{"component": "clause", "props": {"groups": [{"size": 53, "snippet_links": [{"key": "under-this-contract", "type": "clause", "offset": [44, 63]}, {"key": "additional-options", "type": "definition", "offset": [65, 83]}, {"key": "the-future", "type": "clause", "offset": [108, 118]}], "samples": [{"hash": "3RekZNbkSyw", "uri": "/contracts/3RekZNbkSyw#annuity-options", "label": "Insurance Contract (Separate Account a of Pacific Life Insurance Co)", "score": 29.2984256744, "published": true}, {"hash": "lqRgx4vnSGF", "uri": "/contracts/lqRgx4vnSGF#annuity-options", "label": "Insurance Contract (Separate Account a of Pacific Life Insurance Co)", "score": 29.1067752838, "published": true}, {"hash": "kzq2odVSpVk", "uri": "/contracts/kzq2odVSpVk#annuity-options", "label": "Insurance Contract (Separate Account a of Pacific Life Insurance Co)", "score": 28.2991104126, "published": true}], "snippet": "The following Annuity Options are available under this Contract. Additional options may become available in the future:", "hash": "f40a322be50addb88aa1df7e94ded75a", "id": 1}, {"size": 27, "snippet_links": [{"key": "written-election", "type": "clause", "offset": [5, 21]}, {"key": "the-company", "type": "definition", "offset": [33, 44]}, {"key": "annuity-service-center", "type": "definition", "offset": [52, 74]}, {"key": "the-contract-value", "type": "definition", "offset": [91, 109]}, {"key": "one-of-the-following-options", "type": "clause", "offset": [136, 164]}, {"key": "annuity-option", "type": "definition", "offset": [172, 186]}, {"key": "the-fixed-account", "type": "clause", "offset": [261, 278]}, {"key": "prior-to-the", "type": "clause", "offset": [291, 303]}, {"key": "annuity-date", "type": "clause", "offset": [304, 316]}, {"key": "subject-to", "type": "definition", "offset": [346, 356]}, {"key": "market-value-adjustment", "type": "clause", "offset": [359, 382]}, {"key": "accumulation-provisions", "type": "clause", "offset": [388, 411]}, {"key": "adjustment-for", "type": "clause", "offset": [427, 441]}, {"key": "further-details", "type": "clause", "offset": [442, 457]}, {"key": "option-1", "type": "definition", "offset": [459, 467]}, {"key": "monthly-payments", "type": "definition", "offset": [493, 509]}, {"key": "payable-to", "type": "definition", "offset": [538, 548]}, {"key": "no-further-payments", "type": "clause", "offset": [597, 616]}, {"key": "death-of-the-annuitant", "type": "clause", "offset": [639, 661]}, {"key": "no-provision", "type": "clause", "offset": [675, 687]}, {"key": "a-death-benefit", "type": "definition", "offset": [692, 707]}, {"key": "the-beneficiary", "type": "definition", "offset": [719, 734]}, {"key": "option-2", "type": "clause", "offset": [736, 744]}, {"key": "joint-and-survivor-life-annuity", "type": "definition", "offset": [747, 778]}, {"key": "the-joint", "type": "definition", "offset": [824, 833]}, {"key": "a-designated", "type": "clause", "offset": [864, 876]}, {"key": "second-person", 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"in-certain-circumstances", "type": "clause", "offset": [1922, 1946]}, {"key": "discounted-value", "type": "clause", "offset": [1952, 1968]}, {"key": "option-4", "type": "definition", "offset": [2062, 2070]}, {"key": "as-selected", "type": "definition", "offset": [2336, 2347]}, {"key": "in-the-same-manner", "type": "definition", "offset": [2371, 2389]}, {"key": "under-option", "type": "definition", "offset": [2402, 2414]}, {"key": "remaining-payments", "type": "clause", "offset": [2563, 2581]}, {"key": "option-5", "type": "definition", "offset": [2631, 2639]}, {"key": "payments-for", "type": "clause", "offset": [2648, 2660]}, {"key": "specified-period", "type": "definition", "offset": [2663, 2679]}, {"key": "period-of-time", "type": "clause", "offset": [2750, 2764]}, {"key": "years-or-more", "type": "clause", "offset": [2775, 2788]}, {"key": "the-election", "type": "clause", "offset": [2840, 2852]}, {"key": "basis-of-computation", "type": "clause", "offset": [3100, 3120]}, {"key": "actuarial-basis", "type": "clause", "offset": [3125, 3140]}, {"key": "table-of", "type": "clause", "offset": [3149, 3157]}, {"key": "mortality-table", "type": "definition", "offset": [3204, 3219]}, {"key": "with-interest", "type": "definition", "offset": [3240, 3253]}, {"key": "premium-tax", "type": "clause", "offset": [3333, 3344]}], "samples": [{"hash": "goqY1OyNCrW", "uri": "/contracts/goqY1OyNCrW#annuity-options", "label": "Annuity Contract (First Sunamerica Life Insurance Co)", "score": 18.0, "published": true}, {"hash": "cnPzlgVCLKd", "uri": "/contracts/cnPzlgVCLKd#annuity-options", "label": "Annuity Contract (Fs Variable Separate Account)", "score": 18.0, "published": true}, {"hash": "cc96KBP0MOu", "uri": "/contracts/cc96KBP0MOu#annuity-options", "label": "Annuity Contract (First Sunamerica Life Insurance Co)", "score": 18.0, "published": true}], "snippet": "Upon written election filed with the Company at its Annuity Service Center, all or part of the Contract Value may be applied to provide one of the following options or any Annuity Option that is mutually agreeable. The portion of the Contract Value which is in the Fixed Account immediately prior to the Annuity Date applied to an annuity may be subject to a Market Value Adjustment. See ACCUMULATION PROVISIONS - MARKET VALUE ADJUSTMENT for further details. OPTION 1 - LIFE ANNUITY, LIFETIME MONTHLY PAYMENTS GUARANTEED Monthly payments payable to the Payee during the lifetime of the Annuitant. No further payments are payable after the death of the Annuitant and there is no provision for a Death Benefit payable to the Beneficiary. OPTION 2 - JOINT AND SURVIVOR LIFE ANNUITY Monthly payments payable to the Payee during the joint lifetime of the Annuitant and a designated second person and during the lifetime of the survivor. If a reduced payment to the survivor is desired, Variable Annuity payments will be determined using either one-half or two-thirds of the number of each type of Annuity Unit credited to the Contract. Fixed monthly payments will be equal to either one-half or two-thirds of the fixed monthly payment payable during the joint lifetime of the Annuitant and the designated second person. OPTION 3 - JOINT AND SURVIVOR LIFE ANNUITY - 120 MONTHLY PAYMENTS GUARANTEED Monthly payments payable to the Payee during the joint lifetime of the Annuitant and designated second person and continuing during the remaining lifetime of the survivor, with the guarantee that if, at the death of the survivor, payments have been made for less than 120 monthly periods, any remaining guaranteed annuity payments will be continued to the Beneficiary named on the Annuity Option Selection Form. In the event of death of the Annuitant and the designated second person under this option, the Contract provides that in certain circumstances, the discounted value of the remaining guaranteed annuity payments, if any will be calculated and paid in one sum. OPTION 4 - LIFE ANNUITY WITH 120 OR 240 MONTHLY PAYMENTS GUARANTEED An annuity payable monthly to the Payee during the lifetime of the Annuitant with the guarantee that if, at the death of the Annuitant, payments have been made for less than the 120 or 240 monthly periods, as selected, payments will be made in the same manner as provided under OPTION 3 above. In the event of death of the Annuitant under this option, the Contract provides that in certain circumstances, the discounted value of the remaining payments, if any, will be calculated and paid in one sum. OPTION 5 - FIXED PAYMENTS FOR A SPECIFIED PERIOD CERTAIN Fixed monthly payments payable to the Payee for any specified period of time (five (5) years or more, but not exceeding thirty (30) years), as elected. The election must be made for full twelve month periods. In the event of death of the Payee under this option, the Contract provides that in certain circumstances, the discounted value of the remaining payments, if any, will be calculated and paid in one sum. BASIS OF COMPUTATION The actuarial basis for the Table of Guaranteed Annuity Rates is the 1983a Annuity Mortality Table, without projection with interest at 3.5%. The Table of Guaranteed Annuity Rates does not include any applicable premium tax.", "hash": "acfef75b973f099e7efe0780d1967ed5", "id": 2}, {"size": 18, "snippet_links": [{"key": "option-1", "type": "definition", "offset": [0, 8]}, {"key": "payments-for-a-stated-period-of-time", "type": "clause", "offset": [11, 47]}, {"key": "number-of-years", "type": "clause", "offset": [82, 97]}, {"key": "annuity-option", "type": "definition", "offset": [188, 202]}, {"key": "variable-annuity", "type": "definition", "offset": [220, 236]}, {"key": "present-value", "type": "clause", "offset": [242, 255]}, {"key": "payments-may-be", "type": "clause", "offset": [273, 288]}, {"key": "at-any-time", "type": "clause", "offset": [299, 310]}], "samples": [{"hash": "em9PnPFcqWx", "uri": "/contracts/em9PnPFcqWx#annuity-options", "label": "Individual Variable, Fixed or Combination Annuity Contract (VOYA RETIREMENT INSURANCE & ANNUITY Co)", "score": 27.2546195984, "published": true}, {"hash": "lEgij1xdVbi", "uri": "/contracts/lEgij1xdVbi#annuity-options", "label": "Annuity Contract (Variable Annuity Account B of Aetna Life Ins & Annuity Co)", "score": 18.0, "published": true}, {"hash": "gswOhlVXfSo", "uri": "/contracts/gswOhlVXfSo#annuity-options", "label": "Group Annuity Contract (Variable Annuity Account B of Aetna Life Ins & Annuity Co)", "score": 18.0, "published": true}], "snippet": "Option 1 - Payments for a Stated Period of Time - An Annuity will be paid for the number of years chosen. The number of years must be at least 5 and not more than 30. If payments for this Annuity Option are made under a variable Annuity, the present value of any remaining payments may be withdrawn at any time.", "hash": "f1762d6ae1833b82eb87078bfb865bf1", "id": 3}, {"size": 15, "snippet_links": [{"key": "optional-form-of-annuity", "type": "definition", "offset": [18, 42]}, {"key": "time-of-purchase", "type": "clause", "offset": [59, 75]}], "samples": [{"hash": "zPGYn4n4jV", "uri": "/contracts/zPGYn4n4jV#annuity-options", "label": "Insurance Contract (Aul American Unit Trust)", "score": 18.0, "published": true}, {"hash": "l70FYf0xUDp", "uri": "/contracts/l70FYf0xUDp#annuity-options", "label": "Insurance Contract (Aul American Unit Trust)", "score": 18.0, "published": true}, {"hash": "kJwaYHwPgBo", "uri": "/contracts/kJwaYHwPgBo#annuity-options", "label": "Insurance Contract (Aul American Unit Trust)", "score": 18.0, "published": true}], "snippet": "You may elect any optional form of annuity we offer at the time of purchase. Available annuity options always include:", "hash": "bc7e6fe0fb56d31722b7dbec0d045cb7", "id": 4}, {"size": 12, "snippet_links": [{"key": "annuity-option", "type": "definition", "offset": [18, 32]}, {"key": "authorized-request", "type": "definition", "offset": [67, 85]}, {"key": "written-consent", "type": "definition", "offset": [99, 114]}], "samples": [{"hash": "duDT2qgaYcN", "uri": "/contracts/duDT2qgaYcN#annuity-options", "label": "Individual Flexible Purchase Payment Variable Deferred Annuity Contract (Allianz Life Variable Account B)", "score": 26.2826824188, "published": true}, {"hash": "4EDXJtcZRl8", "uri": "/contracts/4EDXJtcZRl8#annuity-options", "label": "Individual Flexible Purchase Payment Variable Deferred Annuity Contract (Allianz Life Insurance Co of North America)", "score": 26.2826824188, "published": true}, {"hash": "khAddoKD2pd", "uri": "/contracts/khAddoKD2pd#annuity-options", "label": "Variable Indexed Annuity Contract (Allianz Life of Ny Variable Account C)", "score": 23.3312797546, "published": true}], "snippet": "You may select an Annuity Option other than Options 1 through 5 by Authorized Request and with our written consent.", "hash": "b31488c037c968c5782258e2b7c578e0", "id": 5}, {"size": 11, "snippet_links": [{"key": "option-1", "type": "definition", "offset": [0, 8]}, {"key": "payments-for-a-stated-period-of-time", "type": "clause", "offset": [12, 48]}, {"key": "number-of-years", "type": "clause", "offset": [84, 99]}, {"key": "certificate-holder", "type": "definition", "offset": [236, 254]}, {"key": "the-period", "type": "clause", "offset": [256, 266]}, {"key": "the-beneficiary", "type": "definition", "offset": [298, 313]}, {"key": "life-expectancy", "type": "definition", "offset": [316, 331]}], "samples": [{"hash": "lsVAR9ldmv6", "uri": "/contracts/lsVAR9ldmv6#annuity-options", "label": "Group Annuity Certificate (VOYA RETIREMENT INSURANCE & ANNUITY Co)", "score": 27.2546195984, "published": true}, {"hash": "br49xCusn4J", "uri": "/contracts/br49xCusn4J#annuity-options", "label": "Annuity Contract (Aetna Insurance Co of America)", "score": 18.0, "published": true}, {"hash": "axjib00hPEW", "uri": "/contracts/axjib00hPEW#annuity-options", "label": "Group Annuity Contract (Aetna Insurance Co of America)", "score": 18.0, "published": true}], "snippet": "Option 1 -- Payments for a Stated Period of Time -- An Annuity will be paid for the number of years chosen. The number of years must be at least 10 and not more than 30. If a nonspouse Beneficiary elects this option at the death of the Certificate Holder, the period selected may not extend beyond the Beneficiary's life expectancy.", "hash": "cfe48ceb6372bc83246b144255045cc0", "id": 6}, {"size": 10, "snippet_links": [{"key": "option-1", "type": "definition", "offset": [3, 11]}, {"key": "life-annuity", "type": "clause", "offset": [14, 26]}, {"key": "option-2", "type": "clause", "offset": [65, 73]}, {"key": "annuity-payments", "type": "definition", "offset": [113, 129]}, {"key": "option-3", "type": "clause", "offset": [183, 191]}, {"key": "joint-and-last-survivor-annuity", "type": "clause", "offset": [194, 225]}, {"key": "option-4", "type": "definition", "offset": [245, 253]}, {"key": "option-5", "type": "definition", "offset": [355, 363]}], "samples": [{"hash": "kq2ob3WHKjn", "uri": "/contracts/kq2ob3WHKjn#annuity-options", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 18.0, "published": true}, {"hash": "gbgNUN3j795", "uri": "/contracts/gbgNUN3j795#annuity-options", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 18.0, "published": true}, {"hash": "aVgFaR3I8A3", "uri": "/contracts/aVgFaR3I8A3#annuity-options", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 18.0, "published": true}], "snippet": "11 OPTION 1 - LIFE ANNUITY....................................11 OPTION 2 - LIFE ANNUITY WITH 120 OR 240 MONTHLY ANNUITY PAYMENTS GUARANTEED........................................11 OPTION 3 - JOINT AND LAST SURVIVOR ANNUITY.................11 OPTION 4 - JOINT AND LAST SURVIVOR ANNUITY WITH 120 OR 240 MONTHLY ANNUITY PAYMENTS GUARANTEED.............11 OPTION 5 - REFUND LIFE ANNUITY.............................12 ANNUITY........................................................12", "hash": "1716a18c31382df38baf17d6a6fec329", "id": 7}, {"size": 9, "snippet_links": [{"key": "option-1", "type": "definition", "offset": [0, 8]}], "samples": [{"hash": "jENEaU2pK0g", "uri": "/contracts/jENEaU2pK0g#annuity-options", "label": "Certificate of Group Annuity Coverage (VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co)", "score": 33.2895278931, "published": true}, {"hash": "cX3wV7JiX29", "uri": "/contracts/cX3wV7JiX29#annuity-options", "label": "Insurance Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 20.0, "published": true}, {"hash": "eZeWZuq8Fx2", "uri": "/contracts/eZeWZuq8Fx2#annuity-options", "label": "Insurance Contract (Variable Annuity Acct C of Aetna Life Insurance & Annuity Co)", "score": 18.0, "published": true}], "snippet": "Option 1 -", "hash": "0dfd1883d1491cd3c519ad3284d8cb3a", "id": 8}, {"size": 9, "snippet_links": [{"key": "subject-to", "type": "definition", "offset": [0, 10]}, {"key": "settlement-options", "type": "clause", "offset": [45, 63]}, {"key": "minimum-amounts", "type": "clause", "offset": [68, 83]}, {"key": "the-cash-surrender-value", "type": "clause", "offset": [104, 128]}, {"key": "this-contract", "type": "clause", "offset": [132, 145]}, {"key": "additional-options", "type": "definition", "offset": [219, 237]}], "samples": [{"hash": "8xyFtYde5V2", "uri": "/contracts/8xyFtYde5V2#annuity-options", "label": "Variable Annuity Contract (Tlac Separate Account Fourteen for Variable Annuities)", "score": 18.0, "published": true}, {"hash": "7yi93Tm2wH3", "uri": "/contracts/7yi93Tm2wH3#annuity-options", "label": "Variable Annuity Contract (Travelers Separate Account Pf for Variable Annuities)", "score": 18.0, "published": true}, {"hash": "4XmOG7OlP07", "uri": "/contracts/4XmOG7OlP07#annuity-options", "label": "Variable Annuity Contract (Tlac Separate Account Twelve for Variable Annuities)", "score": 18.0, "published": true}], "snippet": "Subject to conditions stated in Elections Of Settlement Options and Minimum Amounts, all or any part of the Cash Surrender Value of this Contract may be paid under one or more of the Annuity Options below. We may offer additional options.", "hash": "c222eed55e933ff5245b668a251d3fc9", "id": 9}, {"size": 9, "snippet_links": [{"key": "option-1", "type": "definition", "offset": [3, 11]}, {"key": "life-annuity", "type": "clause", "offset": [14, 26]}, {"key": "option-2", "type": "clause", "offset": [104, 112]}, {"key": "payments-over", "type": "clause", "offset": [141, 154]}, {"key": "option-3", "type": "clause", "offset": [267, 275]}, {"key": "joint-and-last-survivor-annuity", "type": "clause", "offset": [278, 309]}, {"key": "option-4", "type": "definition", "offset": [368, 376]}, {"key": "option-5", "type": "definition", "offset": [524, 532]}, {"key": "option-6", "type": "definition", "offset": [624, 632]}, {"key": "period-certain-annuity", "type": "definition", "offset": [645, 667]}], "samples": [{"hash": "dHBsVv97cy9", "uri": "/contracts/dHBsVv97cy9#annuity-options", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 18.0, "published": true}, {"hash": "aEs4YBaR3Wk", "uri": "/contracts/aEs4YBaR3Wk#annuity-options", "label": "Annuity Contract (Allianz Life Variable Account B)", "score": 18.0, "published": true}], "snippet": "12 OPTION 1 - LIFE ANNUITY...........................................................................12 OPTION 2 - LIFE ANNUITY WITH MONTHLY PAYMENTS OVER 5, 10, 15, OR 20 YEARS GUARANTEED............................................................................12 OPTION 3 - JOINT AND LAST SURVIVOR ANNUITY........................................................12 OPTION 4 - JOINT AND LAST SURVIVOR ANNUITY WITH MONTHLY PAYMENTS OVER 5, 10, 15, OR 20 YEARS GUARANTEED..................................................13 OPTION 5 - REFUND LIFE ANNUITY...................................................................13 OPTION 6 - SPECIFIED PERIOD CERTAIN ANNUITY.............................................................14 ANNUITY..........................................................................................................14", "hash": "8d779a261ebc0ca564efd70473b07acb", "id": 10}], "next_curs": "ClgSUmoVc35sYXdpbnNpZGVyY29udHJhY3RzcjQLEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2Ihhhbm51aXR5LW9wdGlvbnMjMDAwMDAwMGEMogECZW4YACAA", "clause": {"size": 381, "children": [["life-annuity", "Life  Annuity"], ["survivorship-annuity", "Survivorship  Annuity"], ["fixed-period", "Fixed  Period"], ["certain-and-life-annuity", "Certain and Life Annuity"], ["installment-refund-life-annuity", "Installment Refund Life Annuity"]], "parents": [["annuity-provisions", "Annuity Provisions"], ["general-provisions", "General Provisions"], ["surrender-value", "Surrender Value"], ["valuing-participant-accounts", "Valuing  Participant  Accounts"], ["miscellaneous", "MISCELLANEOUS"]], "title": "ANNUITY OPTIONS", "id": "annuity-options", "related": [["annuity", "Annuity", "Annuity"], ["payment-options", "Payment Options", "Payment Options"], ["fixed-annuity", "Fixed Annuity", "Fixed Annuity"], ["benefit-options", "Benefit Options", "Benefit Options"], ["annuity-payments", "ANNUITY PAYMENTS", "ANNUITY PAYMENTS"]], "related_snippets": [], "updated": "2026-02-25T05:25:33+00:00"}, "json": true, "cursor": ""}}