Common use of Additional Provisions in Relation to Charges Clause in Contracts

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letter/transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment of loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rules, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letter/transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor endeavour to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment of loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rulespolicy, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letterSanction Letter/transaction Transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxxi.e. xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable by the Borrower in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrowerBorrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment Prepayment of loan Loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rulespolicy, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxxx.x.xxx.xxxxxxxxxx.xxx. It shall be borrower’s Borrower's responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrowerBorrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letterSanction Letter/transaction Transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxxi.e. xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable by the Borrower in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-post- dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrowerBorrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment Prepayment of loan Loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rulespolicy, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxxx.x.xxx.xxxxxxxxxx.xxx. It shall be borrower’s Borrower's responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrowerBorrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letterSanction Letter/transaction Transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrowerBorrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment Prepayment of loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rules, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s Borrower's responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrowerBorrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment Repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.,

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letter/transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment of loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rules, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letterSanction Letter/transaction Transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrowerBorrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment Prepayment of loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rules, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s Borrower's responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrowerBorrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment Repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letterSanction Letter/transaction Transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable by the Borrower in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrowerBorrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment Prepayment of loan Loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rulespolicy, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.i.e.

Additional Provisions in Relation to Charges. (a) The fees/charge/rate(s) wherever specified in the sanction letterSanction Letter/transaction Transaction Documents in relation to the Facility are nonrefundable in nature. The rate(s) are changeable, at the discretion of Indiabulls Housing Finance Limited, from time to time. Indiabulls Housing Finance Limited shall endeavor to give notice of such changes and such notice, if any, provided by Indiabulls Housing Finance Limited in the manner specified in the Agreement or on its official website or in any other manner whatsoever, of any changes in rate(s), mentioned above or any notice from Indiabulls Housing Finance Limited for payments of amounts at the changed rate(s) shall be treated as sufficient and reasonable notice to the Borrower/s and Indiabulls Housing Finance Limited shall not be bound to issue any further notice of such changes to the Borrower/s. The same can also be referred from website of Indiabulls Housing Finance Limited x.x.xxx.xxxxxxxxxx.xxx. (b) The cheque re-presentation charges shall be payable by the Borrower in each instance that any post-dated cheque is dishonored (under any of the payment modes) and consequently represented OR in each instance that a post-dated cheque is presented when any Installment/s is/are not receive by Indiabulls Housing Finance Limited by/upon issue of debit instructions under the ECS method or Direct Debit method or any other payment method (other than the PDC method) selected by the borrowerBorrower/s for any reasons whatsoever. (c) All charges/fees, if any, related to delay in payment of EMI or PEMII, prepayment Prepayment of loan Loan amount, copy of the title documents, statement of account, switch fees, cheque swapping, cheque bouncing etc. are as per IHFL rulespolicy, to be notified from time to time. The same can be referred from official site of Indiabulls Housing Finance Limited i.e. xxx.xxxxxxxxxx.xxx. It shall be borrower’s Xxxxxxxx's responsibility to keep informed about these changes. (d) Service tax and all other applicable taxes/statutory levies, if any, on all amounts payable under this Agreement will be payable additionally by the borrowerBorrower/s. (e) All fees, charges and other monies payable/paid by the Borrower/s under the Transaction Documents are non-refundable in nature. (f) The Borrower/s shall bear all interest tax, service tax, all other imposts, duties (including stamp duty and relevant registration and filing charges and taxes of any description whatsoever) as may be levied from time to time by the Government or other authority in connection with/on (a) the application for, and the grant and repayment of the Loan (b) the Borrower's Dues, the Agreement, and/or any Transaction Document, (c) recovery and realisation of the Borrower/s' Dues, (d) the creation, enforcement and realisation of the security (including taking possession of, maintaining, storing and selling/transfer of the Property(ies), (e) repairing of the Assets(s) and clearance of- arrears of all taxes and any other charges and levies payable to the Government in respect of the Property(ies), (f) inspections, and (g) insuring the Property(ies). The Borrower/s shall pay all costs, charges, fees, expenses in any way incurred by IHFL; the Borrower/s shall also pay stamp duty, legislative fees, other duties, taxes, charges and penalties if and when the Borrower/s is required to pay according to the laws for the time being in force. In the event of the Borrower/s failing to pay the monies referred to above, IHFL shall be at liberty (but shall not be obliged) to pay the same.