your Account We may close your Account at any time for any reason upon reasonable notice to you. Reasonable notice depends on the circumstances and may vary as required by Applicable law. In some cases, such as when we cannot verify your identity, we suspect fraud, your account has a zero balance, or your account is dormant and overdrawn, we may provide you with notice after the change is made or your Account is closed. In some cases, notice may be provided in the form of a final statement indicating that the account has been closed. If we close your Account, we will send you a notice at the last address listed in our records and a check for any remaining Account balance after deducting all applicable Charges. We may dishonor any Items presented for payment on your Account after it is closed. closed.‌‌‌‌‌‌ You may close your Account at any time subject to the restrictions stated in the Deposit Account Disclosures. If you close your Account, you are responsible for leaving enough money in the Account to cover any outstanding Items to be paid from the Account. We may, but are not required to, reopen any closed Account if we receive a deposit to the Account. We may charge you a fee if you close your Account within 90 days of opening it as provided in the Fee Schedule for Consumer Accounts. After an Account is closed, we have no obligation to accept deposits or pay any Items, nor do we have any liability if we refuse to honor any Item drawn on the Account. We may inform consumer reporting agencies and other third parties of Accounts closed for misuse, such as excessive overdrafts or check kiting.