DAY RIGHT TO EXAMINE CONTRACT. WITHIN 10 DAYS AFTER THIS CONTRACT IS FIRST RECEIVED, IT MAY BE CANCELLED FOR ANY REASON WITHOUT PENALTY (E.G., NO CONTINGENT DEFERRED SALES CHARGE WILL BE DEDUCTED) BY DELIVERING OR MAILING IT TO THE HOME OFFICE OF LNL. UPON CANCELLATION, LNL WILL RETURN THE VALUE OF ANY PAYMENTS MADE TO THE VARIABLE ACCOUNT AND/OR ANY PURCHASE PAYMENT PAID UNDER THE FIXED PORTION OF THE CONTRACT. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF A SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT. SEE PAGES 4 AND 6. Signed for The Lincoln National Life Insurance Company at its Home Office in Fort Xxxxx, Indiana. /s/ Xxx X. Xxxxxx /s/ Xxx X. Xxxxx XXX X. XXXXXX, PRESIDENT XXX X. XXXXX, SECOND VICE PRESIDENT TABLE OF CONTENTS ARTICLE PAGE CONTRACT NUMBER XX-0123456 ANNUITANT XXXXXXX XXXXXXX AGE AT ISSUE 35 CONTRACT DATE APRIL 1,1969 PURCHASE PAYMENT $1,500.00 PURCHASE PAYMENT FREQUENCY MONTHLY MATURITY DATE APRIL 1, 2039 XXXXXXX XXXXXXX XXXX XXXXXXX XXXX XXXXXXX BENEFICIARY DESIGNATION AS NAMED IN APPLICATION OR SUBSEQUENT WRITTEN DESIGNATION THE PORTION OF YOUR INITIAL PURCHASE PAYMENT ALLOCATED TO THE FIXED ACCOUNT OF YOUR ANNUITY CONTRACT IS GUARANTEED TO BE CREDITED AN INITIAL EFFECTIVE ANNUAL INTEREST RATE OF 4.500% THROUGH 04/09/1992. ARTICLE I PURCHASE PAYMENTS
DAY RIGHT TO EXAMINE CONTRACT. Please examine this contract carefully. If you are not satisfied, you may return the contract to us or your agent within 10 days of its receipt. If returned, the contract will be void from the beginning and any premium paid will be refunded. J177
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty (e.g. no Contingent Deferred Sales Charge will apply) by delivering or mailing it to the representative through whom it was purchased or to the Home Office of LNL. Upon cancellation, LNL will return the Contract Value as of the Valuation Date on which LNL receives the cancellation request, plus any premium taxes and mortality and expense risk charges previously deducted from the Contract Value, minus any Bonus Credits paid into the Contract. If the Contract Value on the date of cancellation is less than the sum of Purchase Payments minus withdrawals, LNL will also return the investment loss and fund management fees proportionately attributable to the Bonus Credits. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED UPON INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE VARIABLE (THE AMOUNT MAY INCREASE OR DECREASE) AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT (SEE PAGES 7 AND 17). Signed for The Lincoln National Life Insurance Company at its Home Office located at 0000 Xxxxx Xxxxxxx Xxxxxx, Xxxx Xxxxx, Indiana 46802. /s/ Xxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Form 30293 Table of Contents Article Page 1 Definitions................................................................................................ 4
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty (e.g., no Contingent Deferred Sales Charge and no Market Value Adjustment will apply) by delivering or mailing it to the representative through whom it was purchased or to the Home Office of LNL. Upon cancellation, LNL will return the Contract Value as of the Valuation Date on which LNL receives the cancellation request, plus any mortality and expense risk charges proportionately attributable to the Bonus Credits, plus any premium taxes previously deducted from the Contract Value, minus any Bonus Credits paid into this Contract. If the Contract Value on the date of cancellation is less than the sum of Purchase Payments minus withdrawals, LNL will also return the net investment loss on this Contract and fund management fees each in an amount that is proportionately attributable to the Bonus Credits. UPON A TRANSFER, WITHDRAWAL, OR SURRENDER, PAYMENTS AND VALUES ALLOCATED TO THE FIXED ACCOUNT MAY BE SUBJECT TO A MARKET VALUE ADJUSTMENT WHICH MAY RESULT IN UPWARD OR DOWNWARD ADJUSTMENTS IN AMOUNTS TRANSFERRED, WITHDRAWN, OR SURRENDERED BY THE OWNER. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT (SEE PAGES 7 AND 21). Signed for The Lincoln National Life Insurance Company at its Home Office in Fort Xxxxx, Indiana. /s/ Xxx X. Xxxxxx /s/ Xxxxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Table of Contents
DAY RIGHT TO EXAMINE CONTRACT. You have the right to return this Contract. Examine it carefully. You may return it and ask us to cancel it. Your request must be made in writing within ten (10) days of the date you receive this Contract. We will refund any premium you paid. If you return this contract, we will not provide you with any benefits.
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty (e.g., no contingent deferred sales charge will be deducted) by delivering or mailing it to the Home Office of LNL. Upon cancellation, LNL will return the value of any payments made to the Variable Account and/or any Purchase Payment paid under the fixed portion of the Contract. All payments and values provided by this Contract, when based on investment experience of a separate account, are variable and are not guaranteed as to fixed dollar amount. See pages 4 and 6. Signed for The Lincoln National Life Insurance Company at its Home Office in Fort Xxxxx, Indiana. /s/ Xxx X. Xxxxxx /s/ Xxxxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Form 25338 4/89 Table of Contents Article Page 1 Purchase Payments....................................... 4 2 Benefits................................................ 5 3 Beneficiary............................................. 8
DAY RIGHT TO EXAMINE CONTRACT. Please examine this contract carefully. If you are not satisfied, you may return the contract to us or to your agent within 10 days of its receipt. If returned, the contract will be void from the beginning and we will refund the contract value, plus the $30.00 annual administration fee, if charged, as of the earlier of the date the returned contract is received by us at our Home Office or the date the returned contract is received by the Kansas City Life representative who sold you the contract. J185
DAY RIGHT TO EXAMINE CONTRACT. Please examine this Contract closely. If for any reason you are not satisfied with this Contract, you may return it to us for cancellation by delivering or mailing it to:
DAY RIGHT TO EXAMINE CONTRACT. During a period of 10 days from the date this contract is delivered to the Owner, it may be surrendered to the Company together with a written request for cancellation of the contract and, in such event, the Company will pay to the Owner an amount equal to the sum of (i) the difference between the Single Purchase Payment made under this Contract and the amount allocated to the Separate Account under this Contract and (ii) the Accumulated Value of this Contract on the date of surrender. THE ANNUAL INVESTMENT RETURN REQUIRED TO MAINTAIN LEVEL VARIABLE ANNUITY PAYMENTS IS 5.65% (AFTER ANY APPLICABLE TAXES, BUT BEFORE ASSET CHARGES TOTALING 1.4% FOR MORTALITY RISKS, EXPENSE RISKS AND CONTRACT MAINTENANCE CHARGES AND MANAGEMENT FEES WHICH WILL NOT EXCEED .75% OF NET ASSETS OF MUTUAL FUND IN WHICH SEPARATE ACCOUNT ASSETS ARE INVESTED). ANNUITY PAYMENTS AND OTHER VALUES PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF A SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO FIXED-DOLLAR AMOUNT. ALPHABETICAL GUIDE PAGE
DAY RIGHT TO EXAMINE CONTRACT. Within 10 days after this Contract is first received, it may be cancelled for any reason without penalty by delivering or mailing it to the representative through whom it was purchased or to the Home Office of LNL. Upon cancellation, LNL will return the value of the Variable Account as of the Valuation Date on which LNL receives the cancellation request plus any Purchase Payments made to the DCA Fixed Account of the Contract. ALL PAYMENTS AND VALUES PROVIDED BY THIS CONTRACT, WHEN BASED UPON INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE VARIABLE (THE AMOUNT MAY INCREASE OR DECREASE) AND ARE NOT GUARANTEED AS TO FIXED DOLLAR AMOUNT (SEE PAGES 7 AND 15). Signed for The Lincoln National Life Insurance Company at its Home Office located at 0000 Xxxxx Xxxxxxx Xxxxxx, Xxxx Xxxxx, Indiana 46802. /s/ Xxx X. Xxxxxx Xxx X. Xxxxxx, President Xxxxx X. Xxxxxx, Vice President Form 30294 Table of Contents Article Page 1 Definitions....................................................... 4
