LIABILITY COVERAGE INSURING AGREEMENT. SPECIMEN
LIABILITY COVERAGE INSURING AGREEMENT. A. We will pay damages for "bodily injury" or "property damage" for which any "insured" becomes legally responsible because of an auto accident. Damages include prejudgment interest awarded against the "insured". We will settle or defend, as we consider appropriate, any claim or suit asking for these damages. In addition to our limit of liability, we will pay all defense costs we incur. Our duty to settle or defend ends when our limit of liability for this coverage has been exhausted by payment of judgments or settlements. We have no duty to defend any suit or settle any claim for "bodily injury" or "property damage" not covered under this policy.
LIABILITY COVERAGE INSURING AGREEMENT. If “you” paid the premium for Liability Coverage, “we” will pay damages, other than punitive damages, exemplary damages or restitution orders; for “bodily injury” or “property damage” for which any “covered person” becomes legally responsible because of an auto “accident.” Damages include prejudgment interest and any court costs awarded or taxed against the “covered person.” “We” have the right to investigate and defend against any claim or suit for damages within the coverage provided by this policy; and the right to negotiate and settle any claim or suit within the coverage and liability limit of this policy. When used in this Part:
LIABILITY COVERAGE INSURING AGREEMENT. A. Subject to the limit of liability shown on the Declarations Page, if you pay us the premium for Liability Coverage, we will pay compensatory damages for which an insured is legally liable due to bodily injury or property damage caused by an accident that arises out of the ownership, maintenance or use of an auto covered under this PART A. We will not pay for punitive or exemplary damages. However, if a suit has been brought against the insured with respect to a claim for acts or alleged acts falling within the coverage provided under PART A, seeking both compensatory and punitive or exemplary damages, then we will afford a defense to such action without liability, however, for such punitive or exemplary damages.
B. We will settle or defend, as we consider appropriate, any claim or suit asking for these damages. If we defend, we will choose the counsel of our choice which may include an in-house counsel. In addition to our limit of liability, we will pay all defense costs we incur. Our duty to settle or defend ends when our limit of liability for this coverage has been exhausted by payment of judgments or by settlement. We have no duty to:
1. Defend any suit;
2. Settle any claim; or
3. Pay any judgment; for bodily injury or property damage not covered under this Policy.
1. You and any family member for:
a. Operation or use of any auto with permission from its owner; or
b. The ownership, maintenance or use of a
2. Any person using a covered auto with your permission.
3. For the use of a covered auto, any person or organization, but only with respect to legal liability for acts or omissions of a person for whom coverage is afforded under this PART A.
4. With respect to the use of an auto, other than a covered auto, by you or a family member, any person or organization to the extent of legal liability within the limit of liability imputed due to the negligence of you or a family member for whom coverage is afforded under this PART A. This provision applies only if the person or organization does not own or hire the auto.
LIABILITY COVERAGE INSURING AGREEMENT. A. We will pay damages for bodily injury or property damage for which any covered person becomes legally responsible because of an auto accident. Property damage includes loss of use of the damaged property. Damages include prejudgment interest awarded against the covered person. We will settle or defend, as we consider appropriate, any claim or suit asking for these damages, in addition to our limit of liability, we will-pay all defense costs we incur. Our duty to settle or defend ends when our limit of liability for this coverage has been exhausted.
LIABILITY COVERAGE INSURING AGREEMENT. If “you” paid the premium for Liability Coverage, “we” will pay damages, other than punitive damages, exemplary damages or restitution orders; for “bodily injury” or “property damage” for which any “covered person” becomes legally responsible because of an auto “accident.” Damages include prejudgment interest and any court costs awarded or taxed against the “covered person.” “We” have the right to investigate, negotiate, defend against and settle any
LIABILITY COVERAGE INSURING AGREEMENT. A. If you pay a premium for this coverage, we will pay damages, except punitive or exemplary damages, for bodily injury or property damage for which any insured becomes legally responsible because of an accident. Damages include prejudgment interest awarded against the insured subject to our limit of liability for this coverage. We will settle or defend, as we consider appropriate, any claim or suit asking for these damages. If we defend, we will choose the counsel of our choice. In addition to our limit of liability, we will pay all defense costs we incur. Our duty to settle or defend ends when we offer to pay and pay our limit of liability for this coverage. We have no duty to defend any suit, settle any claim or pay any judgment for bodily injury or property damage not covered under this policy.
B. Insured as used in Part A means:
1. You or any family member for the ownership, maintenance, or use of any recreational vehicle, with the owner’s permission.
2. Any person using your covered auto with your permission.
3. For your covered auto, any person or organization other than 1. and 2. above. This provision applies only with respect to legal responsibility for acts or omissions of a person for whom coverage is afforded under this Part.
4. For any recreational vehicle, other than your covered auto, any person or organization other than 1. and 2. above. This provision applies only with respect to legal responsibility for acts or omissions of you or any family member for whom coverage is afforded under this Part. This provision applies only if the person or organization does not own or hire the recreational vehicle.
LIABILITY COVERAGE INSURING AGREEMENT. A. We will pay damages for bodily injury or property damage, other than punitive or exemplary damages, for which you become legally responsible because of an auto accident arising out of the ownership, maintenance, or use of a covered vehicle. Property damage includes loss of use of the damaged property. Damages include prejudgment interest awarded against you. We will settle or defend, as we consider appropriate, any claim or suit asking for these damages. In addition to our limit of liability, we will pay all defense costs we incur. Our duty to settle or defend ends when our limit of liability for this coverage has been exhausted. The duty to settle or defend does not apply if we have not been given notice of suit of the opportunity to defend an insured person. In addition to our limit of liability, we will pay on behalf of an insured person:
1. Up to $100 for the cost of bail bonds required because of an auto accident including related traffic law violations. The accident must result in bodily injury or property damage covered under this policy.
LIABILITY COVERAGE INSURING AGREEMENT. If “you” paid the premium for Liability Coverage, “we” will pay damages, other than punitive damages, exemplary damages or restitution orders; for “bodily injury” or “property damage” for which any “covered
LIABILITY COVERAGE INSURING AGREEMENT. Subject to the exclusions hereinafter stated, we will pay damages, for which any covered person becomes legally responsible because of bodily injury or property damage arising out of the ownership, maintenance or use of a covered auto or trailer. We will settle or defend, as we consider appropriate, any claim or suit asking for these damages. Our duty to settle or defend ends when the limit of liability has been exhausted by the payment of a judgment or settlement. We have no duty to defend any suit, settle any claim or pay any judgment that is not covered by this policy. It is further understood and agreed that we are not obligated to pay attorney’s fees for any legal or investigative work unless such attorneys are selected by us.
