Common use of In the Agreement Clause in Contracts

In the Agreement. References to the singular include references to the plural and vice versa; • Where it refers to one gender we include reference to the other gender; • Where it says ‘you’, ‘your’ or ‘yours’ it means the person named in the application as the account holder. If there is more than one account holder ‘you’, ‘your’ or ‘yours’ refers to each account holder individually and jointly. They also refer to anyone who takes over your legal rights or duties, including if you die and if your rights are transferred with our permission. • Where it says ‘we’, ‘our’, ‘us’ or ‘Bank’ it means The Access Bank UK Limited, our successors or anyone who takes over our legal rights and responsibilities in relation to this agreement.

In the Agreement. References to the singular include references to the plural and vice versa; • Where it refers to one gender we include reference to the other gender; • Where W here it says ‘you’, ‘your’ or ‘yours’ it means the person named in the application as the account holder. If there is more than one account holder ‘you’, ‘your’ or ‘yours’ refers to each account holder individually and jointly. They also refer to anyone who takes over your legal rights or duties, including if you die and if your rights are transferred with our permission. • Where W here it says ‘we’, ‘our’, ‘us’ or ‘Bank’ it means The Access Bank UK Limited, our successors or anyone who takes over our legal rights and responsibilities in relation to this agreement.