Online Banking Payments. If you make a foreign currency payment using your Online Banking, we'll convert the amount using our exchange rate on the day you ask us to make the payment. You can ask us what our exchange rate is at any time. We may not be able to tell you the actual exchange rate until you ask us to make the payment. This is because exchange rates change to reflect currency market movements. We display the rate before you make a payment. You can find our current exchange rates on our website at xxxxx://xxx.xxxxxxxxxxx.xx.xx/rates/. You can also contact us by telephone to find out our current exchange rates. Foreign transaction fees If you make a foreign currency payment, we'll charge you a foreign transaction fee. This will be either a non-Sterling transaction fee (if your account is in pounds (£)) or a non-Euro transaction fee (if your account is in euro (€)). All of our fees and charges are set out in our Fee Information Document. Please see the "Our fees and charges" section for details of how to find this. We'll also tell you what fees apply before you make a payment using your Online Banking. We'll take the foreign transaction fee from your account when you make the payment. How to ask us to make a payment When you want to withdraw cash or make a payment from your account, you need to give us your instructions. We explain the different ways you can give us your instructions and permission to make a payment below. You won't be able to ask us to make a payment from your account by telephone or by secure message. Ways of giving us your instructions How to give your permission Via your Online Banking You can give your permission to a payment by giving us the security information we ask for. Your security information includes: • your user ID, • your authentication code, and • your authentication code generated by your Digipass® or Cynergy Bank Authenticator You can also give us permission to make a payment online through a third party provider (TPP), who you've given permission to act on your behalf. We'll only take instructions from TPPs on your behalf who are authorised by law to do this. Ways of giving us your instructions How to give your permission Using your debit card You can ask us to make a payment using your debit card in different ways. These include, at an ATM: • by inserting your debit card into the ATM, • by telling us the amount you want to withdraw, and • by entering your PIN, in-store: • by tapping your debit card or device (such as your mobile phone),...
Online Banking Payments. From time to time, Lender may (but shall not be required to) permit loan payments to be requested or drawn through its online banking website. Whether online payments are permitted, and Lender’s applicable terms and restrictions if such advances are permitted, will be reflected in the features available online when a user logs into the online banking website. Lender may impose and change limitations on making online loan payments, such as minimum or maximum payment amounts, the types of accounts from which loan payments may be made, and the types of payments that may be made online (i.e. ordinary installment payments, principal-only payments, or other types of payments).
