{"component": "clause", "props": {"groups": [{"snippet_links": [{"key": "depositor-requests", "type": "definition", "offset": [11, 29]}, {"key": "the-financial-institution", "type": "clause", "offset": [30, 55]}, {"key": "the-account", "type": "clause", "offset": [105, 116]}, {"key": "in-writing", "type": "definition", "offset": [159, 169]}, {"key": "an-agent", "type": "clause", "offset": [170, 178]}, {"key": "the-statement", "type": "clause", "offset": [190, 203]}, {"key": "made-available", "type": "clause", "offset": [294, 308]}, {"key": "no-statement", "type": "clause", "offset": [337, 349]}, {"key": "notify-the", "type": "clause", "offset": [604, 614]}, {"key": "change-in", "type": "clause", "offset": [656, 665]}], "snippet": "Unless the Depositor requests the Financial Institution to hold the Depositor\u2019s statement of account for the Account for pick up by the Depositor, or appoints in writing an agent to pick up the statement of account for the Account, or consents to the statement of account for the Account being made available electronically, or requests no statement of account for the Account to be sent by the Financial Institution, the Financial Institution will mail such statement of account for the Account to the Depositor at the address the Depositor last gave in writing. It is the Depositor\u2019s responsibility to notify the Financial Institution immediately of any change in the Depositor\u2019s address.", "samples": [{"hash": "8NdrEkxMi0A", "uri": "/contracts/8NdrEkxMi0A#paper-statements", "label": "Account Agreement", "score": 25.8451404572, "published": true}, {"hash": "lDdPd6hrLPl", "uri": "/contracts/lDdPd6hrLPl#paper-statements", "label": "Account Agreement", "score": 25.5237216949, "published": true}, {"hash": "rCUB8piaED", "uri": "/contracts/rCUB8piaED#paper-statements", "label": "Account Agreement", "score": 25.3031425476, "published": true}], "size": 16, "hash": "d279269d28b58a1be01c4cb6ce74eb1c", "id": 1}, {"snippet_links": [{"key": "paper-copy", "type": "clause", "offset": [23, 33]}, {"key": "account-statement", "type": "definition", "offset": [58, 75]}, {"key": "paper-copies", "type": "definition", "offset": [111, 123]}, {"key": "in-accordance-with", "type": "definition", "offset": [124, 142]}, {"key": "fee-schedule", "type": "definition", "offset": [147, 159]}], "snippet": "You may also request a paper copy of any periodic regular Account Statement. A fee may be charged for any such paper copies in accordance with the Fee Schedule.", "samples": [{"hash": "bVjawcqiINk", "uri": "/contracts/bVjawcqiINk#paper-statements", "label": "Service Agreement", "score": 32.036895752, "published": true}, {"hash": "cwpg1YqcWRa", "uri": "/contracts/cwpg1YqcWRa#paper-statements", "label": "Electronic Records Disclosure and Service Agreement", "score": 25.7707042694, "published": true}, {"hash": "12syzkaLhuh", "uri": "/contracts/12syzkaLhuh#paper-statements", "label": "Online Banking Services Agreement", "score": 23.5379867554, "published": true}], "size": 4, "hash": "40f2c43e813ae2d3d352ae3f787abe35", "id": 2}, {"snippet_links": [{"key": "continue-to-provide", "type": "clause", "offset": [26, 45]}, {"key": "copies-of", "type": "definition", "offset": [61, 70]}, {"key": "no-control", "type": "clause", "offset": [147, 157]}], "snippet": "Participating Billers may continue to provide you with paper copies of bills. We are committed to reducing paper usage and waste; however, we have no control over Participating Billers and their decisions to continue sending paper bills to you.", "samples": [{"hash": "1HCocFTDuDz", "uri": "/contracts/1HCocFTDuDz#paper-statements", "label": "Online and Mobile Banking Agreement", "score": 27.1273097992, "published": true}, {"hash": "17FBhfB2QaM", "uri": "/contracts/17FBhfB2QaM#paper-statements", "label": "Online and Mobile Banking Agreement", "score": 26.6043796539, "published": true}, {"hash": "lHDYWXJfqZU", "uri": "/contracts/lHDYWXJfqZU#paper-statements", "label": "Online and Mobile Banking Agreement", "score": 25.3477077484, "published": true}], "size": 3, "hash": "09e76be5d1b52e7ef0f6bd3dc1f3439c", "id": 3}, {"snippet_links": [{"key": "continue-to-provide", "type": "clause", "offset": [26, 45]}, {"key": "copies-of", "type": "definition", "offset": [61, 70]}, {"key": "state-bank", "type": "definition", "offset": [84, 94]}, {"key": "no-control", "type": "clause", "offset": [160, 170]}, {"key": "your-responsibility", "type": "definition", "offset": [262, 281]}], "snippet": "Participating Billers may continue to provide you with paper copies of bills. First State Bank is committed to reducing paper usage and waste; however, we have no control over Participating Billers and their decisions to continue sending paper statements. It is your responsibility to contact Participating Billers and request that they stop sending paper bills to you.", "samples": [{"hash": "lCQy5znW0fV", "uri": "/contracts/lCQy5znW0fV#paper-statements", "label": "Service Agreement for Online Banking and Bill Payment", "score": 35.2401275635, "published": true}, {"hash": "3krMfaBE0op", "uri": "/contracts/3krMfaBE0op#paper-statements", "label": "Service Agreement for Online Banking and Bill Payment", "score": 26.667350769, "published": true}], "size": 3, "hash": "a77cb8912aceedb17f675568d6eb0b1a", "id": 4}, {"snippet_links": [{"key": "you-choose", "type": "definition", "offset": [3, 13]}, {"key": "to-receive", "type": "definition", "offset": [14, 24]}, {"key": "statements-of-account", "type": "clause", "offset": [86, 107]}, {"key": "monthly-fee", "type": "clause", "offset": [154, 165]}, {"key": "bill-pay-service", "type": "clause", "offset": [183, 199]}, {"key": "statement-of-accounts", "type": "definition", "offset": [228, 249]}, {"key": "qualifying-account", "type": "definition", "offset": [255, 273]}], "snippet": "If you choose to receive eStatements electronically, you will no longer receive paper statements of account by U.S. mail. You will no longer be charged a monthly fee of $5.95 for the Bill Pay Service if you receive your monthly statement of accounts on a qualifying account electronically with eStatements.", "samples": [{"hash": "aTbpZGKSUtZ", "uri": "/contracts/aTbpZGKSUtZ#paper-statements", "label": "Online Services Access Agreement", "score": 23.8918552399, "published": true}], "size": 3, "hash": "34ed8b7e6478094d1b94f6c029dc0316", "id": 5}, {"snippet_links": [{"key": "your-account", "type": "definition", "offset": [49, 61]}, {"key": "statements-of-account", "type": "clause", "offset": [87, 108]}, {"key": "our-records", "type": "clause", "offset": [158, 169]}, {"key": "subject-to-the", "type": "definition", "offset": [171, 185]}, {"key": "paragraph-2", "type": "clause", "offset": [197, 208]}, {"key": "inactive-accounts", "type": "definition", "offset": [219, 236]}, {"key": "you-agree", "type": "clause", "offset": [240, 249]}, {"key": "advise-us", "type": "clause", "offset": [264, 273]}, {"key": "statement-of-account", "type": "definition", "offset": [313, 333]}, {"key": "ten-days", "type": "clause", "offset": [341, 349]}], "snippet": "If you receive \u201cPaper Statements\u201d, we may charge your Account our posted fee, and your Statements of Account will be mailed to the address we have for you in our records (subject to the section in paragraph 2 entitled \u201cInactive Accounts\u201d). You agree that you will advise us promptly if you have not received your Statement of Account within ten days of the date upon which you would normally receive it.", "samples": [{"hash": "iodMEOsY5cP", "uri": "/contracts/iodMEOsY5cP#paper-statements", "label": "Personal Banking Agreement", "score": 25.1943874359, "published": true}, {"hash": "bpy1SsOpOrk", "uri": "/contracts/bpy1SsOpOrk#paper-statements", "label": "Personal Banking Agreement", "score": 25.1464748383, "published": true}], "size": 2, "hash": "1adeac22b27f181c1aef8d62c4777b07", "id": 6}, {"snippet_links": [{"key": "continue-to-provide", "type": "clause", "offset": [12, 31]}, {"key": "copies-of", "type": "definition", "offset": [47, 56]}, {"key": "the-service", "type": "definition", "offset": [97, 108]}, {"key": "no-control", "type": "clause", "offset": [179, 189]}, {"key": "your-responsibility", "type": "definition", "offset": [267, 286]}], "snippet": "Billers may continue to provide you with paper copies of bills that you receive as E-Bills under the Service. We are committed to reducing paper usage and waste; however, we have no control over billers and their decisions to continue sending paper statements. It is your responsibility to contact billers and request that they stop sending paper bills to you after you begin receiving E-Bills from them.", "samples": [{"hash": "BnSx4SzYgq", "uri": "/contracts/BnSx4SzYgq#paper-statements", "label": "Online Banking Service Agreement", "score": 26.5441474915, "published": true}], "size": 1, "hash": "67f1b174ef43e7163817b7b5b1055f34", "id": 7}, {"snippet_links": [{"key": "continue-to-provide", "type": "clause", "offset": [12, 31]}, {"key": "copies-of", "type": "definition", "offset": [47, 56]}, {"key": "no-control", "type": "clause", "offset": [179, 189]}, {"key": "your-responsibility", "type": "definition", "offset": [267, 286]}, {"key": "notifications-and-reminders", "type": "clause", "offset": [407, 434]}, {"key": "when-payment-is-due", "type": "clause", "offset": [532, 551]}, {"key": "responsibility-to-maintain", "type": "clause", "offset": [625, 651]}, {"key": "mail-address", "type": "definition", "offset": [666, 678]}, {"key": "log-on", "type": "definition", "offset": [686, 692]}, {"key": "to-the-service", "type": "clause", "offset": [693, 707]}, {"key": "the-delivery", "type": "clause", "offset": [721, 733]}, {"key": "status-of", "type": "clause", "offset": [737, 746]}, {"key": "bill-pay", "type": "definition", "offset": [781, 789]}, {"key": "total-amount", "type": "definition", "offset": [828, 840]}, {"key": "all-payments-made", "type": "definition", "offset": [852, 869]}, {"key": "business-day", "type": "clause", "offset": [899, 911]}, {"key": "pay-to", "type": "definition", "offset": [959, 965]}, {"key": "pay-taxes", "type": "clause", "offset": [970, 979]}, {"key": "governmental-agencies", "type": "definition", "offset": [992, 1013]}, {"key": "other-payments", "type": "definition", "offset": [1025, 1039]}, {"key": "payments-to", "type": "clause", "offset": [1130, 1141]}, {"key": "united-states-or-us", "type": "clause", "offset": [1165, 1185]}, {"key": "to-pay", "type": "clause", "offset": [1230, 1236]}, {"key": "payment-for", "type": "clause", "offset": [1272, 1283]}, {"key": "security-reasons", "type": "definition", "offset": [1284, 1300]}, {"key": "any-other-reason", "type": "clause", "offset": [1304, 1320]}, {"key": "pay-a-payee", "type": "definition", "offset": [1376, 1387]}, {"key": "not-required", "type": "definition", "offset": [1428, 1440]}, {"key": "not-allowed", "type": "definition", "offset": [1483, 1494]}], "snippet": "Billers may continue to provide you with paper copies of bills that you receive as E-Bills under the Service. We are committed to reducing paper usage and waste; however, we have no control over billers and their decisions to continue sending paper statements. It is your responsibility to contact billers and request that they stop sending paper bills to you after you begin receiving E-Bills from them. \u2022 Notifications and Reminders. You may set up e-mail alerts so that you receive an alert when your E-Bill arrives and an alert when payment is due. Notifications and reminders are solely for your convenience; it is your responsibility to maintain an accurate e-mail address and to log on to the Service to check for the delivery or status of E-Bills. \u2022 Limitations. No single Bill Pay transaction may exceed $9,999.00. The total amount of any and all payments made with Bill Pay in any one (1) Business Day may not exceed $9,999.00. You may not use Bill Pay to (a) pay taxes directly to governmental agencies or to make other payments directly to governmental agencies, (b) pay court-directed alimony or support, or (c) make payments to persons outside of the United States or U.S. territories We reserve the right to refuse to pay any payee to whom you may direct a payment for security reasons or any other reason. We will notify you promptly if we decide to refuse to pay a payee designated by you. This notification is not required, however, if you attempt to make payments not allowed within Bill Pay as outlined above.", "samples": [{"hash": "WfZRuHls9I", "uri": "/contracts/WfZRuHls9I#paper-statements", "label": "Online Banking Service Agreement", "score": 35.4055786133, "published": true}], "size": 1, "hash": "28abf7a6259943cffaa62d4df9f00756", "id": 8}, {"snippet_links": [{"key": "paper-copy", "type": "clause", "offset": [17, 27]}, {"key": "account-statement", "type": "definition", "offset": [36, 53]}, {"key": "upon-request", "type": "definition", "offset": [54, 66]}, {"key": "the-bank", "type": "definition", "offset": [78, 86]}, {"key": "delivery-of-a", "type": "clause", "offset": [134, 147]}, {"key": "the-statement", "type": "clause", "offset": [162, 175]}, {"key": "schedule-of-fees", "type": "definition", "offset": [199, 215]}], "snippet": "You may obtain a paper copy of your Account statement upon request by calling the Bank at (877) 770-BANC (2262). A fee is charged for delivery of a paper copy of the statement. Please see the Bank\u2019s Schedule of Fees for details.", "samples": [{"hash": "hKyQ96heDLm", "uri": "/contracts/hKyQ96heDLm#paper-statements", "label": "Electronic Communications and Consent Agreement", "score": 21.9226551056, "published": true}], "size": 1, "hash": "3686b4ad1520c322e9fb6fa4bee0fd95", "id": 9}, {"snippet_links": [{"key": "the-bank-is-authorized-to", "type": "clause", "offset": [0, 25]}, {"key": "depending-on-the", "type": "clause", "offset": [81, 97]}, {"key": "type-of-account", "type": "definition", "offset": [98, 113]}, {"key": "the-bank-will", "type": "clause", "offset": [164, 177]}, {"key": "for-the-benefit-of", "type": "definition", "offset": [198, 216]}, {"key": "account-owners", "type": "definition", "offset": [217, 231]}], "snippet": "The Bank is authorized to mail statements to the last address You have provided. Depending on the type of account you own, you may be charged for paper statements. The Bank will not hold statements for the benefit of account owners.", "samples": [{"hash": "8rwJD05SBeW", "uri": "/contracts/8rwJD05SBeW#paper-statements", "label": "Deposit Account Agreement", "score": 22.8083496094, "published": true}], "size": 1, "hash": "0e736cf03fed72dd4c34722a1b27e84c", "id": 10}], "next_curs": "ClkSU2oVc35sYXdpbnNpZGVyY29udHJhY3RzcjULEhZDbGF1c2VTbmlwcGV0R3JvdXBfdjU2IhlwYXBlci1zdGF0ZW1lbnRzIzAwMDAwMDBhDKIBAmVuGAAgAA==", "clause": {"title": "Paper Statements", "size": 42, "parents": [["account-records", "Account Records"], ["e-bills", "E-Bills"], ["online-banking-service-features", "ONLINE BANKING SERVICE FEATURES"], ["electronic-delivery-of-disclosures-and-notices-consent", "ELECTRONIC DELIVERY OF DISCLOSURES AND NOTICES CONSENT"], ["services-offered-transaction-processing-times-transaction-limitations", "SERVICES OFFERED; TRANSACTION PROCESSING TIMES; TRANSACTION LIMITATIONS"]], "children": [["", ""], ["terminal-transfers", "Terminal Transfers"], ["preauthorized-credits", "Preauthorized Credits"], ["preauthorized-transfers", "Preauthorized Transfers"]], "id": "paper-statements", "related": [["other-statements", "Other Statements", "Other Statements"], ["confirmation-and-statements", "Confirmation and Statements", "Confirmation and Statements"], ["confirmations-and-statements", "Confirmations and Statements", "Confirmations and Statements"], ["year-end-statements", "Year-End Statements", "Year-End Statements"], ["audits-and-financial-statements", "Audits and Financial Statements", "Audits and Financial Statements"]], "related_snippets": [], "updated": "2025-07-23T06:14:20+00:00", "also_ask": ["What are the strategic advantages or disadvantages of requiring paper statements versus electronic delivery?", "Which essential terms must be included to ensure clarity and compliance in a paper statements clause?", "What are the main legal risks or liabilities if paper statements are delayed, lost, or not delivered?", "How does this clause compare to industry standards or statutory requirements for statement delivery?", "What factors determine the enforceability of a paper statements clause in court, especially regarding proof of delivery?"], "drafting_tip": "Specify the availability and frequency of paper statements to set clear expectations; state any associated fees to ensure transparency; define the process for opting in or out to facilitate user choice.", "explanation": "The \"Paper Statements\" clause establishes the terms under which a party will receive account or transaction statements in paper form rather than electronically. Typically, this clause outlines whether paper statements are available by default or only upon request, and may specify any associated fees or delivery timelines. Its core practical function is to clarify the method of statement delivery, ensuring that parties understand their options and any obligations or costs related to receiving paper copies, thereby preventing misunderstandings about how important account information will be communicated."}, "json": true, "cursor": ""}}