Common use of Inpatient Care Clause in Contracts

Inpatient Care. We will indemnify the Medical Expenses incurred on the Insured Person’s Hospitalization during the Policy Period following an Illness or Injury that occurs during the Policy Period, provided that: a. The Hospitalization is Medically Necessary and advised and follows Evidence Based Clinical Practices and Standard Treatment Guidelines. b. The Medical Expenses incurred are Reasonable and Customary Charges for one or more of the following: i. Room Rent; ii. Nursing charges for Hospitalization as an Inpatient excluding private nursing charges; iii. Medical Practitioners’ fees, excluding any charges or fees for Standby Services; iv. Physiotherapy, investigation and diagnostics procedures directly related to the current admission; v. Medicines, drugs as prescribed by the treating Medical Practitioner; vi. Intravenous fluids, blood transfusion, injection administration charges and /or consumables; vii. Operation theatre charges; viii. The cost of prosthetics and other devices or equipment, if implanted internally during Surgery;

Inpatient Care. We will indemnify the Medical Expenses incurred on the Insured Person’s Hospitalization during the Policy Period following an Illness or Injury that occurs during the Policy Period, provided that: a. The Hospitalization is Medically Necessary and advised and follows Evidence Based Clinical Practices and Standard Treatment Guidelines. b. The Medical Expenses incurred are Reasonable and Customary Charges for one or more of the following: i. Room Rent; ii. Nursing charges for Hospitalization as an Inpatient excluding private nursing charges; iii. Medical Practitioners’ fees, excluding any charges or fees for Standby Services;for iv. Physiotherapy, investigation and diagnostics procedures directly related to the current admission; v. Medicines, drugs as prescribed by the treating Medical Practitioner; vi. Intravenous fluids, blood transfusion, injection administration charges and /or consumables; vii. Operation theatre charges; viii. The cost of prosthetics and other devices or equipment, if implanted internally during Surgery;