Common use of Cash Back and Bonus Points Clause in Contracts

Cash Back and Bonus Points. You are automatically eligible to Rewards offered by us and available at the time of redemption. accounts not characterized as transactional checking accounts (e.g., xxx.xxxxxxxxxxxxxxxxxxxxxxx.xxx/xxxxxx, (ii) by telephone at 855- receive cash back (“Cash Back”) and bonus points (“Bonus Points”) POINTS MAY NOT BE REDEEMED FOR CASH, CHECK OR savings and money-market accounts, certificates of deposit, lines of 304-3444 or (iii) by written notice sent to PO Box 2600, Wilmington, for online purchases made through the Rewards Program Website. A CREDIT. POINTS HAVE NO CASH VALUE. At the time of credit, etc.). No representation is made in these Terms or otherwise NC 28402. These are the only effective methods whereby a Rewards account at this website will need to be created for you if you redemption, Participants may be asked for identification suitable to us that the Loan service will be available and functional on a day that is Participant may cancel an enrollment. Cancellation of an Enrollment do not already have one. All purchases must be made by clicking on in our discretion. Participants are responsible for limiting access to not a Business Day or at a time that is not within hours during which requires three (3) Business Days’ notice received by us, and the specific merchant after logging into the Rewards Program Website their online account only to persons authorized by them. ALL POINTS Financial Institution is open for business.

Cash Back and Bonus Points. You are automatically eligible to Rewards offered by us and available at the time of redemption. accounts not characterized as transactional checking accounts (e.g.savings and money-market accounts, xxx.xxxxxxxxxxxxxxxxxxxxxxx.xxx/xxxxxxcertificates of deposit, lines of xxx.xxxxxxxxxxxxxxxx.xxx/xxxxxx, (ii) by telephone at 855- 855-798- receive cash back (“Cash Back”) and bonus points (“Bonus Points”) POINTS MAY NOT BE REDEEMED FOR CASH, CHECK OR savings and money-market accountscredit, certificates of deposit, lines of 304-3444 etc.). No representation is made in these Terms or otherwise 0011 or (iii) by written notice sent to PO Box 2600, Wilmington, NC for online purchases made through the Rewards Program Website. A CREDIT. POINTS HAVE NO CASH VALUE. At the time of credit, etc.). No representation that the Loan service will be available and functional on a day that is made in these Terms or otherwise NC 28402. These are the only effective methods whereby a Participant Rewards account at this website will need to be created for you if you redemption, Participants may be asked for identification suitable to us that the Loan service will be available and functional on not a day Business Day or at a time that is Participant not within hours during which may cancel an enrollment. Cancellation of an Enrollment requires do not already have one. All purchases must be made by clicking on in our discretion. Participants are responsible for limiting access to not a Business Day or at a time that is not within hours during which requires three (3) Business Days’ notice received by us, and the specific merchant after logging into the Rewards Program Website their online account only to persons authorized by them. ALL POINTS Financial Institution is open for business.

Cash Back and Bonus Points. You are automatically eligible to Rewards offered by us and available at the time of redemption. accounts not characterized as transactional checking accounts (e.g., xxx.xxxxxxxxxxxxxxxxxxxxxxx.xxx/xxxxxx, (ii) by telephone at 855- An Enrollment remains active until a Participant cancels the receive cash back (“Cash Back”) and bonus points (“Bonus Points”) POINTS MAY NOT BE REDEEMED FOR CASH, CHECK OR savings and money-market accounts, certificates of deposit, lines of 304-3444 or Enrollment (iiii) by written notice sent to PO Box 2600, Wilmington, online at the following website address: for online purchases made through the Rewards Program Website. A CREDIT. POINTS HAVE NO CASH VALUE. At the time of credit, etc.). No representation is made in these Terms or otherwise NC 28402. These are the only effective methods whereby a xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxx, (ii) by telephone at 855-500- Rewards account at this website will need to be created for you if you redemption, Participants may be asked for identification suitable to us that the Loan service will be available and functional on a day that is Participant may cancel an enrollment. Cancellation of an Enrollment 4112 or (iii) by written notice sent to PO Box 2600, Wilmington, NC do not already have one. All purchases must be made by clicking on in our discretion. Participants are responsible for limiting access to not a Business Day or at a time that is not within hours during which requires three (3) Business Days’ notice received by us, and 28402. These are the only effective methods whereby a Participant the specific merchant after logging into the Rewards Program Website their online account only to persons authorized by them. ALL POINTS Financial Institution is open for business.