Your Credit Line. You may not use your Account in any way that would cause you to go over your Credit Line. We may refuse to authorize or accept any transaction on your Account if your outstanding Account balance exceeds your Credit Line or if the transaction (if authorized) would cause you to exceed your Credit Line or if your Account is delinquent. We may in our discretion from time to time, but are under no obligation to do so, allow you to make a Purchase, Cash Advance or Balance Transfer transaction that causes you to exceed your Credit Line. If we do allow you to exceed your Credit Line at any time, you must repay the excess amount according to the terms of this Agreement and we are not obligated to allow you to exceed your Credit Line at any other time in the future. We may change your Credit Line amount at any time and will notify you accordingly if we do so. Checks We may supply you with personalized Checks that are subject to the following conditions. Payment of a Check will be treated as a Cash Advance on your Account for Interest calculation purposes and all other purposes. Your Check must be written in U.S. dollars. Only the person whose name appears on the Check may sign it. We are authorized to pay any Check drawn on your Account even if the signature does not correspond exactly to the signature on our records. You agree that Checks written on your Account will not be returned to you. We are entitled to return any of your Checks unpaid if your outstanding Account balance is in excess of your Credit Line or if payment of the Check would cause you to exceed your Credit Line, or if your Account is in default, or if your right to obtain further credit under your Account has been terminated. If we honor the Check under these circumstances, the amount in excess of your Credit Line will be due immediately. You may not use a Check to make payments on your Account or any other account you may have with us. We may pay Checks dated more than six months prior to the date they are presented for payment. You may not write a postdated Check, but we may pay a Check regardless of a postdate. We will not certify a Check.
Your Credit Line. Your Credit line is the amount you may owe on your Account at any time. You may not use your Account in any way that would cause you to go over your credit line. If you go over your credit line you may be asked to immediately pay for any amount over your credit line. You will be told the amount of your credit line. DNBD may change your credit line, but if it is changed you will be notified.
