Concealment and Fraud. This policy is void as to you, if you have intentionally concealed or misrepresented any material fact or circumstance, made false statements or committed fraud relating to this insurance, whether before or after a loss.
Concealment and Fraud. This entire “Memorandum” shall be void, if whether before or after a loss, the “Member” has willfully concealed or misrepresented any material facts or circumstance concerning this “Memorandum” of the subject thereof, or the interest of the “Member” therein, or in case of any fraud or false swearing by the “Member” relating thereto.
Concealment and Fraud. This policy will immediately become null and void if you have concealed or misrepresented any material fact or circumstance concerning this insurance.
Concealment and Fraud a. The entire policy will be void if, whether before or after a loss, any one or more “insureds” have:
(1) Intentionally concealed or misrepresented any material fact or circumstance;
(2) Engaged in fraudulent conduct; or
(3) Made material false statements; Relating to this insurance.
b. We may deny recovery for a loss otherwise covered by this policy, if you or any “insured” has made a misrepresentation, omission, concealment of fact, or incorrect statement in an application for this policy, but only if:
(1) The misrepresentation, omission, concealment or statement is fraudulent or is material either to the acceptance of the risk or to the hazard assumed by us.
(2) If the true facts had been known to us pursuant to a policy requirement or other requirement, we in good faith would not have issued a policy or contract, would not have issued it at the same premium rate, would not have issued a policy or contract in as large an amount, or would not have provided coverage with respect to the hazard resulting in the loss.
