Home to Home Cover. If the Insured suffers an Injury due to an Accident during the Period of Insurance, whilst on the way from his/her place of residence to the Port in India to board a Common Carrier for the purpose of commencement of a Trip, or whilst on the way back to his/her place of residence from the Port in India upon arrival from the Country of Visit, and that Injury solely and directly results in death or disablement of the Insured Person which is of the nature specified in the table of benefits below within 90 days from the date of such Accident, the Company shall pay the percentage of the Sum Insured as is specified in the table of benefits.
Home to Home Cover. Coverage for the Insured Person is extended before /beyond the Period of Insurance for In -Patient Care (Clause 2.1.1), Out-Patient (Clause 2.1.3) and Benefit 7(Personal Accident) up to the Sum Insured of the respective Benefits for the following:
1. Starting of the Journey from Home (or any intermediate place) at the Country of Residence to the Airport for duration of 6 hours before the Scheduled departure time of the Common Carrier; and
Home to Home Cover. If the Insured suffers an Injury due to an Accident during the Period of Insurance, whilst on the way from his/her place of residence to the Port in India to board a Common Carrier for the purpose of commencement of a Trip, or whilst on the way back to his/her place of residence from the Port in India upon arrival from the Country of Visit, and that Injury solely and directly results in death or disablement of the Insured Person which is of the nature specified in the table of benefits below within 90 days from the date of such Accident, the Company shall pay the percentage of the Sum Insured as is specified in the table of benefits. For Section A above, this Benefit is payable subject to the following:
1. The Company has accepted a claim under Benefit I (Medical Expenses) in respect of the Insured Person for the same period of Hospitalization.
2. All the exclusions and Special Conditions applicable to Benefits I Death Total and irrecoverable loss of sight in both eyes Loss by physical separation or total and permanent loss of use of both hands or both feet Loss by physical separation or total and permanent loss of use of one hand and one foot Total and irrecoverable loss of sight in one eye and loss of a Limb Total and irrecoverable loss of hearing in both ears and loss of speech Total and irrecoverable loss of hearing only - both ears Total and irrecoverable loss of speech only Loss of thumb - both phalanges Loss of index finger -three phalanges or two phalanges or one phalanx Loss of sight of one eye Loss of one hand Loss of one foot This Benefit shall be payable subject to the following: Expenses) is in-force and opted for by the Insured Person. Any costs or expenses payable under this Benefit shall be subject to the Aggregate limit of Sum Insured specified against Benefit I (Medical Expenses) in the Policy Certificate. If the Insured Person suffers an Illness or Injury, in a Country of Visit whilst on a Trip, which is directly or indirectly attributable to any sexually transmitted disease, including HIV (Human Immunodeficiency Virus) and/or any HIV related illness, AIDS (Acquired Immune Deficiency Syndrome) and/or any mutant derivative or variation thereof however caused, and requires Emergency Care, on the recommendation of the EASP and the Medical Practitioner, the Company shall pay or reimburse the Medical Expenses incurred, up to the Sub-limit as specified against this Benefit in the Policy Certificate. Cover under this Benefit is only available i...
