Asset Quality definition

Asset Quality ratio of nonperforming assets to loans and other real estate owned, ratio of reserves to nonperforming loans, and ratio of net charge-offs to loans;
Sample 1Sample 2Sample 3
Asset Quality means, calculated as of the first day of each month, the sum of the Total Portfolio Past Due Percent, the Total Portfolio Repossession Percent and the Total Portfolio Net Charge-Off Percent.
Sample 1Sample 2Sample 3
Asset Quality means the component within the SCALE model that evaluates risk, controllability, adequacy of loan loss reserves, acceptable earnings, and the effect of off-balance sheet earnings and loss.
Sample 1Sample 2Sample 3

Examples of Asset Quality in a sentence

  • However, this will be subject to reporting of such holdings to RBI, Department of Banking Supervision (DBS), every month along with the regular DSB Return on Asset Quality.

  • Failure to demonstrate such organizational capacity may be factored into the consideration of Asset Quality or Management criteria as listed above in this section.

  • However, these will require reporting to RBI (reporting to DoS, CO every month along with the regular DSB Return on Asset Quality) and disclosure by banks in the Notes to Accounts in Annual Financial Statements.

  • Asset Quality Mix – A high quality portfolio is necessary to ensure the ability to meet the obligation at the end of each GIC’s 5-year term.

  • The credit ratings are the core element of the Bank’s risk management framework and determine the –o Level of authority required for approvalo The SEC classification (performing / non performing) and FED classification (Special Mention, Sub standard, Doubtful, Loss) The accuracy and consistency of ratings are ensured through Front End Management, Portfolio Reviews including independent Asset Quality Reviews and validation by Risk Analytics and Instruments.


More Definitions of Asset Quality

Asset Quality means, as of the date of determination, the sum of the following percentage: (a) Net Charge-Offs of Receivables for the 12 month period ending on such date, as a percentage of Principal Receivables outstanding during such 12 month period, plus (b) Receivables more than 60 days past due on a contractual basis on such date, as a percentage of gross Receivable on such date.
Sample 1Sample 2
Asset Quality. The Account will maintain an average credit quality of “A1” or its equivalent.
Sample 1Sample 2
Asset Quality. The Fund weighted average quality will be AA or higher. Any cash available within the Fund is invested in high quality commingled cash management portfolio and other cash vehicles.  Duration: Index duration ± ¼ years 1 – 3 Year Short Fixed Income Account – allocation is between 0 and 30%
Sample 1Sample 2
Asset Quality. The Fund weighted average quality will be AA or higher. Any cash available within the Fund is invested in high quality commingled cash management portfolio and other cash vehicles. • Duration: Index duration ± ¼ years 1 – 3 Year Short Fixed Income Fund – allocation is between 0 and 40% • Asset Class: U.S. Dollar Denominated Fixed Income Securities • Investment Manager: PNC Capital Advisors, LLC • Portfolio Objective: To outperform the Benchmark net of fees over a market cycle. Benchmark: Barclays U.S. 1- to 3-Year Government/Credit Bond Index (the “Index”)
Sample 1
Asset Quality means measure the percentage of non-earning assets that negatively impact profitability and solvency.
Sample 1
Asset Quality. Anglo American believes that the Project has the potential to become a world-class, low-cost and long-life asset. Xxxxxx has progressed the development of the Project to an advanced stage, with construction now under way for over two years. Xxxxxx has indicated that this is currently the world’s largest known high-grade polyhalite deposit with a JORC Reserve of 290 million tonnes, with a grade of 88.8%, and a Resource of 2.69 billion tonnes. The Resource indicated by Xxxxxx has the scale, thickness and quality to be mined efficiently through a relatively simple, low-energy, non-chemical production process. Xxxxxx has indicated that the Project could operate at an EBITDA margin potentially well in excess of 50% leaving the Project well positioned for strong through-the-cycle profitability with an anticipated long asset life.
Sample 1
Asset Quality. RATIOS: Nonperforming loans to total loans(9) ......... 0.13 0.30 0.88 0.13 1.03 Nonperforming assets to total loans and other real estate owned(10) ............. 0.13 0.30 0.88 0.21 1.03 Net charge-offs to average total loans ........ 0.06 0.28 0.14 0.17 (0.02) Allowance for loan losses to total loans at year end ........................... 1.18 1.30 1.65 1.90 2.16 Allowance for loan losses to nonperforming loans ......................... 904.48 437.96 187.09 1434.68 211.09 CAPITAL RATIOS: Tier 1 capital to average total assets ........ 10.62 11.56 10.77 10.56 10.33 Tier 1 capital to total risk-weighted assets .. 12.63 14.70 14.82 15.01 14.20 Total capital to total risk-weighted assets ... 13.73 15.95 16.07 16.26 15.46 ----------------------- (Footnote appears on the following page.)
Sample 1