Common use of Borrower Information; Reporting to Credit Bureaus Clause in Contracts

Borrower Information; Reporting to Credit Bureaus. The Borrower authorizes the Bank at any time to verify or check any information given by the Borrower to the Bank, check the Borrower's credit references, verify employment, and obtain credit reports. The Borrower agrees that the Bank shall have the right at all times to disclose and report to credit reporting agencies and credit rating agencies such information pertaining to the Borrower and/or all guarantors as is consistent with the Bank's policies and practices from time to time in effect. This Agreement is executed as of the date stated at the top of the first page. Nu Skin Enterprises, Inc. By: /s/ Xxxxx X. Xxxx Name: Xxxxx X. Xxxx Title: Chief Financial Officer Address where notices to the Borrower are to be sent: Nu Skin Enterprises, Inc. 00 Xxxx Xxxxxx Xxxxxx Xxxxx, XX 00000 Attention: Treasurer Telephone: 000-000-0000 Facsimile: 000-000-0000 Bank of America, NA By: /s/Xxxxx X. Xxxxxx Name: Xxxxx X. Xxxxxx Title: Senior Vice President Address where notices to the Bank are to be sent: Bank of America, NA 000 Xxxxx Xxxxxx Xxxxxx, 0xx Xxxxx Xxx Xxxxx, XX 00000 Attention: Xxxxx X. Call, Senior Vice President Facsimile: 000-000-0000 Federal law requires Bank of America, N.A. (the "Bank") to provide the following notice. The notice is not part of the foregoing agreement or instrument and may not be altered. Please read the notice carefully. USA PATRIOT ACT NOTICE Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or obtains a loan. The Bank will ask for the Borrower's legal name, address, tax ID number or social security number and other identifying information. The Bank may also ask for additional information or documentation or take other actions reasonably necessary to verify the identity of the Borrower, quarantors or other related persons.

Borrower Information; Reporting to Credit Bureaus. The Borrower authorizes the Bank at any time to verify or check any information given by the Borrower to the Bank, check the Borrower's ’s credit references, verify employment, and obtain credit reports. The Borrower agrees that the Bank shall have the right at all times to disclose and report to credit reporting agencies and credit rating agencies such information pertaining to the Borrower and/or all guarantors as is consistent with the Bank's ’s policies and practices from time to time in effect. This Agreement is executed as of the date stated at the top of the first page. Nu Skin Enterprises, Inc. By: /s/ Xxxxx X. Xxxx Name: Xxxxx X. Xxxx Title: Chief Financial Officer Address where notices to the Borrower are to be sent: Nu Skin Enterprises, Inc. 00 Xxxx Xxxxxx Xxxxxx Xxxxx, XX 00000 Attention: Treasurer Telephone: 000-000-0000 Facsimile: 000-000-0000 Bank of America, NA By: /s/N.A. Kewaunee Scientific Corporation By /s/ Xxxxxxx X. Xxxxx X. By /s/ D. Xxxxxxx Xxxxxx (Seal) Name: Xxxxxxx X. Xxxxx X. Name: D. Xxxxxxx Xxxxxx Title: Senior Vice President Title: Senior Vice President, Finance and Chief Financial Officer Address where notices to the Bank are to be sent: Bank of America, NA N.A. 000 X. Xxxxx Xxxxxx XxxxxxStreet NC1-002-03-10 Charlotte, 0xx Xxxxx NC 28255 Telephone: (000) 000-0000 Facsimile: (000) 000-0000 Address where notices to the Borrower are to be sent: Kewaunee Scientific Corporation X.X. Xxx Xxxxx0000 Xxxxxxxxxxx, XX 00000 AttentionTelephone: Xxxxx X. Call, Senior Vice President Facsimile: (000-) 000-0000 Federal law requires Bank of America, N.A. Facsimile: (the "Bank"000) to provide the following notice000-0000 USA Patriot Act Notice. The notice is not part of the foregoing agreement or instrument and may not be altered. Please read the notice carefully. USA PATRIOT ACT NOTICE Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or obtains a loan. The Bank will ask for the Borrower's ’s legal name, address, tax ID number or social security number and other identifying information. The Bank may also ask for additional information or documentation or take other actions reasonably necessary to verify the identity of the Borrower, quarantors guarantors or other related persons.

Borrower Information; Reporting to Credit Bureaus. The Borrower authorizes the Bank at any time to verify or check any information given by the Borrower to the Bank, check the Borrower's ’s credit references, verify employment, and obtain credit reports. The Borrower agrees that the Bank shall have the right at all times to disclose and report to credit reporting agencies and credit rating agencies such information pertaining to the Borrower and/or all guarantors as is consistent with the Bank's policies and practices from time to time in effect. This Agreement is executed as of the date stated at the top of the first page. Nu Skin EnterprisesBANK OF AMERICA, Inc. N.A., KEY TECHNOLGY, INC. a national banking association an Oregon corporation By:_____________________ By: /s/ Xxxxx Daxxx X. Xxxx NameIts:______________________ Its: Xxxxx X. Xxxx Title: President and Chief Financial Executive Officer Address where notices to the Borrower are to be sent: Nu Skin Enterprises, Inc. 00 Xxxx Xxxxxx Xxxxxx Xxxxx, XX 00000 Attention: Treasurer Telephone: 000-000-0000 Facsimile: 000-000-0000 Bank of America, NA By: /s/Xxxxx X. Xxxxxx Name: Xxxxx X. Xxxxxx Title: Senior Vice President Address where notices to the Bank are to be sent: the Borrower are to be sent: Bank of America, NA 000 N.A. 150 Xxxxx Xxxxxx 1000 Xxxx Xxxxxx, 0xx Xxxxx Xxx Xxxxx Xxxxx, Xxxxxxxxxx 00000 Waxxxxx, XX 00000 Attention: Xxxxx X. Call, Senior Vice President Facsimile: 000-000-0000 Federal law requires Bank of America, N.A. (the "“Bank"”) to provide the following notice. The notice is not part of the foregoing agreement or instrument and may not be altered. Please read the notice carefully. USA PATRIOT ACT NOTICE Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or obtains a loan. The Bank will ask for the Borrower's ’s legal name, address, tax ID number or social security number and other identifying information. The Bank may also ask for additional information or documentation or take other actions reasonably necessary to verify the identity of the Borrower, quarantors guarantors or other related persons.

Borrower Information; Reporting to Credit Bureaus. The Borrower authorizes the Bank at any time to verify or check any information given by the Borrower to the Bank, check the Borrower's ’s credit references, verify employment, and obtain credit reports. The Borrower agrees that the Bank shall have the right at all times to disclose and report to credit reporting agencies and credit rating agencies such information pertaining to the Borrower and/or all guarantors as is consistent with the Bank's ’s policies and practices from time to time in effect. This Agreement is executed as of the date stated at the top of the first page. Nu Skin EnterprisesBank of America, Inc. By: N.A. Kewaunee Scientific Corporation By /s/ Xxxxxx X. Xxxxx X. Xxxx By /s/ D. Xxxxxxx Xxxxxx (Seal) Name: Xxxxxx X. Xxxxx X. Xxxx Name: D. Xxxxxxx Xxxxxx Title: Senior Vice President Title: Senior Vice President, Finance and Chief Financial Officer Address where notices to the Bank are to be sent: Address where notices to the Borrower are to be sent: Nu Skin EnterprisesBank of America, Inc. 00 Xxxx Xxxxxx Xxxxxx XxxxxN.A. 000 X. Xxxxx Street NC1-002-03-10 Charlotte, XX 00000 Attention: Treasurer NC 28255 Telephone: (000-) 000-0000 Facsimile: (000-) 000-0000 Bank of America, NA By: /s/Xxxxx X. Xxxxxx Name: Xxxxx X. Xxxxxx Title: Senior Vice President Address where notices to the Bank are to be sent: Bank of America, NA 000 Xxxxx Xxxxxx Xxxxxx, 0xx Xxxxx Kewaunee Scientific Corporation X.X. Xxx Xxxxx0000 Xxxxxxxxxxx, XX 00000 AttentionTelephone: Xxxxx X. Call, Senior Vice President Facsimile: (000-) 000-0000 Federal law requires Bank of America, N.A. Facsimile: (the "Bank"000) to provide the following notice000-0000 USA Patriot Act Notice. The notice is not part of the foregoing agreement or instrument and may not be altered. Please read the notice carefully. USA PATRIOT ACT NOTICE Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or obtains a loan. The Bank will ask for the Borrower's ’s legal name, address, tax ID number or social security number and other identifying information. The Bank may also ask for additional information or documentation or take other actions reasonably necessary to verify the identity of the Borrower, quarantors guarantors or other related persons.