Common use of Exceptions and Limitations Clause in Contracts

Exceptions and Limitations. Benefits are not payable for the following: (a) A disability where you are not under continuing medical supervision and treatment; (b) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-inflicted injuries or illness while insane; (c) A disability resulting from insurrection, war, service in the Armed Forces of any country, or participation in a riot; (d) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial statutes or mutually agreed to by you and the City; (e) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised by a rehabilitation centre or Provincially designated institution; (f) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.

Exceptions and Limitations. Benefits are not payable for the following: (ai) A disability where you are not under continuing medical supervision and treatment; (bii) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-inflicted injuries or illness while insane; (ciii) A disability resulting from insurrection, war, service in the Armed Forces of any country, or participation in a riot; (div) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial statutes or mutually agreed to by you and the City/Region; (ev) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised by a rehabilitation centre or Provincially designated institution; (fvi) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.

Exceptions and Limitations. Benefits are not payable for the following: (ai) A disability where you are not under continuing medical supervision and treatment; (bii) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-inflicted injuries or illness while insane; (ciii) A disability resulting from insurrection, war, service in the Armed Forces of any country, or participation in a riot; (div) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial statutes or mutually agreed to by you and the City/Region; (ev) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised by a rehabilitation centre or Provincially designated institution; (fvi) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.a

Exceptions and Limitations. Benefits are not payable for the following: (ai) A disability where you are not under continuing medical supervision and treatment; (bii) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-inflicted injuries or illness while insane; (ciii) A disability resulting from insurrection, war, service in the Armed Forces of any country, or participation in a riot; (div) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial statutes or mutually agreed to by you and the City; (ev) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised by a rehabilitation centre or Provincially designated institution; (fvi) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.

Exceptions and Limitations. Benefits are not payable for the following: (a) A disability where you are not under continuing medical supervision and treatment; (b) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-inflicted injuries or illness while insane; (c) A disability resulting from insurrection, war, service in the Armed Forces of any country, or participation in a riot; (d) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial statutes or mutually agreed to by you and the City; (e) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised by a rehabilitation centre or Provincially provincially designated institution;. (f) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.

Exceptions and Limitations. Benefits are not payable for the following: (a) A disability where you are not under continuing medical supervision and treatment; (b) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-self- inflicted injuries or illness while insane; (c) A disability resulting from insurrection, war, service in the Armed Forces of any country, or participation in a riot; (d) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial statutes or mutually agreed to by you and the City; (e) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised by a rehabilitation centre or Provincially designated institution;. (f) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.

Exceptions and Limitations. Benefits are not payable for the following: (a) A disability where you are not under continuing medical supervision and treatment; (b) A disability caused by intentionally self-inflicted injuries or illness while sane, or self-inflicted injuries Injuries or illness while insane; (c) A disability resulting from insurrection, war, service in the Armed Forces armed forces of any country, or participation in a riot; (d) Pregnancy related disabilities during any period you are on pregnancy leave of absence to which you are entitled under applicable Provincial provincial statutes or mutually agreed to by you and the CityEmployer; (e) Alcoholism, drug addiction or any mental condition connected therewith, unless the insured person is under active treatment in, or certified as being actively supervised Supervised by a rehabilitation centre or Provincially provincially designated institution;; and (f) If your disability is due to a nervous, mental, psychological or emotional disorder, payments will not be made unless you are under the care of a registered specialist in psychiatry, or a doctor approved by a registered specialist in psychiatry.