Common use of Definitions and Terms Clause in Contracts

Definitions and Terms. Section 1.01 Defined Terms 2 Section 1.02 Interpretation 16 ARTICLE II Section 2.01 Closing 17 Section 2.02 The First Merger 17 Section 2.03 The Second Merger 18 Section 2.04 Conversion of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 ARTICLE III EXCHANGE OF CERTIFICATES Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF THE COMPANY Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74

Definitions and Terms. 2 Section 1.01 Certain Defined Terms 2 Section 1.02 Interpretation 16 Computation of Time Periods 47 Section 1.03 Accounting Terms 47 Section 1.04 Terms Generally 48 Section 1.05 Currency Equivalents 48 ARTICLE II — THE TERMS OF THE CREDIT FACILITIES 49 Section 2.01 Closing 17 Establishment of the Credit Facilities 49 Section 2.02 The First Merger 17 Revolving Facility 49 Section 2.03 The Second Merger 18 Canadian Sub-Facility 50 Section 2.04 Conversion of the Shares 19 Term Facility 50 Section 2.05 Exchange Mechanics; Proration 20 Swing Line Facility 51 Section 2.06 Treatment Revolving Facility Letters of Company Equity Awards 22 Credit 52 Section 2.07 Treatment Canadian Letters of Company Preferred Shares 24 Credit 62 Section 2.08 Treatment Notice of Company Warrants 25 Borrowing 71 Section 2.09 Dissenting Shares 25 Funding Obligations; Disbursement of Funds 71 Section 2.10 Adjustments to Prevent Dilution 25 Adjustment of Loans and Certain Other Obligations 74 Section 2.11 Intended Tax Treatment Evidence of the Mergers 26 Obligations 77 Section 2.12 Interest; Default Rate 78 Section 2.13 Conversion and Continuation of Loans 80 Section 2.14 Fees 81 Section 2.15 Termination and Reduction of Commitments 83 Section 2.16 Payments and Prepayments of Loans 84 Section 2.17 Method and Place of Payment 90 Section 2.18 Authority of Company; Liability of Canadian Borrowers 92 Section 2.19 Eligibility and Addition/Release of Canadian Borrowers 92 Section 2.20 Incremental Facilities 93 Section 2.21 Liability of Canadian Borrowers 96 ARTICLE III EXCHANGE OF CERTIFICATES — TAXES, INCREASED COSTS AND ILLEGALITY 96 Section 3.01 Exchange Agent 26 Interest Rate Unascertainable; Illegality; Increased Costs; Deposits Not Available 96 Section 3.02 Exchange Procedures 27 Increased Costs 98 Section 3.03 No Further Ownership Rights 28 Taxes 99 Section 3.04 Termination of Exchange Fund 28 Indemnity 102 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Mitigation Obligations 103 ARTICLE IV — CONDITIONS PRECEDENT 103 Section 4.01 Conditions Precedent at Closing Date 103 Section 4.02 Conditions Precedent to Addition of Canadian Borrowers 108 Section 4.03 Conditions Precedent to All Credit Events 109 Section 4.04 Post-Closing Covenants 110 ARTICLE V — REPRESENTATIONS AND WARRANTIES 110 Section 5.01 Corporate Status, etc. 111 Section 5.02 Corporate Power and Authority, etc. 111 Section 5.03 No Violation 111 Section 5.04 Governmental Approvals 111 Section 5.05 Litigation 112 Section 5.06 Use of Proceeds; Margin Regulations 112 Section 5.07 Financial Statements, etc. 112 Section 5.08 Solvency 113 Section 5.09 No Material Adverse Change 114 Section 5.10 Tax Returns and Payments 114 Section 5.11 Title to Properties, etc. 114 Section 5.12 Lawful Operations, etc. 114 Section 5.13 Environmental Matters 114 Section 5.14 Compliance with ERISA 115 Section 5.15 Investment Company Act, etc. 115 Section 5.16 Insurance 116 Section 5.17 Burdensome Contracts; Labor Relations 116 Section 5.18 Security Interests 116 Section 5.19 True and Complete Disclosure 117 Section 5.20 Senior Debt. 117 Section 5.21 Anti-Terrorism Law Compliance; OFAC; Anti-Money Laundering 117 ARTICLE VI — AFFIRMATIVE COVENANTS 118 Section 6.01 Reporting Requirements 118 Section 6.02 Books, Records and Inspections 121 Section 6.03 Insurance 121 Section 6.04 Payment of Taxes and Claims 122 Section 6.05 Corporate Franchises 122 Section 6.06 Good Repair 123 Section 6.07 Compliance with Statutes, etc. 123 Section 6.08 Compliance with Environmental Laws 123 Section 6.09 Certain Subsidiaries to Join in the Guaranty 124 Section 6.10 Additional Security; Further Assurances 124 Section 6.11 Reserved 126 Section 6.12 Maintenance of Ratings 126 ARTICLE VII — NEGATIVE COVENANTS 127 Section 7.01 Changes in Business 127 Section 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc. 127 Section 7.03 Liens 129 Section 7.04 Indebtedness 131 Section 7.05 Investments and Guaranty Obligations 133 Section 7.06 Restricted Payments 134 (ii) Section 7.07 Financial Covenants 136 Section 7.08 Limitation on Certain Restrictive Agreements 137 Section 7.09 Amendments to Certain Documents 138 Section 7.10 Transactions with Affiliates 138 Section 7.11 Holdings 138 Section 7.12 Capital Expenditures 139 Section 7.13 Anti-Terrorism Laws 139 Section 7.14 Changes in Accounting, Name or Jurisdiction of Organization 140 ARTICLE VIII — EVENTS OF THE COMPANY DEFAULT 140 Section 4.01 Organization and Good Standing; Organizational Documents 29 8.01 Events of Default 140 Section 4.02 Authority for Agreement 30 8.02 Remedies 142 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence 8.03 Application of Certain Changes or Events 34 Payments and Proceeds 142 Section 4.10 Contracts 35 8.04 Equalization 144 Section 4.11 Insurance Reports 35 8.05 Set-Off 146 Section 4.12 Insurance Business 36 8.06 Right to Cure 146 ARTICLE IX — THE AGENTS 147 Section 4.13 Reinsurance 37 9.01 Appointment and Authority 147 Section 4.14 Investment Assets 37 9.02 Rights as a Lender 147 Section 4.15 Taxes 37 9.03 Exculpatory Provisions 148 Section 4.16 Related Party Transactions 39 9.04 Reliance by Agents 148 Section 4.17 Employee Benefit Plans 39 9.05 Delegation of Duties 149 Section 4.18 Labor Relations 41 9.06 Agent Resignation 149 Section 4.19 Intellectual Property 41 9.07 Non-Reliance on Agents and Other Lenders 151 Section 4.20 Insurance Coverage 41 9.08 Other Agents 151 Section 4.21 Real Property 41 9.09 Agent Fees 151 Section 4.22 Environmental Matters 41 9.10 Authorization to Release Collateral and Guarantors 151 Section 4.23 Information Provided 42 9.11 No Reliance on any Agent’s Customer Identification Program 151 ARTICLE X — GUARANTY 152 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business 10.01 Guaranty by the Company Pending the Mergers 55 152 Section 6.02 Conduct 10.02 Additional Undertaking 152 Section 10.03 Guaranty Unconditional 153 Section 10.04 Company Obligations to Remain in Effect; Restoration 153 Section 10.05 Waiver of Business by Parent Pending the Mergers 58 Acceptance, etc. 154 Section 6.03 Access to Information 10.06 Subrogation 154 Section 10.07 Effect of Stay 154 ARTICLE XI — MISCELLANEOUS 155 Section 11.01 Reserved 155 Section 11.02 Expenses; Indemnity; Damage Waiver 155 Section 11.03 Holidays 157 Section 11.04 Notices; Effectiveness; Electronic Communication 157 Section 11.05 Successors and EmployeesAssigns 158 Section 11.06 No Waiver; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Remedies Cumulative 162

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 30 Section 1.03 Accounting Terms 31 Section 1.04 Terms Generally 31 Section 1.05 Currency Equivalents 31 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 32 Section 2.01 Closing 17 Establishment of the Credit Facility 32 Section 2.02 The First Merger 17 Revolving Facility 32 Section 2.03 The Second Merger 18 Term Loan 33 Section 2.04 Conversion of the Shares 19 Swing Line Facility 34 Section 2.05 Exchange Mechanics; Proration 20 Letters of Credit 35 Section 2.06 Treatment Notice of Company Equity Awards 22 Borrowing 40 Section 2.07 Treatment Funding Obligations; Disbursement of Company Preferred Shares 24 Funds. 40 Section 2.08 Treatment Evidence of Company Warrants 25 Obligations 42 Section 2.09 Dissenting Shares 25 Interest; Default Rate 43 Section 2.10 Adjustments to Prevent Dilution 25 Conversion and Continuation of Loans 44 Section 2.11 Intended Tax Treatment Fees 44 Section 2.12 Termination and Reduction of the Mergers 26 Revolving Commitments 45 Section 2.13 Payments and Prepayments of Loans 46 Section 2.14 Method and Place of Payment 49 Section 2.15 Defaulting Lenders 50 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 53 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 53 Section 3.02 Exchange Procedures 27 Breakage Compensation 55 Section 3.03 No Further Ownership Rights 28 Net Payments 55 Section 3.04 Termination of Exchange Fund 28 Increased Costs to LC Issuers 57 Section 3.05 No Liability 28 Change of Lending Office; Replacement of Lenders 58 ARTICLE IV. CONDITIONS PRECEDENT 59 Section 3.06 Lost, Stolen or Destroyed Certificates 28 4.01 Conditions Precedent at Closing Date 59 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to All Credit Events 61 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES OF THE COMPANY 61 Section 4.01 Organization 5.01 Corporate Status 61 Section 5.02 Corporate Power and Good StandingAuthority 62 Section 5.03 No Violation 62 Section 5.04 Governmental Approvals 62 Section 5.05 Litigation 62 Section 5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 62 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 63 Section 4.09 Absence 5.08 Solvency 63 Section 5.09 No Material Adverse Change 64 Section 5.10 Tax Returns and Payments 64 Section 5.11 Title to Properties, etc 64 Section 5.12 Lawful Operations, etc 64 Section 5.13 Environmental Matters 64 Section 5.14 Compliance with ERISA 65 Section 5.15 Intellectual Property, etc 65 Section 5.16 Investment Company Act, etc 65 Section 5.17 Insurance 65 Section 5.18 True and Complete Disclosure 65 Section 5.19 Defaults 66 Section 5.20 Anti-Terrorism Law Compliance 66 ARTICLE VI. AFFIRMATIVE COVENANTS 66 Section 6.01 Reporting Requirements 66 Section 6.02 Books, Records and Inspections 69 Section 6.03 Insurance 69 Section 6.04 Payment of Taxes and Claims 70 Section 6.05 Corporate Franchises 70 Section 6.06 Good Repair 70 Section 6.07 Compliance with Statutes, etc 70 Section 6.08 Compliance with Environmental Laws 70 Section 6.09 Certain Domestic Subsidiaries to Join in Subsidiary Guaranty 71 Section 6.10 Senior Indebtedness 71 ARTICLE VII. NEGATIVE COVENANTS 71 Section 7.01 Changes in Business 71 Section 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc 72 Section 7.03 Liens 72 Section 7.04 Indebtedness 74 Section 7.05 Investments and Guaranty Obligations 74 Section 7.06 Restricted Payments 75 Section 7.07 Financial Covenants 76 Section 7.08 Limitation on Certain Restrictive Agreements 77 Section 7.09 Transactions with Affiliates 77 Section 7.10 Plan Terminations, Minimum Funding, etc 77 Section 7.11 Anti-Terrorism Laws 78 Section 7.12 Modifications to Certain Agreements 78 ARTICLE VIII. EVENTS OF DEFAULT 78 Section 8.01 Events of Default 78 Section 8.02 Remedies 80 Section 8.03 Application of Certain Changes or Events 34 Payments and Proceeds 80 ARTICLE IX. THE ADMINISTRATIVE AGENT AND OTHER AGENTS 81 Section 4.10 Contracts 35 9.01 Appointment 81 Section 4.11 Insurance Reports 35 9.02 Delegation of Duties 81 Section 4.12 Insurance Business 36 9.03 Exculpatory Provisions 81 Section 4.13 Reinsurance 37 9.04 Reliance by Administrative Agent 82 Section 4.14 Investment Assets 37 9.05 Notice of Default 82 Section 4.15 Taxes 37 9.06 Non-Reliance 82 Section 4.16 Related Party Transactions 39 9.07 No Reliance on Administrative Agent’s Customer Identification Program 83 Section 4.17 Employee Benefit Plans 39 9.08 USA Patriot Act 83 Section 4.18 Labor Relations 41 9.09 Indemnification 83 Section 4.19 Intellectual Property 41 9.10 The Administrative Agent in its Individual Capacity 84 Section 4.20 Insurance Coverage 41 9.11 Successor Administrative Agent 84 Section 4.21 Real Property 41 9.12 Other Agents 84 ARTICLE X. GUARANTY 85 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business 10.01 Guaranty by the Company Pending the Mergers 55 85 Section 6.02 Conduct 10.02 Additional Undertaking 85 Section 10.03 Guaranty Unconditional 85 Section 10.04 Waivers 86 Section 10.05 Company Obligations to Remain in Effect; Restoration 86 Section 10.06 Waiver of Business by Parent Pending the Mergers 58 Acceptance, etc 87 Section 6.03 Access 10.07 Subrogation 87 Section 10.08 Effect of Stay 87 ARTICLE XI. MISCELLANEOUS 87 Section 11.01 Payment of Expenses, etc 87 Section 11.02 Indemnification 87 Section 11.03 Right of Setoff 88 Section 11.04 Equalization 88 Section 11.05 Notices 89 Section 11.06 Successors and Assigns 90 Section 11.07 No Waiver; Remedies Cumulative 93 Section 11.08 Governing Law; Submission to Information and EmployeesJurisdiction; Venue; Waiver of Jury Trial 93 Section 11.09 Counterparts 94 Section 11.10 Integration 94 Section 11.11 Headings Descriptive 94 Section 11.12 Amendment or Waiver 94 Section 11.13 Survival of Indemnities 96 Section 11.14 Domicile of Loans 96 Section 11.15 Confidentiality 59 96 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control 11.16 Limitations on Liability of the Other Party’s Business 72 LC Issuers 97 Section 6.13 Shareholder 11.17 General Limitation of Liability 97 Section 11.18 Lenders and Agent Not Fiduciary to Borrowers, etc 98 Section 11.19 Survival of Representations and Warranties 98 Section 11.20 Severability 98 Section 11.21 Independence of Covenants 98 Section 11.22 Interest Rate Limitation 98 Section 11.23 Judgment Currency 98 Section 11.24 USA Patriot Act 99 EXHIBITS Exhibit A-1 Revolving Facility Note Exhibit A-2 Swing Line Note Exhibit A-3 Term Note Exhibit B-1 Notice of Borrowing Exhibit B-2 Notice of Continuation or Conversion Exhibit B-3 LC Request Exhibit C Subsidiary Guaranty of Payment Exhibit D Compliance Certificate Exhibit E Closing Certificate Exhibit F Solvency Certificate Exhibit G Form of Assignment Agreement SCHEDULES Schedule 1 Lenders and Commitments Schedule 2 Subsidiary Guarantors as of the Closing Date Schedule 3 Existing Letters of Credit Schedule 5.01 Corporate Information Schedule 5.05 Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange DeSchedule 7.03 Liens Existing as of the Closing Date Schedule 7.04 Indebtedness Schedule 7.05 Investments EXECUTION VERSION THIS CREDIT AGREEMENT is entered into as of January 12, 2011, among THE XXXXXX COMPANIES, INC., a Delaware corporation (the “Company”), COOPERVISION INTERNATIONAL HOLDING COMPANY, LP, an entity organized under the laws of England and registered in Barbados as an External Company under the laws of Barbados (the “Foreign Borrower” and together with the Company, individually each a “Borrower” and collectively, the “Borrowers”); the lenders from time to time party hereto (each a “Lender” and collectively, the “Lenders”); KEYBANK NATIONAL ASSOCIATION (“KeyBank”), X.X. XXXXXX SECURITIES LLC (“JPMS”), CITICORP NORTH AMERICA, INC. (“Citi”), BANK OF AMERICA, N.A. (“BofA”), and XXXXX FARGO BANK, NATIONAL ASSOCIATION, (“WFNA”, and together with KeyBank, JPMS, Citi and BofA, collectively, in such capacity, the “Co-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Lead Arrangers” and, individually, each a “Co-Lead Arranger”), each as a lead arranger; KeyBank, JPMS and Citi, each as a co-bookrunner (in such capacity, a “Co-Bookrunner”); JPMS and Citi, each as a co-syndication agent (in such capacity, a “Syndication Agent”); BofA and WFNA, each as a co-documentation agent (in such capacity, a “Co-Documentation Agent”); DNB NOR BANK ASA (“DnB NOR”), HSBC BANK USA (“HSBC”), PNC BANK, NATIONAL ASSOCIATION (“PNC”), MIZUHO CORPORATE BANK, LTD. (“Mizuho”) and UNION BANK, N.A. (“Union Bank”, and together with DnB NOR, HSBC, PNC and Mizuho, collectively, in such capacity, the “Senior Managing Agents” and, individually, each a “Senior Managing Agent”); and KeyBank, as administrative agent (in such capacity, the “Administrative Agent”), the Swing Line Lender (as hereinafter defined) and an LC Issuer (as hereafter defined).

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 33 Section 1.03 Accounting Terms 33 Section 1.04 Terms Generally 33 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 34 Section 2.01 Closing 17 Establishment of the Credit Facility 34 Section 2.02 The First Merger 17 Revolving Facility 34 Section 2.03 The Second Merger 18 Term Loans 34 Section 2.04 Conversion Notice of the Shares 19 Borrowing 34 Section 2.05 Exchange MechanicsFunding Obligations; Proration 20 Disbursement of Funds 35 Section 2.06 Treatment Evidence of Company Equity Awards 22 Obligations 36 Section 2.07 Treatment of Company Preferred Shares 24 Interest; Default Rate 37 Section 2.08 Treatment Conversion and Continuation of Company Warrants 25 Loans 38 Section 2.09 Dissenting Shares 25 Fees 38 Section 2.10 Adjustments to Prevent Dilution 25 Termination and Reduction of Revolving Commitments 39 Section 2.11 Intended Tax Treatment Voluntary and Mandatory Prepayments of the Mergers 26 Loans 39 Section 2.12 Method and Place of Payment 42 Section 2.13 Defaulting Lenders 42 Section 2.14 First Extension Option 44 Section 2.15 Second Extension Option 44 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 45 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 45 Section 3.02 Exchange Procedures 27 Breakage Compensation 46 Section 3.03 No Further Ownership Rights 28 Net Payments 47 Section 3.04 Termination Change of Exchange Fund 28 Lending Office; Replacement of Lenders 50 ARTICLE IV. CONDITIONS PRECEDENT 51 Section 3.05 No Liability 28 4.01 Conditions Precedent at Closing Date 51 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to All Credit Events 54 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES OF THE COMPANY 55 Section 4.01 Organization 5.01 Corporate Status 55 Section 5.02 Corporate Power and Good StandingAuthority 55 Section 5.03 No Violation 55 Section 5.04 Governmental Approvals 56 Section 5.05 Litigation 56 Section 5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 56 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 56 Section 4.09 Absence of Certain Changes or Events 34 5.08 Solvency 57 Section 4.10 Contracts 35 5.09 No Material Adverse Change 57 Section 4.11 5.10 Tax Returns and Payments 57 Section 5.11 Title to Properties, etc 58 Section 5.12 Lawful Operations, etc 58 Section 5.13 Environmental Matters 58 Section 5.14 Compliance with ERISA 59 Section 5.15 Intellectual Property, etc 59 Section 5.16 Investment Company Act, etc 59 Section 5.17 Insurance Reports 35 59 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 5.18 Burdensome Contracts; Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 60 Section 5.19 Information Provided 53 Security Interests 60 Section 5.20 No Other Arrangements 54 True and Complete Disclosure 60 Section 5.21 Brokers 54 Defaults 60 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Capitalization 60 Section 6.01 5.23 Anti-Terrorism Law Compliance 61 Section 5.24 Location of Bank Accounts 61 Section 5.25 Material Contracts 61 Section 5.26 Affiliate Transactions 61 Section 5.27 Common Enterprise 61 Section 5.28 REIT Status 62 Section 5.29 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 7462

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 24 Section 1.03 Accounting Terms 24 Section 1.04 Terms Generally 25 Section 1.05 Currency Equivalents 25 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 25 Section 2.01 Closing 17 Establishment of the Credit Facility 25 Section 2.02 The First Merger 17 Loans 25 Section 2.03 The Second Merger 18 Notice of Borrowing 26 Section 2.04 Conversion Funding Obligations; Disbursement of the Shares 19 Funds 26 Section 2.05 Exchange Mechanics; Proration 20 Evidence of Obligations 27 Section 2.06 Treatment of Company Equity Awards 22 Interest; Default Rate 28 Section 2.07 Treatment Conversion and Continuation of Company Preferred Shares 24 Loans 29 Section 2.08 Treatment of Company Warrants 25 Fees 29 Section 2.09 Dissenting Shares 25 Termination of Commitments 29 Section 2.10 Adjustments to Prevent Dilution 25 Payments and Prepayments of Loans 29 Section 2.11 Intended Tax Treatment Method and Place of the Mergers 26 Payment 31 Section 2.12 Defaulting Lenders 31 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 32 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 32 Section 3.02 Exchange Procedures 27 Breakage Compensation 34 Section 3.03 No Further Ownership Rights 28 Net Payments 35 Section 3.04 Termination Change of Exchange Fund 28 Lending Office; Replacement of Lenders 37 ARTICLE IV. CONDITIONS PRECEDENT 38 Section 3.05 No Liability 28 4.01 Conditions Precedent at Closing Date 38 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to Credit Events after Closing Date 39 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES OF THE COMPANY 40 Section 4.01 Organization 5.01 Corporate Status 40 Section 5.02 Corporate Power and Good StandingAuthority 40 Section 5.03 No Violation 40 Section 5.04 Governmental Approvals 41 Section 5.05 Litigation 41 Section 5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 41 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 5.08 Solvency 42 Section 4.20 Insurance Coverage 41 5.09 No Material Adverse Change 42 Section 4.21 Real Property 41 5.10 Tax Returns and Payments 42 Section 4.22 5.11 Title to Properties, etc 42 Section 5.12 Lawful Operations, etc 43 Section 5.13 Environmental Matters 41 43 Section 4.23 Information Provided 42 5.14 Compliance with ERISA 43 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT5.15 Intellectual Property, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents etc 44 Section 5.02 Authority for Agreement 5.16 Investment Company Act, etc 44 Section 5.03 Capitalization 5.17 Insurance 44 Section 5.18 True and Complete Disclosure 44 Section 5.19 Defaults 44 Section 5.20 Anti-Terrorism Law Compliance 44 ARTICLE VI. AFFIRMATIVE COVENANTS 45 Section 5.04 Parent Subsidiaries 46 6.01 Reporting Requirements 45 Section 5.05 No Conflict; Required Filings 6.02 Books, Records and Consents 46 Section 5.06 Compliance Inspections 47 Section 5.07 Litigation 47 6.03 Insurance 48 Section 5.08 Parent Reports; Financial Statements 47 6.04 Payment of Taxes and Claims 48 Section 5.09 Capacity 6.05 Corporate Franchises 48 Section 6.06 Good Repair 48 Section 6.07 Compliance with Statutes, etc 49 Section 5.10 Absence of Certain Changes or Events 6.08 Compliance with Environmental Laws 49 Section 5.11 Insurance Reports 6.09 Certain Domestic Subsidiaries to Join in Subsidiary Guaranty 49 Section 5.12 Insurance 6.10 Senior Indebtedness 50 ARTICLE VII. NEGATIVE COVENANTS 50 Section 7.01 Changes in Business 50 Section 5.13 Taxes 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc 50 Section 7.03 Liens 51 Section 5.14 Related Party Transactions 7.04 Indebtedness 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 7.05 Investments and Guaranty Obligations 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 7.06 Restricted Payments 55 Section 6.02 Conduct 7.07 Financial Covenants 55 Section 7.08 Limitation on Certain Restrictive Agreements 56 Section 7.09 Transactions with Affiliates 56 Section 7.10 Plan Terminations, Minimum Funding, etc 57 Section 7.11 Anti-Terrorism Laws 57 Section 7.12 Modifications to Certain Agreements 57 ARTICLE VIII. EVENTS OF DEFAULT 57 Section 8.01 Events of Business by Parent Pending the Mergers 58 Default 57 Section 6.03 Access to Information and Employees; Confidentiality 8.02 Remedies 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 8.03 Application of Certain Payments and Proceeds 59 ARTICLE IX. THE ADMINISTRATIVE AGENT AND OTHER AGENTS 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 9.01 Appointment 60 Section 9.02 Delegation of Duties 60 Section 9.03 Exculpatory Provisions 61 Section 9.04 Reliance by Administrative Agent 61 Section 9.05 Notice of Default 61 Section 9.06 Non-Reliance 62 Section 9.07 No Reliance on Administrative Agent’s Customer Identification Program 62 Section 9.08 USA Patriot Act 62 Section 9.09 Indemnification 62 Section 9.10 The Administrative Agent in its Individual Capacity 63 Section 6.06 Shareholders Meetings 9.11 Successor Administrative Agent 63 Section 9.12 Other Agents 63 ARTICLE X. [Reserved] 64 ARTICLE XI. MISCELLANEOUS 64 Section 6.07 Takeover Proposals; Go-Shop Period 11.01 Payment of Expenses, etc 64 Section 11.02 Indemnification 64 Section 11.03 Right of Setoff 65 Section 6.08 Public Announcements 68 11.04 Equalization 65 Section 6.09 Employee Matters 68 11.05 Notices 65 Section 6.10 Directors’ 11.06 Successors and Officers’ Indemnification and Insurance Assigns 67 Section 11.07 No Waiver; Remedies Cumulative 69 Section 11.08 Governing Law; Submission to Jurisdiction; Venue; Waiver of Jury Trial 70 Section 6.11 Section 16 Matters 11.09 Counterparts 71 Section 6.12 No Control 11.10 Integration 71 Section 11.11 Headings Descriptive 71 Section 11.12 Amendment or Waiver 71 Section 11.13 Survival of Indemnities 72 Section 11.14 Domicile of Loans 72 Section 11.15 Confidentiality 73 Section 11.16 General Limitation of Liability 73 Section 11.17 Lenders and Agent Not Fiduciary to Borrower, etc 73 Section 11.18 Survival of Representations and Warranties 74 Section 11.19 Severability 74 Section 11.20 Independence of Covenants 74 Section 11.21 Interest Rate Limitation 74 Section 11.22 USA Patriot Act 74 EXHIBITS Exhibit A Note Exhibit B-1 Notice of Borrowing Exhibit B-2 Notice of Continuation or Conversion Exhibit C Subsidiary Guaranty of Payment Exhibit D Compliance Certificate Exhibit E Closing Certificate Exhibit F Solvency Certificate Exhibit G Form of Assignment Agreement SCHEDULES Schedule 1 Lenders and Commitments Schedule 2 Subsidiary Guarantors as of the Other Party’s Business 72 Section 6.13 Shareholder Closing Date Schedule 5.01 Corporate Information Schedule 5.05 Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange DeSchedule 7.03 Liens Existing as of the Closing Date Schedule 7.04 Schedule 7.05 Indebtedness Investments TERM LOAN AGREEMENT THIS TERM LOAN AGREEMENT is entered into as of August 4, 2014, among THE XXXXXX COMPANIES, INC., a Delaware corporation (the “Borrower”); the lenders from time to time party hereto (each a “Lender” and collectively, the “Lenders”); KEYBANK NATIONAL ASSOCIATION (“KeyBank”), XXXXXXX LYNCH, PIERCE, XXXXXX & XXXXX INCORPORATED, DNB BANK ASA, NEW YORK BRANCH, MUFG UNION BANK, N.A., CITIBANK, N.A., and HSBC BANK USA, NATIONAL ASSOCIATION, each as a co-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74lead arranger (in such capacity, a “Co-Lead Arranger”); KeyBank, XXXXXXX LYNCH, PIERCE, XXXXXX & XXXXX INCORPORATED, DNB BANK ASA, NEW YORK BRANCH, MUFG UNION BANK, N.A., CITIBANK, N.A., and HSBC BANK USA, NATIONAL ASSOCIATION, each as a co-bookrunner (in such capacity, a “Co-Bookrunner”); BANK OF AMERICA, N.A., DNB BANK ASA, NEW YORK BRANCH, MUFG UNION BANK, N.A., CITIBANK, N.A., and HSBC BANK USA, NATIONAL ASSOCIATION, each as a co-syndication agent (in such capacity, a “Co-Syndication Agent”); JPMORGAN CHASE BANK, N.A., SUMITOMO MITSUI BANKING CORPORATION, U.S. BANK NATIONAL ASSOCIATION, and XXXXX FARGO BANK, NATIONAL ASSOCIATION, each as a co-documentation agent (in such capacity, a “Co-Documentation Agent”); and KeyBank, as administrative agent (in such capacity, the “Administrative Agent”).

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 30 Section 1.03 Accounting Terms 31 Section 1.04 Terms Generally 31 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 31 Section 2.01 Closing 17 Establishment of the Credit Facility 31 Section 2.02 The First Merger 17 Revolving Facility 31 Section 2.03 The Second Merger 18 Notice of Borrowing 32 Section 2.04 Conversion Funding Obligations; Disbursement of the Shares 19 Funds 32 Section 2.05 Exchange Mechanics; Proration 20 Evidence of Obligations 33 Section 2.06 Treatment of Company Equity Awards 22 Interest; Default Rate 34 Section 2.07 Treatment Conversion and Continuation of Company Preferred Shares 24 Loans 35 Section 2.08 Treatment of Company Warrants 25 Fees 35 Section 2.09 Dissenting Shares 25 Termination and Reduction of Revolving Commitments 36 Section 2.10 Adjustments to Prevent Dilution 25 Voluntary and Mandatory Prepayments of Loans 36 Section 2.11 Intended Tax Treatment Method and Place of the Mergers 26 Payment 38 Section 2.12 Defaulting Lenders 39 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 40 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 40 Section 3.02 Exchange Procedures 27 Breakage Compensation 42 Section 3.03 No Further Ownership Rights 28 Net Payments 42 Section 3.04 Termination Change of Exchange Fund 28 Lending Office; Replacement of Lenders 45 ARTICLE IV. CONDITIONS PRECEDENT 46 Section 3.05 No Liability 28 4.01 Conditions Precedent at Closing Date 46 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to All Credit Events 50 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES OF THE COMPANY 50 Section 4.01 Organization 5.01 Corporate Status 50 Section 5.02 Corporate Power and Good StandingAuthority 50 Section 5.03 No Violation 51 Section 5.04 Governmental Approvals 51 Section 5.05 Litigation 51 Section 5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 51 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 52 Section 4.09 Absence of Certain Changes or Events 34 5.08 Solvency 52 Section 4.10 Contracts 35 5.09 No Material Adverse Change 53 Section 4.11 5.10 Tax Returns and Payments 53 Section 5.11 Title to Properties, etc 53 Section 5.12 Lawful Operations, etc 53 Section 5.13 Environmental Matters 53 Section 5.14 Compliance with ERISA 54 Section 5.15 Intellectual Property, etc 54 Section 5.16 Investment Company Act, etc 55 Section 5.17 Insurance Reports 35 55 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 5.18 Burdensome Contracts; Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 55 Section 5.19 Information Provided 53 Security Interests 55 Section 5.20 No Other Arrangements 54 True and Complete Disclosure 55 Section 5.21 Brokers 54 Defaults 56 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Capitalization 56 Section 6.01 5.23 Anti-Terrorism Law Compliance 56 Section 5.24 Location of Bank Accounts 56 Section 5.25 Material Contracts 56 Section 5.26 Affiliate Transactions 56 Section 5.27 Common Enterprise 57 Section 5.28 REIT Status 57 Section 5.29 Conduct of Business 57 ARTICLE VI. AFFIRMATIVE COVENANTS 57 Section 6.01 Reporting Requirements 57 Section 6.02 Books, Records and Inspections 61 Section 6.03 Insurance 61 Section 6.04 Payment of Taxes and Claims 62 Section 6.05 Corporate Franchises 62 Section 6.06 Good Repair 62 Section 6.07 Compliance with Statutes, etc 62 Section 6.08 Compliance with Environmental Laws 62 Section 6.09 Certain Subsidiaries to Join in Guaranty 63 Section 6.10 Additional Security; Real Property Matters; Further Assurances 64 Section 6.11 Control Agreements 67 Section 6.12 Material Contracts 67 Section 6.13 Senior Debt 67 Section 6.14 Subordination 67 Section 6.15 Lender Meetings 67 Section 6.16 REIT Status 67 Section 6.17 Post Closing Covenants 67 ARTICLE VII. NEGATIVE COVENANTS 68 Section 7.01 Changes in Business 68 Section 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc 68 Section 7.03 Liens 69 Section 7.04 Indebtedness 69 Section 7.05 Investments and Guaranty Obligations 70 Section 7.06 Restricted Payments 71 Section 7.07 Financial Covenants 72 Section 7.08 Limitation on Certain Restrictive Agreements 72 Section 7.09 Transactions with Affiliates 73 Section 7.10 Plan Terminations, Minimum Funding, etc 73 Section 7.11 PAC REIT Covenant 73 Section 7.12 New Mezzanine Loan Documentation; Modification of Certain Agreements 73 Section 7.13 Bank Accounts 74 Section 7.14 Anti-Terrorism Laws 74 Section 7.15 Fiscal Year 74 Section 7.16 Issuance of Disqualified Equity Interests 74 ARTICLE VIII. EVENTS OF DEFAULT 75 Section 8.01 Events of Default 75 Section 8.02 Remedies 77 Section 8.03 Application of Certain Payments and Proceeds 77 ARTICLE IX. THE ADMINISTRATIVE AGENT 78 Section 9.01 Appointment 78 Section 9.02 Delegation of Duties 79 Section 9.03 Exculpatory Provisions 79 Section 9.04 Reliance by Administrative Agent 80 Section 9.05 Notice of Default 80 Section 9.06 Non-Reliance 81 Section 9.07 No Reliance on Administrative Agent’s Customer Identification Program 81 Section 9.08 USA Patriot Act 81 Section 9.09 Indemnification 81 Section 9.10 The Administrative Agent in Individual Capacity 82 Section 9.11 Successor Administrative Agent 82 Section 9.12 Other Agents 82 Section 9.13 Collateral Matters 83 Section 9.14 Agency for Perfection 83 Section 9.15 Proof of Claim 83 Section 9.16 Posting of Approved Electronic Communications 84 Section 9.17 Credit Bidding 85 ARTICLE X. GUARANTY 85 Section 10.01 Guaranty by the Company Pending the Mergers 55 Borrower 85 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 7410.02 Additional Undertaking 86

Definitions and Terms. Section 1.01 Defined Terms 2 1.1 Definitions 1 Section 1.02 1.2 Other Definitional Provisions; Interpretation 16 22 ARTICLE II THE MERGER Section 2.01 2.1 The Merger 23 Section 2.2 Closing 17 24 Section 2.02 The First 2.3 Effective Time 24 Section 2.4 Effects of the Merger 17 24 Section 2.03 The Second Merger 18 2.5 Certificate of Incorporation and Bylaws of the Surviving Corporation 24 Section 2.04 2.6 Directors and Officers of the Surviving Corporation 24 Section 2.7 Further Assurances 25 ARTICLE III CONVERSION OF SHARES Section 3.1 Conversion of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 ARTICLE III EXCHANGE OF CERTIFICATES Section 3.01 Exchange Agent 26 Section 3.02 3.2 Exchange Procedures 27 Section 3.03 No Further Ownership 3.3 Dissenting Shares 30 Section 3.4 Treatment of Company Stock Options and Company Restricted Stock Units 30 Section 3.5 Withholding Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 32 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF THE COMPANY Section 4.01 4.1 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 4.2 Capitalization; Subsidiaries; Company Stockholders’ Rights Plan 33 Section 4.08 4.3 Authorization; Validity of Agreement; Company Action 35 Section 4.4 Consents and Approvals; No Violations 36 Section 4.5 Company SEC Reports; Company Financial Statements 33 36 Section 4.09 4.6 No Undisclosed Liabilities 37 Section 4.7 Absence of Certain Changes or Events 34 38 Section 4.8 Material Contracts 38 Section 4.9 Employee Benefit Plans; ERISA 40 Section 4.10 Contracts 35 Litigation 42 Section 4.11 Insurance Reports 35 Compliance with Law 42 Section 4.12 Insurance Business 36 Intellectual Property 44 Section 4.13 Reinsurance 37 Taxes 45 Section 4.14 Investment Real Property and Tangible Assets 37 46 Section 4.15 Taxes 37 Environmental 46 Section 4.16 Related Party Transactions 39 Labor Matters 47 Section 4.17 Employee Benefit Plans 39 Licenses and Permits 48 Section 4.18 Labor Relations 41 Insurance 48 Section 4.19 Intellectual Property 41 Significant Suppliers, Customers and Licensees 48 Section 4.20 Insurance Coverage 41 Company Indentures 49 Section 4.21 Real Property 41 Brokers or Finders 49 Section 4.22 Environmental Matters 41 Vote Required 49 Section 4.23 Information Provided 42 Board Recommendation 49 Section 4.24 Opinion of Financial Advisor 50 Section 4.25 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 50 Section 4.26 Brokers 42 Investigation by the Company 50 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation Representations or Warranty 43 Warranties 51 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I PARENT AND MERGER SUB II Section 5.01 5.1 Organization 51 Section 5.2 Capitalization; Subsidiaries 52 Section 5.3 Authorization; Validity of Agreement; Parent Action 53 Section 5.4 Consents and Good StandingApprovals; Organizational Documents 44 No Violations 54 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent 5.5 SEC Reports; Parent Financial Statements 47 54 Section 5.09 Capacity 49 Section 5.10 5.6 Absence of Certain Changes 55 Section 5.7 Brokers or Events 49 Finders 55 Section 5.8 Stock Ownership 56 Section 5.9 Litigation 56 Section 5.10 Financing 56 Section 5.11 Insurance Reports 49 Solvency 57 Section 5.12 Insurance Business 50 Vote Required 58 Section 5.13 Taxes 51 Board Recommendation 58 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Capitalization and Operations of Merger Subs 53 Sub 58 Section 5.15 No Undisclosed Liabilities 58 Section 5.16 Compliance with Law 59 Section 5.17 Ownership of Shares 53 Intellectual Property 59 Section 5.18 Vote/Approval Required 53 Taxes 60 Section 5.19 Information Provided 53 Environmental 61 Section 5.20 No Other Arrangements 54 Investigation by Parent and Merger Sub 61 Section 5.21 Brokers 54 Takeover Statutes 62 Section 5.22 No Other Representation Representations or Warranty 54 Warranties 62 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74VI

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 33 Section 1.03 Accounting Terms 33 Section 1.04 Terms Generally 33 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 34 Section 2.01 Closing 17 Establishment of the Credit Facility 34 Section 2.02 The First Merger 17 Revolving Facility 34 Section 2.03 The Second Merger 18 [Reserved] 34 Section 2.04 Conversion Notice of the Shares 19 Borrowing 34 Section 2.05 Exchange MechanicsFunding Obligations; Proration 20 Disbursement of Funds 35 Section 2.06 Treatment Evidence of Company Equity Awards 22 Obligations 36 Section 2.07 Treatment of Company Preferred Shares 24 Interest; Default Rate 37 Section 2.08 Treatment Conversion and Continuation of Company Warrants 25 Loans 38 Section 2.09 Dissenting Shares 25 Fees 38 Section 2.10 Adjustments to Prevent Dilution 25 Termination and Reduction of Revolving Commitments 39 Section 2.11 Intended Tax Treatment Voluntary and Mandatory Prepayments of the Mergers 26 Loans 39 Section 2.12 Method and Place of Payment 42 Section 2.13 Defaulting Lenders 42 Section 2.14 Increased Commitments 44 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 45 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 45 Section 3.02 Exchange Procedures 27 Breakage Compensation 46 Section 3.03 No Further Ownership Rights 28 Net Payments 47 Section 3.04 Termination Change of Exchange Fund 28 Lending Office; Replacement of Lenders 50 ARTICLE IV. CONDITIONS PRECEDENT 51 Section 3.05 No Liability 28 4.01 Conditions Precedent at Closing Date 51 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to All Credit Events 54 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES 55 Section 5.01 Corporate Status 55 Section 5.02 Corporate Power and Authority 55 Section 5.03 No Violation 55 Section 5.04 Governmental Approvals 56 Section 5.05 Litigation 56 TABLE OF THE COMPANY CONTENTS (continued) Page Section 4.01 Organization and Good Standing5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 56 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 56 Section 4.09 Absence of Certain Changes or Events 34 5.08 Solvency 57 Section 4.10 Contracts 35 5.09 No Material Adverse Change 57 Section 4.11 5.10 Tax Returns and Payments 57 Section 5.11 Title to Properties, etc 58 Section 5.12 Lawful Operations, etc 58 Section 5.13 Environmental Matters 58 Section 5.14 Compliance with ERISA 59 Section 5.15 Intellectual Property, etc 59 Section 5.16 Investment Company Act, etc 59 Section 5.17 Insurance Reports 35 59 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 5.18 Burdensome Contracts; Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 60 Section 5.19 Information Provided 53 Security Interests 60 Section 5.20 No Other Arrangements 54 True and Complete Disclosure 60 Section 5.21 Brokers 54 Defaults 60 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Capitalization 60 Section 6.01 5.23 Anti-Terrorism Law Compliance 61 Section 5.24 Location of Bank Accounts 61 Section 5.25 Material Contracts 61 Section 5.26 Affiliate Transactions 61 Section 5.27 Common Enterprise 61 Section 5.28 REIT Status 62 Section 5.29 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 7462

Definitions and Terms. Section 1.01 Defined Terms 1.1 Certain Definitions 2 Section 1.02 Interpretation 16 1.2 Other Terms 32 Section 1.3 Other Definitional Provisions 33 ARTICLE II PURCHASE AND SALE OF THE TRANSFERRED EQUITY INTERESTS Section 2.01 2.1 Purchase and Sale 33 Section 2.2 Purchase Price 35 Section 2.3 Post-Closing 17 Purchase Price Adjustment 36 Section 2.02 The First Merger 17 2.4 Closing 42 Section 2.03 The Second Merger 18 2.5 Deliveries by Buyer 42 Section 2.04 Conversion 2.6 Deliveries by Seller 42 Section 2.7 Reserved. 44 Section 2.8 Certain Adjustments 44 Section 2.9 Section 116 of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Canadian Tax Treatment of the Mergers 26 Act 44 ARTICLE III EXCHANGE OF CERTIFICATES REPRESENTATIONS AND WARRANTIES RELATING TO SELLER Section 3.01 Exchange Agent 26 3.1 Organization and Qualification 45 Section 3.02 Exchange Procedures 27 3.2 Ownership 45 Section 3.03 3.3 Corporate Authority 46 Section 3.4 Binding Effect 46 Section 3.5 Consents and Approvals 46 Section 3.6 Non-Contravention 47 Section 3.7 Investment Purpose 47 Section 3.8 Finders’ Fees 47 Section 3.9 Litigation 48 Section 3.10 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen Other Representations or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Warranties 48 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF RELATING TO THE COMPANY TRANSFERRED ENTITIES AND THE BGI BUSINESS Section 4.01 4.1 Organization and Good Standing; Organizational Documents 29 Qualification 48 Section 4.02 Authority for Agreement 30 4.2 Capitalization 49 Section 4.03 Capitalization 30 4.3 Consents and Approvals 50 Section 4.04 Company Subsidiaries 31 4.4 Non-Contravention 50 Section 4.05 No Conflict; Required Filings 4.5 Financial Information 51 Section 4.6 Litigation and Consents 31 Claims 52 Section 4.06 Compliance 32 4.7 Taxes 52 Section 4.07 Litigation 33 4.8 Employee Benefits 56 Section 4.08 Company Reports; Financial Statements 33 4.9 Permits 58 Section 4.09 4.10 Environmental Matters 59 Section 4.11 Intellectual Property 59 Section 4.12 Labor 61 Section 4.13 Contracts 61 Section 4.14 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 64 Section 4.15 Taxes 37 Compliance 64 Section 4.16 Related Party Transactions 39 Assets Under Management; Investment Advisory Activities 67 Section 4.17 Employee Benefit Plans 39 Funds 68 Section 4.18 Labor Relations 41 Advisory Clients 71 Section 4.19 Intellectual Property 41 ERISA Compliance 72 Section 4.20 Insurance Coverage 41 Absence of Undisclosed Liabilities 72 Section 4.21 Real Property 41 73 Section 4.22 Environmental Matters 41 No Other Business 73 Section 4.23 Information Provided 42 Compliance With Laws 73 Section 4.24 Takeover Statutes 42 Insurance 74 Section 4.25 Financial Advisor Opinion 42 Board and Stockholder Approval 75 Section 4.26 Brokers 42 Finders’ Fees 75 Section 4.27 Cybersecurity 42 Affiliate Arrangements 75 Section 4.28 No Other Representation Representations or Warranty 43 Warranties 75 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74V

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 24 Section 1.03 Accounting Terms 24 Section 1.04 Terms Generally 24 Section 1.05 Currency Equivalents 24 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 25 Section 2.01 Closing 17 Establishment of the Credit Facility 25 Section 2.02 The First Merger 17 Loans 25 Section 2.03 The Second Merger 18 Notice of Borrowing 25 Section 2.04 Conversion Funding Obligations; Disbursement of the Shares 19 Funds 26 Section 2.05 Exchange Mechanics; Proration 20 Evidence of Obligations 27 Section 2.06 Treatment of Company Equity Awards 22 Interest; Default Rate 27 Section 2.07 Treatment Conversion and Continuation of Company Preferred Shares 24 Loans 28 Section 2.08 Treatment of Company Warrants 25 Fees 28 Section 2.09 Dissenting Shares 25 Termination of Commitments 29 Section 2.10 Adjustments to Prevent Dilution 25 Payments and Prepayments of Loans 29 Section 2.11 Intended Tax Treatment Method and Place of the Mergers 26 Payment 32 Section 2.12 Defaulting Lenders 32 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 33 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc. 33 Section 3.02 Exchange Procedures 27 Breakage Compensation 35 Section 3.03 No Further Ownership Rights 28 Net Payments 36 Section 3.04 Termination Change of Exchange Fund 28 Lending Office; Replacement of Lenders 38 ARTICLE IV. CONDITIONS PRECEDENT 39 Section 3.05 No Liability 28 4.01 Conditions Precedent at Closing Date 39 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to Credit Events after Closing Date 40 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES OF THE COMPANY 41 Section 4.01 Organization 5.01 Corporate Status 41 Section 5.02 Corporate Power and Good StandingAuthority 41 Section 5.03 No Violation 41 Section 5.04 Governmental Approvals 42 Section 5.05 Litigation 42 Section 5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 42 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 42 Section 4.09 Absence 5.08 Solvency 43 Section 5.09 No Material Adverse Change 43 Section 5.10 Tax Returns and Payments 43 Section 5.11 Title to Properties, etc. 43 Section 5.12 Lawful Operations, etc. 44 Section 5.13 Environmental Matters 44 Section 5.14 Compliance with ERISA 44 Section 5.15 Intellectual Property, etc. 45 Section 5.16 Investment Company Act, etc. 45 Section 5.17 Insurance 45 Section 5.18 True and Complete Disclosure 45 Section 5.19 Defaults 45 Section 5.20 Anti-Terrorism Law Compliance 45 ARTICLE VI. AFFIRMATIVE COVENANTS 45 Section 6.01 Reporting Requirements 46 Section 6.02 Books, Records and Inspections 48 Section 6.03 Insurance 49 Section 6.04 Payment of Taxes and Claims 49 Section 6.05 Corporate Franchises 49 Section 6.06 Good Repair 49 Section 6.07 Compliance with Statutes, etc. 50 Section 6.08 Compliance with Environmental Laws 50 Section 6.09 Certain Domestic Subsidiaries to Join in Subsidiary Guaranty 50 Section 6.10 Senior Indebtedness 51 ARTICLE VII. NEGATIVE COVENANTS 51 Section 7.01 Changes in Business 51 Section 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc. 51 Section 7.03 Liens 52 Section 7.04 Indebtedness 53 Section 7.05 Investments and Guaranty Obligations 54 Section 7.06 Restricted Payments 55 Section 7.07 Financial Covenants 56 Section 7.08 Limitation on Certain Restrictive Agreements 56 Section 7.09 Transactions with Affiliates 57 Section 7.10 Plan Terminations, Minimum Funding, etc. 57 Section 7.11 Anti-Terrorism Laws 57 Section 7.12 Modifications to Certain Agreements 58 ARTICLE VIII. EVENTS OF DEFAULT 58 Section 8.01 Events of Default 58 Section 8.02 Remedies 59 Section 8.03 Application of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Payments and Proceeds 60 ARTICLE V REPRESENTATIONS IX. THE ADMINISTRATIVE AGENT AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification OTHER AGENTS 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 9.01 Appointment 60 Section 9.02 Delegation of Duties 61 Section 9.03 Exculpatory Provisions 61 Section 9.04 Reliance by Administrative Agent 61 Section 9.05 Notice of Default 62 Section 9.06 Non-Reliance 62 Section 9.07 No Reliance on Administrative Agent’s Customer Identification Program 62 Section 9.08 USA Patriot Act 63 Section 6.06 Shareholders Meetings 9.09 Indemnification 63 Section 9.10 The Administrative Agent in its Individual Capacity 63 Section 9.11 Successor Administrative Agent 63 Section 9.12 Other Agents 64 ARTICLE X. RESERVED 64 ARTICLE XI. MISCELLANEOUS 64 Section 6.07 Takeover Proposals; Go-Shop Period 11.01 Payment of Expenses, etc. 64 Section 11.02 Indemnification 65 Section 6.08 Public Announcements 68 11.03 Right of Setoff 65 Section 6.09 Employee Matters 68 11.04 Equalization 65 Section 6.10 Directors’ 11.05 Notices 66 Section 11.06 Successors and Officers’ Indemnification and Insurance Assigns 67 Section 11.07 No Waiver; Remedies Cumulative 70 Section 6.11 11.08 Governing Law; Submission to Jurisdiction; Venue; Waiver of Jury Trial 70 Section 16 Matters 11.09 Counterparts 71 Section 6.12 No Control 11.10 Integration 71 Section 11.11 Headings Descriptive 71 Section 11.12 Amendment or Waiver 71 Section 11.13 Survival of Indemnities 73 Section 11.14 Domicile of Loans 73 Section 11.15 Confidentiality 73 Section 11.16 General Limitation of Liability 74 Section 11.17 Lenders and Agent Not Fiduciary to Borrowers, etc. 74 Section 11.18 Survival of Representations and Warranties 74 Section 11.19 Severability 74 Section 11.20 Independence of Covenants 74 Section 11.21 Interest Rate Limitation 74 Section 11.22 USA Patriot Act 75 EXHIBITS Exhibit A Note Exhibit B-1 Notice of Borrowing Exhibit B-2 Notice of Continuation or Conversion Exhibit C Subsidiary Guaranty of Payment Exhibit D Compliance Certificate Exhibit E Closing Certificate Exhibit F Solvency Certificate Exhibit G Form of Assignment Agreement SCHEDULES Schedule 1 Lenders and Commitments Schedule 2 Subsidiary Guarantors as of the Other Party’s Business 72 Section 6.13 Shareholder Closing Date Schedule 5.01 Corporate Information Schedule 5.05 Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange DeSchedule 7.03 Liens Existing as of the Closing Date Schedule 7.04 Indebtedness Schedule 7.05 Investments TERM LOAN AGREEMENT THIS TERM LOAN AGREEMENT is entered into as of September 12, 2013, among THE XXXXXX COMPANIES, INC., a Delaware corporation (the “Borrower”); the lenders from time to time party hereto (each a “Lender” and collectively, the “Lenders”); KEYBANK NATIONAL ASSOCIATION (“KeyBank”), XXXXXXX LYNCH, PIERCE, XXXXXX & XXXXX INCORPORATED (“MLPFS”) and DNB BANK ASA, NEW YORK BRANCH (“DNB”, and together with KeyBank and MLPFS, collectively, in such capacity, the “Co-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal Lead Arrangers” and, individually, each a “Co-Lead Arranger”), each as a lead arranger; KeyBank, MLPFS and DNB, each as a co-bookrunner (in such capacity, a “Co-Bookrunner”); BANK OF AMERICA, N.A. (“Bank of Directors 73 Section 6.18 Remediation Agreement 74America”) and DNB, each as a co-syndication agent (in such capacity, a “Co-Syndication Agent”); UNION BANK, N.A. and HSBC BANK USA, N.A., each as a co-documentation agent (in such capacity, a “Co-Documentation Agent”); and KeyBank, as administrative agent (in such capacity, the “Administrative Agent”).

Definitions and Terms. Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Accounting Terms; GAAP 6759 Section 1.03 Terms Generally 6759 Section 1.04 [Reserved]. 6759 Section 1.05 Limited Condition Acquisitions. 6759 Section 1.06 Certain Determinations. 6860 ARTICLE II THE TERMS OF THE CREDIT FACILITY Section 2.01 Closing 17 Establishment of the Credit Facility 6960 Section 2.02 The First Merger 17 Revolving Facility 6961 Section 2.03 The Second Merger 18 Protective Advances and Overadvances 7061 Section 2.04 Conversion of the Shares 19 Swing Line Facility 7162 Section 2.05 Exchange Mechanics; Proration 20 Letters of Credit 7364 Section 2.06 Treatment of Company Equity Awards 22 [Reserved] 7768 Section 2.07 Treatment of Company Preferred Shares 24 [Reserved] 7768 Section 2.08 Treatment Notice of Company Warrants 25 Borrowing 7868 Section 2.09 Dissenting Shares 25 Funding Obligations; Disbursement of Funds 7868 Section 2.10 Adjustments to Prevent Dilution 25 Evidence of Obligations 8069 Section 2.11 Intended Tax Treatment Interest; Default Rate 8070 Section 2.12 Conversion and Continuation of the Mergers 26 Loans 8171 Section 2.13 Fees 8272 Section 2.14 Termination and Reduction of Revolving Commitments 8373 Section 2.15 Voluntary and Mandatory Prepayments of Loans 8473 Section 2.16 Method and Place of Payment 8574 Section 2.17 Defaulting Lenders 8675 Section 2.18 Revolving Commitment Increases 8877 Section 2.19 Amend and Extend Transactions 9179 Section 2.20 [Reserved] 9381 Section 2.21 Cash Receipts 9381 Section 2.22 Reserves; Change in Reserves; Decisions by Agent 9582 ARTICLE III EXCHANGE OF CERTIFICATES INCREASED COSTS, ILLEGALITY AND TAXES Section 3.01 Exchange Agent 26 Increased Costs 9583 Section 3.02 Exchange Procedures 27 Taxes 9684 Section 3.03 No Further Ownership Rights 28 Mitigation Obligations; Replacement of Lenders 9986 Section 3.04 Termination of Exchange Fund 28 Breakage Compensation 10087 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Illegality 10087 Page ARTICLE IV REPRESENTATIONS AND WARRANTIES OF THE COMPANY CONDITIONS PRECEDENT Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 10188 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Conditions Precedent to All Credit Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 10490 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good StandingOrganization; Organizational Documents 44 Powers 10490 Section 5.02 Authority for Agreement 44 Authorization; Enforceability 10591 Section 5.03 Capitalization 45 Governmental Approvals; No Conflicts 10591 Section 5.04 Parent Subsidiaries 46 Financial Condition; No Material Adverse Effect 10591 Section 5.05 No Conflict; Required Filings and Consents 46 Properties 10692 Section 5.06 Compliance 47 Litigation and Environmental Matters 10692 Section 5.07 Litigation 47 Compliance with Laws. 10692 Section 5.08 Parent Reports; Financial Statements 47 Investment Company Status 10692 Section 5.09 Capacity 49 Taxes 10692 Section 5.10 Absence of Certain Changes or Events 49 ERISA 10692 Section 5.11 Insurance Reports 49 Disclosure 10793 Section 5.12 Insurance Business 50 Subsidiaries 10793 Section 5.13 Taxes 51 Intellectual Property; Licenses, Etc. 10793 Section 5.14 Related Party Transactions 52 Solvency 10793 Section 5.15 Employee Benefit Plans 52 Senior Indebtedness 10893 Section 5.16 Interim Operations of Merger Subs 53 Federal Reserve Regulations 10894 Section 5.17 Ownership Use of Shares 53 Proceeds 10894 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74[Reserved] 10894

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 31 Section 1.03 Accounting Terms 31 Section 1.04 Terms Generally 32 ARTICLE II II. THE TERMS OF THE CREDIT FACILITY 32 Section 2.01 Closing 17 Establishment of the Credit Facility 32 Section 2.02 The First Merger 17 Revolving Facility 32 Section 2.03 The Second Merger 18 Swing Line Facility 33 Section 2.04 Conversion Letters of the Shares 19 Credit 34 Section 2.05 Exchange Mechanics; Proration 20 Notice of Borrowing 39 Section 2.06 Treatment Funding Obligations; Disbursement of Company Equity Awards 22 Funds 39 Section 2.07 Treatment Evidence of Company Preferred Shares 24 Obligations 41 Section 2.08 Treatment of Company Warrants 25 Interest; Default Rate 41 Section 2.09 Dissenting Shares 25 Conversion and Continuation of Loans 42 Section 2.10 Adjustments to Prevent Dilution 25 Fees 43 Section 2.11 Intended Tax Treatment Termination and Reduction of the Mergers 26 Revolving Commitments 44 Section 2.12 Voluntary and Mandatory Prepayments of Loans 45 Section 2.13 Method and Place of Payment 46 Section 2.14 Defaulting Lenders 46 Section 2.15 Cash Collateral 49 Section 2.16 Increase in Credit Facility 49 Section 2.17 Maturity Extension 51 ARTICLE III EXCHANGE OF CERTIFICATES III. INCREASED COSTS, ILLEGALITY AND TAXES 53 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 53 Section 3.02 Exchange Procedures 27 Breakage Compensation 55 Section 3.03 No Further Ownership Rights 28 Net Payments 55 Section 3.04 Termination of Exchange Fund 28 Increased Costs to LC Issuers 59 Section 3.05 No Liability 28 Change of Lending Office; Replacement of Lenders 59 ARTICLE IV. CONDITIONS PRECEDENT 60 Section 3.06 Lost, Stolen or Destroyed Certificates 28 4.01 Conditions Precedent at Closing Date 60 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 4.02 Conditions Precedent to All Credit Events 62 ARTICLE IV V. REPRESENTATIONS AND WARRANTIES 63 Section 5.01 Corporate Status 63 Section 5.02 Corporate Power and Authority 63 TABLE OF THE COMPANY CONTENTS (continued) Page Section 4.01 Organization and Good Standing5.03 No Violation 63 Section 5.04 Governmental Approvals 63 Section 5.05 Litigation 64 Section 5.06 Use of Proceeds; Organizational Documents 29 Margin Regulations 64 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 64 Section 4.09 Absence 5.08 Solvency 65 Section 5.09 No Material Adverse Change 65 Section 5.10 Tax Returns and Payments 65 Section 5.11 Title to Properties, etc 65 Section 5.12 Lawful Operations, etc 65 Section 5.13 Environmental Matters 65 Section 5.14 Compliance with ERISA 66 Section 5.15 Intellectual Property, etc 66 Section 5.16 Investment Company Act, etc 67 Section 5.17 Insurance 67 Section 5.18 Burdensome Contracts; Labor Relations 67 Section 5.19 True and Complete Disclosure 67 Section 5.20 Defaults 67 Section 5.21 Anti-Terrorism Law Compliance 67 Section 5.22 Material Contracts 68 Section 5.23 Affiliate Transactions 68 ARTICLE VI. AFFIRMATIVE COVENANTS 68 Section 6.01 Reporting Requirements 68 Section 6.02 Books, Records and Inspections 70 Section 6.03 Insurance 71 Section 6.04 Payment of Taxes and Claims 71 Section 6.05 Corporate Franchises 71 Section 6.06 Good Repair 71 Section 6.07 Compliance with Statutes, etc 71 Section 6.08 Compliance with Environmental Laws 71 Section 6.09 Certain Subsidiaries to Join in Guaranty 72 Section 6.10 Material Contracts 72 TABLE OF CONTENTS (continued) Page ARTICLE VII. NEGATIVE COVENANTS 73 Section 7.01 Changes in Business 73 Section 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc 73 Section 7.03 Liens 74 Section 7.04 Indebtedness 74 Section 7.05 Investments and Guaranty Obligations 76 Section 7.06 Restricted Payments 77 Section 7.07 Financial Covenants 77 Section 7.08 Limitation on Capital Expenditures 77 Section 7.09 Limitation on Certain Restrictive Agreements 78 Section 7.10 Transactions with Affiliates 78 Section 7.11 Plan Terminations, Minimum Funding, etc 78 Section 7.12 Modification of Certain Changes or Agreements 79 Section 7.13 Anti-Terrorism Laws 79 Section 7.14 Fiscal Year 79 ARTICLE VIII. EVENTS OF DEFAULT 79 Section 8.01 Events 34 of Default 79 Section 4.10 Contracts 35 8.02 Remedies 81 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence 8.03 Application of Certain Changes or Events 49 Payments and Proceeds 81 ARTICLE IX. THE ADMINISTRATIVE AGENT 82 Section 5.11 Insurance Reports 49 9.01 Appointment 82 Section 5.12 Insurance Business 50 9.02 Delegation of Duties 83 Section 5.13 Taxes 51 9.03 Exculpatory Provisions 83 Section 5.14 Related Party Transactions 52 9.04 Reliance by Administrative Agent 84 Section 5.15 Employee Benefit Plans 52 9.05 Notice of Default 84 Section 5.16 Interim Operations 9.06 Non-Reliance 84 Section 9.07 No Reliance on Administrative Agent’s Customer Identification Program 85 Section 9.08 USA Patriot Act 85 Section 9.09 Indemnification 85 Section 9.10 The Administrative Agent in Individual Capacity 86 Section 9.11 Successor Administrative Agent 86 Section 9.12 Other Agents 86 TABLE OF CONTENTS (continued) Page Section 9.13 Proof of Merger Subs 53 Claim 86 Section 5.17 Ownership 9.14 Posting of Shares 53 Approved Electronic Communications 87 ARTICLE X. GUARANTY 88 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 ARTICLE VI COVENANTS Section 6.01 Conduct of Business 10.01 Guaranty by the Company Pending the Mergers 55 Borrower 88 Section 6.02 Conduct 10.02 Additional Undertaking 89 Section 10.03 Guaranty Unconditional 89 Section 10.04 Borrower Obligations to Remain in Effect; Restoration 90 Section 10.05 Waiver of Business Acceptance, etc 90 Section 10.06 Subrogation 90 Section 10.07 Effect of Stay 90 ARTICLE XI. MISCELLANEOUS 90 Section 11.01 Payment of Expenses etc 90 Section 11.02 Indemnification 91 Section 11.03 Right of Setoff 91 Section 11.04 Equalization 92 Section 11.05 Notices 92 Section 11.06 Successors and Assigns 93 Section 11.07 No Waiver; Remedies Cumulative 97 Section 11.08 Governing Law; Submission to Jurisdiction; Venue; Waiver of Jury Trial 97 Section 11.09 Counterparts 98 Section 11.10 Integration 98 Section 11.11 Headings Descriptive 98 Section 11.12 Amendment or Waiver; Acceleration by Parent Pending the Mergers 58 Required Lenders 98 Section 6.03 Access to Information and Employees; 11.13 Survival of Indemnities 101 Section 11.14 Domicile of Loans 101 Section 11.15 Confidentiality 59 101 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control 11.16 Limitations on Liability of the Other Party’s Business 72 LC Issuers 102 Section 6.13 Shareholder Litigation 72 11.17 General Limitation of Liability 102 Section 6.14 Stock Exchange Listing 72 11.18 No Duty 102 Section 6.15 Stock Exchange De11.19 Lenders and Agent Not Fiduciary to Borrower, etc 103 Section 11.20 Survival of Representations and Warranties 103 Section 11.21 Severability 103 TABLE OF CONTENTS (continued) Page Section 11.22 Independence of Covenants 103 Section 11.23 Interest Rate Limitation 103 Section 11.24 USA Patriot Act 103 Section 11.25 Release of Guarantees 104 Section 11.26 Payments Set Aside 104 EXHIBITS Exhibit A-1 Form of Revolving Facility Note Exhibit A-2 Form of Swing Line Note Exhibit B-1 Form of Notice of Borrowing Exhibit B-2 Form of Notice of Continuation or Conversion Exhibit B-3 Form of LC Request Exhibit C Form of Guaranty Exhibit D Form of Solvency Certificate Exhibit E Form of Compliance Certificate Exhibit F Form of Closing Certificate Exhibit G Form of Assignment Agreement Exhibit H-1 Form of U.S. Tax Compliance Certificate Exhibit H-2 Form of U.S. Tax Compliance Certificate Exhibit H-3 Form of U.S. Tax Compliance Certificate Exhibit H-4 Form of U.S. Tax Compliance Certificate EXECUTION VERSION This CREDIT AGREEMENT is entered into as of October 12, 2012 among the following: (i) MERCURY COMPUTER SYSTEMS, INC., a Massachusetts corporation (the “Borrower”); (ii) the lenders from time to time party hereto (each a “Lender” and collectively, the “Lenders”); (iii) KEYBANK NATIONAL ASSOCIATION, as the administrative agent (the “Administrative Agent”), as the Swing Line Lender (as hereinafter defined), an LC Issuer (as hereinafter defined), and as Joint Lead Arranger and joint bookrunner; (iv) TD BANK, N.A., as Joint Lead Arranger, joint bookrunner and as Co-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Syndication Agent; (v) U.S. BANK NATIONAL ASSOCIATION, as Joint Lead Arranger, joint bookrunner and as Co-Syndication Agent; and (vi) SOVEREIGN BANK, N.A., as Documentation Agent.

Definitions and Terms. Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Accounting Terms; GAAP 58 Section 1.03 Terms Generally 59 Section 1.04 [Reserved] 59 Section 1.05 Limited Condition Acquisitions 59 Section 1.06 Certain Determinations 59 ARTICLE II THE TERMS OF THE CREDIT FACILITY Section 2.01 Closing 17 Establishment of the Credit Facility 6060 Section 2.02 The First Merger 17 Revolving Facility 6060 Section 2.03 The Second Merger 18 Protective Advances and Overadvances 61 Section 2.04 Conversion of the Shares 19 Swing Line Facility 62 Section 2.05 Exchange Mechanics; Proration 20 Letters of Credit 64 Section 2.06 Treatment of Company Equity Awards 22 [Reserved] 67 Section 2.07 Treatment of Company Preferred Shares 24 [Reserved] 67 Section 2.08 Treatment Notice of Company Warrants 25 Borrowing 67 Section 2.09 Dissenting Shares 25 Funding Obligations; Disbursement of Funds 68 Section 2.10 Adjustments to Prevent Dilution 25 Evidence of Obligations 69 Section 2.11 Intended Tax Treatment Interest; Default Rate 70 Section 2.12 Conversion and Continuation of the Mergers 26 Loans 71 Section 2.13 Fees 72 Section 2.14 Termination and Reduction of Revolving Commitments 73 Section 2.15 Voluntary and Mandatory Prepayments of Loans 74 Section 2.16 Method and Place of Payment 75 Section 2.17 Defaulting Lenders 76 Section 2.18 Revolving Commitment Increases 77 Section 2.19 Amend and Extend Transactions 79 Section 2.20 [Reserved] 82 Section 2.21 Cash Receipts 82 Section 2.22 Reserves; Change in Reserves; Decisions by Agent 83 ARTICLE III EXCHANGE OF CERTIFICATES INCREASED COSTS, ILLEGALITY AND TAXES Section 3.01 Exchange Agent 26 Increased Costs 83 Section 3.02 Exchange Procedures 27 Taxes 8384 Section 3.03 No Further Ownership Rights 28 Mitigation Obligations; Replacement of Lenders 87 Section 3.04 Termination of Exchange Fund 28 Breakage Compensation 87 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Illegality 88 Page ARTICLE IV REPRESENTATIONS AND WARRANTIES OF THE COMPANY CONDITIONS PRECEDENT Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 88 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Conditions Precedent to All Credit Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 90 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT, MERGER SUB I AND MERGER SUB II Section 5.01 Organization and Good StandingOrganization; Organizational Documents 44 Powers 91 Section 5.02 Authority for Agreement 44 Authorization; Enforceability 91 Section 5.03 Capitalization 45 Governmental Approvals; No Conflicts 91 Section 5.04 Parent Subsidiaries 46 Financial Condition; No Material Adverse Effect 92 Section 5.05 No Conflict; Required Filings and Consents 46 Properties 92 Section 5.06 Compliance 47 Litigation and Environmental Matters 92 Section 5.07 Litigation 47 Compliance with Laws 92 Section 5.08 Parent Reports; Financial Statements 47 Investment Company Status 93 Section 5.09 Capacity 49 Taxes 93 Section 5.10 Absence of Certain Changes or Events 49 ERISA 93 Section 5.11 Insurance Reports 49 Disclosure 93 Section 5.12 Insurance Business 50 Subsidiaries 93 Section 5.13 Taxes 51 Intellectual Property; Licenses, Etc. 94 Section 5.14 Related Party Transactions 52 Solvency 94 Section 5.15 Employee Benefit Plans 52 Senior Indebtedness 94 Section 5.16 Interim Operations of Merger Subs 53 Federal Reserve Regulations 94 Section 5.17 Ownership Use of Shares 53 Proceeds 94 Section 5.18 Vote/Approval Required 53 [Reserved] 94 Section 5.19 Information Provided 53 OFAC and PATRIOT Act 94 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Foreign Corrupt Practices Act 95 ARTICLE VI COVENANTS Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74VI