Security freeze definition

Security freeze means a notice placed in a credit report, at the
Security freeze means a notice placed in a consumer's credit report, at the request of the consumer, that prohibits the credit rating agency from releasing the consumer's credit report or any information from it relating to an extension of credit or the opening of a new account, without the express authorization of the consumer;

Examples of Security freeze in a sentence

  • The District shall fully fund the following non-major medical benefits for a 12-month period: Long Term Disability 66-2/3%, $4000 maximum, 90 calendar days, modified fill mental/nervous and alcohol/drug addiction; Social Security freeze.

  • Long Term Disability 66-2/3%, $4000 maximum, 90 calendar days, modified fill mental/nervous and alcohol/drug addiction; Social Security freeze.


More Definitions of Security freeze

Security freeze means a notice placed in a consumer credit report, at the request of the consumer and subject to certain exceptions, that prohibits a consumer reporting agency from releasing the consumer credit report or score relating to the extension of credit.
Security freeze means a notice placed in a credit report, at the request of the consumer, pursuant to section 2480h of this title.
Security freeze means a restriction placed on a consumer's credit report at the request of the consumer that prohibits a consumer reporting agency from releasing the consumer's credit report or any information derived from the consumer's credit report without the express authorization of or on behalf of the consumer.
Security freeze means a notice placed in a consumer's credit report, at the request of the consumer
Security freeze means a notice placed in a consumer's consumer report, at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumer credit file or any information derived from it, without the express authorization of the consumer. If a security freeze is in place, information from a consumer's consumer credit file may not be released to a third party without prior express authorization from the consumer. A security freeze does not prevent a consumer reporting agency from advising a third party that a security freeze is in effect with respect to the consumer report.
Security freeze means a notice placed in a consumer's consumer report, at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumer report or any information from it, in connection with the extension of credit or the opening of a new account, without the express authorization of the consumer. If a security freeze is in place, information from a consumer's consumer report may not be released to a third party, in connection with the extension of credit or the opening of an account, without prior express authorization from the consumer. This paragraph does not prevent a consumer reporting agency from advising a third party that a security freeze is in effect with respect to the consumer report.
Security freeze means a notice placed in a consumer report at a consumer’s request or a representative’s request or in a protective record at a representative’s request that, subject to certain exemptions, prohibits a consumer reporting agency from releasing information in the con- sumer report or the protective record for an extension of credit, unless the consumer temporarily lifts the security freeze on the consumer’s consumer report or a protected consumer or represen- tative removes the security freeze on or deletes the protective record.