Membership and Accounts Sample Clauses

Membership and Accounts. Important Information about Procedures for Opening New Accounts. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Membership and Accounts. 1. Membership Eligibility

Membership and Accounts. To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Membership and Accounts. 1. Automated Teller Machine Services (ATMs)

Membership and Accounts. 1. Membership Eligibility‌ To be eligible for membership in the Credit Union, you must be an individual or entity qualifying within the Credit Union’s field of membership; have a valid Social Security Number (SSN) or Tax Identification Number (TIN); pay a membership fee and must maintain a share account as required by the Credit Union’s Bylaws. You authorize us to check your account, credit and employment history, and obtain a credit report from third parties, including credit reporting agencies, to verify your eligibility for the accounts and services you request.

Membership and Accounts. 1. Membership eligibility. To be eligible for membership in OCCU, you must be an individual or entity qualifying within OCCU’s field of membership and must purchase and maintain at least one share and pay any membership fee required by OCCU’s bylaws. You authorize us to check your account, credit and employment history, and obtain a credit report from third parties, including credit reporting agencies, or refer to a credit report we previously obtained, to verify your eligib ility for the accounts and services we may offer or you request from time to time.

Membership and Accounts. IDENTIFICATION To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask you your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. MEMBERSHIP ELIGIBILITY To be eligible for membership in the Credit Union, you must be an individual qualifying within the Credit Union’s field of membership as prescribed by the Credit Union’s bylaws. You authorize us to check financial information data and employment history about you by any means allowed by law, including obtaining a credit report or credit score from any consumer reporting agency to verify your eligibility for any accounts and services we offer or you request.

Membership and Accounts.  Important Information about Procedures for Opening New Accounts 1  Membership Eligibility 1  Individual Accounts 1  Joint Accounts 1  Pod/Trust Beneficiaries 2  Accounts for Minors 2  Uniform Transfers to Minors Account 2  Accounts for Trusts 2  Estate Accounts 2  Accounts of Businesses and Organizations 3  Deposit Requirements 3  Account Access 4  Account Rates and Fee 5  Transaction Limitations 5  Overdrafts 6  Post Dated and Stale Dated Items 7  Stop Payment Orders 7  Lost Items 8  Credit Union’s Liability for Errors 8  Credit Union Lien and Security Interest 8  Right of Offset 8  Legal Process 9  Account Information 9  Notices 9  Negative Information Notices 9  Taxpayer Identification Numbers (Tin) and Backup Withholding 9  Statements 9  Electronic Communications 10  Dormant Accounts and Unclaimed Property 10  Death of Account Owner 10  Termination of Account 11  Termination of Membership 11  Special Account Instructions 11  Phone Calls 11  Severability 11  Illegal Transactions 12  Enforcement 12  Governing Law 12 Funds Availability Policy‌‌‌  General Policy 12  Reservation of Right to Hold 12  Holds on Other Funds 12  Longer Delays May Apply 12  Special Rules for New Accounts 13 Electronic Funds Transfer Agreement and Disclosure  Introduction 13  Fone-Teller (Audio Response) Service 13  Preauthorized Electronic Funds Transfers 13  Online Banking Account Access 14  Online Banking Transactions 15  ATM/MasterCard/VISA Debit Cards 16  Service Limits (Cash and Purchases) 16  Illegal Use of Internet Gambling 16  Ownership of Cards 16  Honoring the Card 16  Currency Conversion/Foreign Transaction Fee 16  Business Days 16  Fees and Charges 17  Periodic Statements/Terminal Receipts 17  Account Information Disclosure 17  Credit Union Liability for Failure To Make Transfers 18  Termination of EFT Services 18  Notices 18  Billing Errors for Consumer Accounts 18  Enforcement 19  ATM Safety Notice 19 University Credit Union Privacy Policy  Facts 19  Security Safeguards 21  Truth in Savings (TIS) Disclosure 22  Substitute Check Policy Disclosure 23  Wire Transfer Terms and Conditions 25  Notice to Visa Check Card holders 26  Information and Application to Agreement for Loan Services 26 University Credit Union Membership and Account Agreement Disclosure Definitions‌‌‌‌‌‌‌‌ This Agreement is the contract of deposit which covers your and our rights and responsibilities concerning Membership and acc...

Membership and Accounts. MAIL: America’s Credit Union P.O. Box 5060 DuPont, WA 98327 E-MAIL: xxxxxxxxxxxx@xxxxxxx.xxx BRANCH LOCATIONS: PHONE: 000.000.0000 or Toll Free 1.866.YOUR1CU (968.7128) Website: xxx.xxxxxxx.xxx

Membership and Accounts. MEMBERSHIP ELIGIBILITY To be eligible for membership, you must be an individual or entity qualifying within the Credit Union’s field of membership, have a valid Social Security Number (SSN) or Tax Identification Number (TIN), and you must purchase and maintain minimum shares as required by the Credit Union’s Bylaws. You authorize us to check your financial information and employment history by any means allowed by law, including obtaining credit reports and credit scores from third parties, including consumer-reporting agencies, to determine your eligibility for accounts and services we may offer or you request from time to time. ACCOUNT OWNERSHIP & DESIGNATIONS Your Membership Application indicates the classification and form of account ownership. INDIVIDUAL ACCOUNTS An individual account is an account owned by one depositor, including any individual, trust, or other fiduciary relationship qualified for Credit Union membership. If the account is an individual account, the interest of a deceased individual owner will pass, subject to applicable law, to the POD beneficiary or decedent’s estate, if applicable. JOINT ACCOUNTS An account owned by two or more persons is a joint account. We consider any account in which you request joint ownership as an individual account until the Credit Union receives a Membership Application signed by you and the joint owner(s), at which time the account will be a jointly owned account and the following joint ownership rights will apply. Joint Ownership: Joint owners do not have membership rights. However, in accordance with Credit Union bylaws, we shall deem a joint owner as a member only for the purpose of applying for and obtaining loans and other credit. Other than that, the Credit Union does not consider joint owners as members unless they are qualified, eligible members who have separate accounts in their own names. Any joint owner on a share savings account is an authorized joint owner on all deposit sub-accounts under that account (except for Individual Retirement Accounts and Certificates of Deposit).