General – Benefit Information. 1. The Agency will provide medical, dental and vision insurance plan coverage for all eligible employees and their dependents.
2. Employees will have the option of waiving coverage under both the group medical and dental insurance plans offered by the Employer if they are covered under another plan. For July 1, 2014 – December 31, 2015 of the contract, employees waiving just medical coverage will be reimbursed two hundred and fifty dollars ($250) per month, those who waive just dental will be reimbursed fifty dollars ($50) per month, and those who waive both medical and dental will be reimbursed a total of three hundred dollars ($300) per month. For January 1, 2016 – June 30, 2017 of the contract, employees waiving just medical coverage will be reimbursed three hundred dollars ($300) per month, those who waive just dental will be reimbursed fifty dollars ($50) per month, and those who waive both medical and dental will be reimbursed a total of three hundred and fifty dollars ($350) per month. Employees electing to drop medical or dental insurance will be required to provide evidence of alternative coverage and cannot change this election until the end of the plan year during the annual open enrollment period.
3. An employee may elect to cover his/her domestic partner on the Employer’s group medical and/or dental plan under the same terms and conditions as those applied to a legal spouse. The Employer will determine the documentation required to substantiate a legitimate domestic partnership.
4. The Employer will not change the existing medical, vision and dental insurance policies during the term of this Agreement unless by mutual agreement of the Employer and the Union. However, the Union and the Employer will annually jointly review the medical and hospital insurance policies and will work together to develop methods by which to (a) control the increasing costs of medical insurance; and (b) to make any necessary plan or design changes in order to avoid imposition of the excise tax (or “Cadillac Tax”) under the Affordable Care Act. Provided however: The parties agree to the desirability of avoiding the Cadillac Tax of the Affordable Care Act, and therefore, agree to meet prior to the expiration of the Agreement (June 30, 2017) for the purpose of negotiating medical insurance coverage and/or implementing revised cost- sharing in an effort to ensure the tax liability is avoided. In the event the parties cannot within thirty (30) business days after the Empl...
General – Benefit Information. 1. The Agency will provide medical, dental and vision insurance plan coverage for all eligible employees and their dependents.
2. Employees may waive coverage under both the group medical (including vision) and dental insurance plans offered by the Employer if they are covered under another plan. Employees waiving medical (including vision) coverage will receive three hundred dollars ($300) per month in lieu of Employer-provided medical provided Federal and State laws allow, Those who waive dental will receive fifty dollars ($50) per month in lieu of Employer-provided dental provided Federal and State laws allow. Waiver of both medical (including vision) and dental will result in a total of three hundred and fifty dollars ($350) per month. Employees electing to drop medical or dental insurance will be required to provide evidence of alternative coverage and cannot change this election until the annual open enrollment period. Because the AWC Benefit Trust requires a minimum participation rate of seventy five percent (75%) of all eligible employees in the bargaining unit, once the 25% threshold is reached, the - program will be closed, and future waiver slots that become available will be offered on a first- come, first-served basis on a list maintained by the Employer and shared with the Union. If a married couple or domestic partnership couple is covered by Xxxxxx Transit insurance, neither may receive the opt-out provision by refusing Xxxxxx Transit’s insurance.
3. An employee may elect to cover his/her domestic partner on the Employer’s group medical and/or dental plan under the same terms and conditions as those applied to a legal spouse. The insurance plan provider will determine the verification documentation required for domestic partnership, spouse and dependent enrollment.
4. The Employer will not change the existing medical, vision and dental insurance policies during the term of this Agreement unless by mutual agreement of the Employer and the Union. If an increase in total plan premium exceeds ten percent (10%) in any benefit year, the Employer and the Union agree to discuss selecting a less costly plan. If the parties are unable to agree on a plan for which the increase in the total plan premium does not exceed ten percent (10%), any increase over ten percent (10%) will be split equally between the Employer and each employee. In addition, the Union and the Employer will annually jointly review the medical, dental and vision insurance policies a...
