Common use of Liability for unauthorised transactions Clause in Contracts

Liability for unauthorised transactions. You are not liable for losses resulting from Unauthorised Transactions where: (a) it is clear that the Cardholder did not contribute to the loss; (b) it is caused by the fraudulent or negligent conduct of our employees or agents or Merchants; (c) it occurs before the Cardholder receives the Card; (d) it occurs after we have been notified by the prescribed form, of a security issue with the Card and PIN; (e) it is a result of the same transaction being incorrectly debited more than once to the same Cardholder Account. You will be liable for actual losses resulting from Unauthorised Transactions caused by a Cardholder if: (a) you or the Cardholder unreasonably delay notifying us of the security issue with the Card and PIN; (b) you or the Cardholder engage in fraud; (c) the Cardholder voluntarily provided their Card and/or disclosed their PIN to someone including a third party, family member or a friend ; or (d) the Cardholder fails to protect the Card and PIN;

Liability for unauthorised transactions. You are not liable for losses resulting from Unauthorised Transactions transactions where: (a) it is clear that the Cardholder did not contribute to the loss; (b) it is caused by the fraudulent or negligent conduct of by our employees or agents or Merchants; (c) it occurs before the Cardholder cardholder receives the Cardcard; (d) it occurs after we have been notified by the prescribed form, from of a security issue with the Card and PIN; (e) it is a result of the same transaction being incorrectly debited more than once to the same Cardholder Accountaccount. You will be liable for actual losses resulting from Unauthorised Transactions unauthorised transaction caused by a Cardholder you if: (a) you or the Cardholder unreasonably delay notifying us of the security issue with the Card and PIN; (b) you or the Cardholder engage in fraud; (c) the Cardholder voluntarily provided their Card card and/or disclosed their PIN to someone including a third party, friend or family member or a friend member; or (d) the Cardholder fails to protect the Card and PIN;. You are protected under the Liability shift rule for any unauthorized transaction(s) should your Card details be 18 VISA DEBIT Card Terms & Conditions compromised while using your Card on a terminal that is not EMV compliant internet merchant.

Liability for unauthorised transactions. You are not liable for losses resulting from Unauthorised Transactions where: (a) it is clear that the Cardholder did not contribute to the loss; (b) it is caused by the fraudulent or negligent conduct of our employees or agents or Merchants; (c) it occurs before the Cardholder receives the Card; (d) it occurs after we have been notified by the prescribed form, of a security issue with the Card and PINPIn; (e) it is a result of the same transaction being incorrectly debited more than once to the same Cardholder Account. You will be liable for actual losses resulting from Unauthorised Transactions caused by a Cardholder if: (a) you or the Cardholder unreasonably delay notifying us of the security issue with the Card and PINPIn; (b) you or the Cardholder engage in fraud; (c) the Cardholder voluntarily provided their Card and/or disclosed their PIN PIn to someone including a third party, family member or a friend ; or (d) the Cardholder fails to protect the Card and PINPIn;