Accidental Death and Permanent Disablement. 1. Death
Accidental Death and Permanent Disablement. If You suffer an Injury during Your Journey, shall within twelve (12) consecutive months result in any of the covered events for Benefit 19, We will pay the amount stated in the Schedule of Benefits:
Accidental Death and Permanent Disablement. (i) 30 days to 17 years old 75,000 75,000 125,000 (ii) 18 years old to 85 years old 300,000 300,000 500,000 20 Personal Liability 1,000,000 1,000,000 1,000,000 Section D – Urban Traveler’s Covers 21 Home Care Benefits 2,000 3,000 5,000 22 Pet Care Benefits 1,000 1,000 1,000 23 Rental Car Excess 23A Car Excess 2,000 3,000 5,000 23B Car Return Included in 23A Included in 23A Included in 23A 24 Emergency Telephone and Internet Usage 100 200 500 25 Special Coverage (i) 30 days to 17 years old 75,000 75,000 125,000 (ii) 18 years old to 85 years old 300,000 300,000 500,000 Section E – Additional Benefits 26 Badal Haji (only applicable to Muslim) 3,000 3,000 3,000 27 Wakaf (only applicable to Muslim) 1,000 1,000 1,000 28 Qurban (only applicable to Muslim) 1,000 1,000 1,000 29 Emergency Cash (only applicable to non-Muslim) 5,000 5,000 5,000 Section F - Travel Assistance Benefits 30 Travel Assist Included Included Included GENERAL DEFINITIONS Certain words have been defined below. These have the same meaning wherever they are used in the Policy. They are bold and begin with a capital letter (e.g. Insured Person, You, Your).
Accidental Death and Permanent Disablement. If you suffer an injury, following a loss covered by this Motor Vehicle Policy, during the period of cover, we will pay the amounts below if you suffer any or a combination of the events below within 90 days from the date of an injury. Event Amount
Accidental Death and Permanent Disablement. If you, your partner or any member of your family suffer an injury, following a loss covered by this Private Motor Policy, during the period of insurance, we will pay the amounts below if you, your partner or any member of your family suffer any or a combination of the events below within 90-days from the date of an injury. Event Amount
Accidental Death and Permanent Disablement. If You suffer a bodily Injury, which shall within twelve (12) consecutive months result in death or disablement as provided in the Table of Benefits described herein, We will pay the amount stated in the Schedule of Benefits according to the respective percentage of the sum insured as stated in the Table of Benefits. Description of Disablement Percentage of Sum Insured (%) Loss of life 100% Loss of Limbs (two limbs) 100% Loss of both hands, or of all fingers and both thumbs 100% Total paralysis 100% Total insanity Injuries resulting in being permanently bedridden 100% 100% Any other injury causing Permanent Total Disablement 100% Loss of arm at shoulder 100% Loss of arm between shoulder and elbow 100% Loss of arm at elbow 100% Loss of arm between elbow and wrist 100% Loss of hand at wrist 100% Loss of leg - at hip 100% - between knee and hip 100% - below knee 100% Eye: Loss of - Sight of whole eye 100% - Sight, except perception of light 50% - lens 50% Loss of four (4) fingers and thumb of one (1) hand 50% Loss of four (4) fingers 40% Loss of thumb - both phalanges 25% - one (1) phalanx 10% Loss of index finger - three (3) phalanges 10% - two (2) phalanges 8% - one (1) phalanx 4% Loss of middle finger - three (3) phalanges 6% - two (2) phalanges 4% - one (1) phalanx 2% Loss of ring finger - three (3) phalanges 5% - two (2) phalanges 4% - one (1) phalanx 2% Loss of little finger - three (3) phalanges 4% - two (2) phalanges 3% - one (1) phalanx 2% Loss of metacarpals - first or second (additional) 3% - third, fourth or fifth (additional) 2% Loss of toes - all phalanges 15% - great, both phalanges 5% - great, one (1) phalanx 2% - other than great, if more than one (1) toe lost each 1% Loss of Hearing - both ears 75% - one (1) ear 15% Loss of Speech 50% The degree of shortening of limbs must be certified by a Physician. Where the bodily Injury is not specified, We reserve the right to adopt a percentage of sum insured based on the disablement, which, in Our opinion, is consistent with the provisions of the above Table of Benefits. “Loss” of limb or member or part thereof shall mean loss by actual physical severance or total and permanent Loss of Use. Loss of Use of body member shall be treated as loss of body member. The aggregate of all percentages payable in respect of any one (1) Accident shall not exceed 100%. In the event a total of 100% is paid, all coverage hereunder shall immediately cease to be in force. All other losses less than 100% if having been ...
Accidental Death and Permanent Disablement. (i) 30 days to 17 years old 75,000 75,000 125,000 (ii) 18 years old to 85 years old 300,000 300,000 500,000 20 Personal Liability 1,000,000 1,000,000 1,000,000 Section D – Urban Traveler’s Covers 21 Home Care Benefits 2,000 3,000 5,000 22 Pet Care Benefits 1,000 1,000 1,000 23 Rental Car Excess 23A Car Excess 2,000 3,000 5,000 23B Car Return Included in 23A Included in 23A Included in 23A 24 Emergency Telephone and Internet Usage 100 200 500 25 Special Coverage (i) 30 days to 17 years old 75,000 75,000 125,000 (ii) 18 years old to 85 years old 300,000 300,000 500,000 Section E – Additional Benefits 26 Badal Haji (only applicable to Muslim) 3,000 3,000 3,000 27 Wakaf (only applicable to Muslim) 1,000 1,000 1,000 28 Qurban (only applicable to Muslim) 1,000 1,000 1,000 29 Emergency Cash (only applicable to non-Muslim) 5,000 5,000 5,000 Section F - Travel Assistance Benefits 30 Travel Assist Included Included Included Section G – Covid-19 Benefits (optional) 31 Travel Cancellation due to Covid-19 20,000 10,000 25,000 10,000 30,000 10,000 31A 31B Travel Cancellation due to Covid-19 Travel Alteration due to Covid-19 32 Overseas Medical Expenses due to Covid-19 100,000 300,000 500,000 33 Hospital Allowance due to Covid-19 (RM150 per day) 9,000 9,000 9,000 34 Child Care Benefit due to Covid-19 10,000 10,000 10,000 35 Death due to Covid-19 10,000 10,000 10,000 GENERAL DEFINITIONS Certain words have been defined below. These have the same meaning wherever they are used in the Policy. They are bold and begin with a capital letter (e.g. Insured Person, You, Your).
Accidental Death and Permanent Disablement. Commented [PYC1]: Pls change the table of benefits as per Z- Prihatin Takafu, due to small sum insured. If You suffer a Bodily Injury during the Journey on any of the PLUS Expressways, which shall within twelve (12) consecutive months result in death or disablement as provided in the Table of Benefits described herein, We will pay the amount stated in the Certificate of Takaful according to the respective percentage of the sum covered as stated in the Table of Benefits. TABLE OF BENEFITS Description of Disablement Percentage of Sum Covered (%) Accidental Death 100% Loss of Limbs (one (1) or both limbs) - loss by physical separation at or above the wrist or ankle joint 100% Total paralysis 100% Injuries resulting in being permanently bedridden 100% Any other Bodily Injury causing Permanent Total Disablement 100% Eye: Loss of one (1) or both eyes including Loss of Sight 100%
Accidental Death and Permanent Disablement. If the Insured Person sustains Injury during their rest day and not in the course of performing any duty for Your benefit whilst in Hong Kong, and such Injury directly results in one of the events listed in the Compensation Table below within three hundred and sixty-five (365) days from the date of the Accident, We will pay up to the maximum Sum Insured as specified in the Policy Schedule subject to the applicable percentage as set out in the Compensation Table below. Compensation Table Events Injury resulting in: Percentage of Sum Insured payableas specified in the Policy Schedule
