Common use of Scope of the Engagement Clause in Contracts

Scope of the Engagement. Bankmark's primary responsibility within the scope and term of the engagement is to provide project management, resource identification, and resource management in conjunction with the client and facilitate the capital acquisition phase of the project. Bankmark's role during the organizational phase usually is or can be: • Presentation with core group members of the opportunity to new perspective organizers/directors. It's Bankmark's success rate, performance, and clear understanding of the process that is articulated during these meeting. This establishes the credibility that most investors are seeking before they put any funds at risk. Bankmark provides a new group the ability to say, "We have with us as partners a firm that has been there and done that...and recently". • A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, facilities that are capable of providing a turn key bank with custom features or select needs based on specific client request. It is important to realize that opening a bank is far more complex a process and requires a different skill set than managing a bank on a day-to-day basis that is already in operation. • Over the years and especially more recently, organizers, directors, and management continuously infer we "help them see around the corner". Meaning that at any point during the process, we are able to advise our clients as to what's ahead and the impact of options being considered or plans in the queue. The process allows clients to more thoroughly evaluate an element under consideration that may not produce the result desired by the bank's organizing group. If necessary, the group is encouraged to visit banks which have recently opened to better understand the impact and ramifications of their own decisions. • Bankmark provides project management and tools, which allow the group to interact with their area of expertise or assignment in the project management process. Our client bank PM programs are built in MS Project and use, as baseline data, our most recently completed projects' timeline information. This process assures all elements to opening in a timely manner and within budget. • The keystone to the Bankmark process is the capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staff. • Determination of charter and review of new filing procedures by the OCC & FDIC in conjunction with the organizing group. • Discussion of facilities/locations • Legal representation review and discussion which firms processed the last several applications • Pre-opening budget discussion and review • Identification and Recruitment of qualified Management Team for review with personnel committee and Board of Directors. • Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • What role now during the organization phase • What role when the bank opens • When does the management team start...ideally

Scope of the Engagement. Bankmark's ’s primary responsibility responsibilities within the scope and term of the engagement is are to provide project management, resource identification, and resource management in conjunction with the client client, and to facilitate the capital acquisition phase of the project. Bankmark's ’s role during the organizational phase usually is usually, or can be: • Presentation with to core group members of the opportunity to describing what is involved in establishing a bank and working through such issues with new perspective prospective organizers/directors. It's It is Bankmark's ’s previous success rate, performance, and clear understanding of the process that is articulated during these meetingmeetings. This establishes The engagement of a consultant that has successfully assisted numerous clients through the bank chartering process provides the credibility that most investors potential organizers are seeking before they put any funds at riskbecome engaged in a project. Bankmark provides a new group the ability to say, "“We have with us as partners a firm that has been there and there, done that...recently and recently". repeatedly.” • A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, and facilities that are capable of providing a turn key turnkey bank with custom features or select needs based on specific client request. It is important to realize that opening a bank is a far more complex a process and that requires a different skill set than managing a an existing bank on a day-to-day basis that is already in operationbasis. • Over the years years, and especially more recently, organizers, directors, and management continuously infer we "“help them see around the corner". Meaning that .” In other words, at any point during the process, we are able to advise our clients as to what's ’s ahead and the impact of options being considered or plans in the queue. The This process allows clients to more thoroughly evaluate an each element under consideration that may not consideration. Thus, each alternative selected should produce the result desired by the bank's Bank’s organizing group. If necessary, the group is encouraged to visit banks which that have recently opened to better understand the impact and ramifications of their own decisions. • Bankmark provides project management and tools, which allow the group to interact with their obtain information concerning its area of expertise or assignment in the project management process. Our client bank PM project management programs are built in MS Project and use, as baseline data, use our most recently completed projects' ’ timeline informationinformation as baseline data. This process assures all elements to opening in a timely manner and within budget. • The keystone to Bankmark will provide logistics and support at each Bank location by trained Bankmark staff for the Bank’s management and administration of its contacts. An important effect of the Bankmark process is that the Bank’s professionalism is enhanced. This may have a positive impact on the Bank’s prospects for regulatory approval and its capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staffprogram. • Determination of charter and review of new filing procedures by the OCC Office of the Comptroller of the Currency (OCC) & FDIC in conjunction with the organizing group. • Discussion of facilities/locations locations. • Legal representation review and discussion of which firms have processed the last several applications successful applications. • Pre-opening budget discussion and review review. • Identification and Recruitment recruitment of a qualified Management Team management team for review with personnel committee and Board of Directors. • Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • process: ü What role now played during the organization phase • ü What role played when the bank Bank opens • ü When does the management team startstarts...ideallyideally Let it be understood that Bankmark does not participate directly or indirectly in any sales transaction between the Bank and prospective shareholders, nor will it solicit subscription agreements or collect monies for prospective shareholders in connection with such activity. Bankmark is not an agent for the de novo bank, and does not make representations as an agent or otherwise for the Bank. (This space intentionally left blank.)

Scope of the Engagement. Bankmark's ’s primary responsibility responsibilities within the scope and term of the engagement is are to provide project management, resource identification, and resource management in conjunction with the client client, and to facilitate the capital acquisition phase of the project. Bankmark's ’s role during the organizational phase usually is usually, or can be: • Presentation with to core group members of the opportunity to describing what is involved in establishing a bank and working through such issues with new perspective prospective organizers/directors. It's It is Bankmark's ’s previous success rate, performance, and clear understanding of the process that is articulated during these meetingmeetings. This establishes The engagement of a consultant that has successfully assisted numerous clients through the bank chartering process provides the credibility that most investors potential organizers are seeking before they put any funds at riskbecome engaged in a project. Bankmark provides a new group the ability to say, "“We have with us as partners a firm that has been there and there, done that...... recently and recently". repeatedly.” • A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, and facilities that are capable of providing a turn key turnkey bank with custom features or select needs based on specific client request. It is important to realize that opening a bank is a far more complex a process and that requires a different skill set than managing a an existing bank on a day-to-day basis that is already in operationbasis. • Over the years years, and especially more recently, organizers, directors, and management continuously infer we "“help them see around the corner". Meaning that .” In other words, at any point during the process, we are able to advise our clients as to what's ’s ahead and the impact of options being considered or plans in the queue. The This process allows clients to more thoroughly evaluate an each element under consideration that may not consideration. Thus, each alternative selected should produce the result desired by the bank's Bank’s organizing group. If necessary, the group is encouraged to visit banks which that have recently opened to better understand the impact and ramifications of their own decisions. • Bankmark provides project management and tools, which allow the group to interact with their obtain information concerning its area of expertise or assignment in the project management process. Our client bank PM project management programs are built in MS Project and use, as baseline data, use our most recently completed projects' ’ timeline informationinformation as baseline data. This process assures all elements to opening in a timely manner and within budget. • The keystone to Bankmark will provide logistics and support at each Bank location by trained Bankmark staff for the Bank’s management and administration of its contacts. An important effect of the Bankmark process is that the Bank’s professionalism is enhanced. This may have a positive impact on the Bank’s prospects for regulatory approval and its capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staffprogram. • Determination of charter and review of new filing procedures by the OCC Office of the Comptroller of the Currency (OCC) & FDIC in conjunction with the organizing group. • Discussion of facilities/locations locations. • Legal representation review and discussion of which firms have processed the last several applications successful applications. • Pre-opening budget discussion and review review. • Identification and Recruitment recruitment of a qualified Management Team management team for review with personnel committee and Board of Directors. • Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • process: ü What role now played during the organization phase • ü What role played when the bank Bank opens • ü When does the management team startstarts...ideallyideally Let it be understood that Bankmark does not participate directly or indirectly in any sales transaction between the Bank and prospective shareholders, nor will it solicit subscription agreements or collect monies for prospective shareholders in connection with such activity. Bankmark is not an agent for the de novo bank, and does not make representations as an agent or otherwise for the Bank. (This space intentionally left blank.)

Scope of the Engagement. Bankmark's primary responsibility within the scope and term of the engagement is to provide project management, resource identification, and resource management in conjunction with the client Bank and facilitate the capital acquisition phase of the project. Bankmark's role during the organizational phase usually is or can will be: • Presentation with core group members of the opportunity to new perspective organizers/directors. It's Bankmark's success rate, performance, and clear understanding of the process that is articulated during these meetingmeetings. This establishes In order to establish the credibility that most investors are seeking before they put any funds at risk. , Bankmark provides will provide a new group the ability to say, "We have with us as partners a firm that has been there and done that...and recently". • A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, facilities that are capable of providing a turn key bank with custom features or select needs based on specific client Bank request. It is important to realize that opening a bank is far more complex a process and requires a different skill set than managing a bank on a day-to-day basis that is already in operation. • Over the years and especially more recently, organizers, directors, and management continuously infer we "help them see around the corner". Meaning that at ." At any point during the process, we are able to advise our clients as to what's ahead and the impact of options being considered or plans in the queue. The process allows clients to more thoroughly evaluate an element under consideration that may not produce the result desired by the bank's organizing group. If necessary, the group is encouraged to visit banks which have recently opened to better understand the impact and ramifications of their own decisions. • Bankmark provides project management and tools, which allow the group to interact with their area of expertise or assignment in the project management process. Our client bank Bank PM programs are built in MS Project and use, as baseline data, our most recently completed projects' timeline information. This process assures all elements to opening in a timely manner and within budget. • The keystone to the Bankmark process is the capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staff. • Determination of charter and review of new filing procedures by the OCC & FDIC in conjunction with the organizing group. • Discussion of facilities/locations locations. • Legal representation review and discussion of which firms processed the last several applications applications. • Pre-opening budget discussion and review review. • Identification and Recruitment of qualified Management Team for review with personnel committee and the Bank's Board of Directors. • Preparing & building the management team for presentation to the regulatory agencies and submission of the application process process. • What role now during Bankmark will design a marketing campaign to strategically support a public offering of $8-12 million (any overage as allowed by the organization phase • What role when governing regulatory agency or up 10% of the bank opens • When does highest amount stated in the management team start...ideallyoffering circular) to be made by the prospectus/offering and qualified with the Texas Department of Banking, the FDIC, and the Federal Reserve.

Scope of the Engagement. Bankmark's ’s primary responsibility responsibilities within the scope and term of the engagement is to provide project management, resource identification, and resource management in conjunction with the client and facilitate the capital acquisition phase of the project. Bankmark's ’s role during the organizational phase usually is or can be: • · Presentation with core group members of the opportunity to what is involved in establishing a bank and working through such issues with new perspective prospective organizers/directors. It's It is Bankmark's ’s success rate, performance, and clear understanding of the process that is articulated during these meetingmeetings. This establishes The engagement of a consultant that has successfully assisted numerous clients through the bank chartering process provides the credibility that most investors potential organizers are seeking before they put any funds at riskbecome engaged in a project. Bankmark provides a new group the ability to say, "“We have with us as partners a firm that has been there and done that...that … and recently"”. • · A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, facilities that are capable of providing a turn key turnkey bank with custom features or select needs based on specific client request. It is important to realize that opening a bank is far more complex a process and requires a different skill set than managing a bank on a day-to-day basis that is already in operation. • · Over the years and especially more recently, organizers, directors, and management continuously infer we "“help them see around the corner". .” Meaning that at any point during the process, we are able to advise our clients as to what's ’s ahead and the impact of options being considered or plans in the queue. The process allows clients to more thoroughly evaluate an each element under consideration that may not consideration. Thus, each alternative selected should produce the result desired by the bank's Bank’s organizing group. If necessary, the group is encouraged to visit banks which that have recently opened to better understand the impact and ramifications of their own decisions. • · Bankmark provides project management and tools, which allow the group to interact with their obtain information concerning its area of expertise or assignment in the project management process. Our client bank PM project management programs are built in MS Project and use, as baseline data, our most recently completed projects' ’ timeline information. This process assures all elements to opening in a timely manner and within budget. • The keystone to · Bankmark will provide logistics and support at each Bank location by trained Bankmark staff for the Bank’s management and administration of its contacts. An important effect of the Bankmark process is that the Bank’s professionalism is enhanced. This may have a positive impact on the Bank’s prospects for regulatory approval and its capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staffprogram. • · Determination of charter and review of new filing procedures by the OCC & FDIC in conjunction with the organizing group. • · Discussion of facilities/locations • locations. · Legal representation review and discussion which firms processed the last several applications • applications. · Pre-opening budget discussion and review • review. · Identification and Recruitment recruitment of a qualified Management Team management team for review with personnel committee and Board of Directors. • · Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • process: ü What role now during the organization phase • ü What role when the bank Bank opens • ü When does the management team start...ideally…ideally Let it be understood that Bankmark does not participate directly or indirectly in any sales transaction between the Bank and prospective shareholders, nor will it solicit subscription agreements or collect monies for prospective shareholders in connection with such activity. Bankmark is not an agent for the de novo bank, and does not make representations as an agent or otherwise for the Bank. (This space intentionally left blank.)

Scope of the Engagement. Bankmark's ’s primary responsibility responsibilities within the scope and term of the engagement is are to provide project management, resource identification, and resource management in conjunction with the client client, and to facilitate the capital acquisition phase of the project. Bankmark's ’s role during the organizational phase usually is usually, or can be: • ● Presentation with to core group members of the opportunity to describing what is involved in establishing a bank and working through such issues with new perspective prospective organizers/directors. It's It is Bankmark's ’s previous success rate, performance, and clear understanding of the process that is articulated during these meetingmeetings. This establishes The engagement of a consultant that has successfully assisted numerous clients through the bank chartering process provides the credibility that most investors potential organizers are seeking before they put any funds at riskbecome engaged in a project. Bankmark provides a new group the ability to say, "“We have with us as partners a firm that has been there and there, done that...…recently and recently". • repeatedly.” ● A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, and facilities that are capable of providing a turn key turnkey bank with custom features or select needs based on specific client request. It is important to realize that opening a bank is a far more complex a process and that requires a different skill set than managing a an existing bank on a day-day to-day basis that is already in operationbasis. • ● Over the years years, and especially more recently, organizers, directors, and management continuously infer we "“help them see around the corner". Meaning that .” In other words, at any point during the process, we are able to advise our clients as to what's ’s ahead and the impact of options being considered or plans in the queue. The This process allows clients to more thoroughly evaluate an each element under consideration that may not consideration. Thus, each alternative selected should produce the result desired by the bank's Bank’s organizing group. If necessary, the group is encouraged to visit banks which that have recently opened to better understand the impact and ramifications of their own decisions. • ● Bankmark provides project management and tools, which allow the group to interact with their obtain information concerning its area of expertise or assignment in the project management process. Our client bank PM project management programs are built in MS Project and use, as baseline data, use our most recently completed projects' ’ timeline informationinformation as baseline data. This process assures all elements to opening in a timely manner and within budget. • The keystone to ● Bankmark will provide logistics and support at each Bank location by trained Bankmark staff for the Bank’s management and administration of its contacts. An important effect of the Bankmark process is that the Bank’s professionalism is enhanced. This may have a positive impact on the Bank’s prospects for regulatory approval and its capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staffprogram. • ● Determination of charter and review of new filing procedures by the OCC Office of the Comptroller of the Currency (OCC) & FDIC in conjunction with the organizing group. • ● Discussion of facilities/locations • locations. ● Legal representation review and discussion of which firms have processed the last several applications • successful applications. ● Pre-opening budget discussion and review • review. ● Identification and Recruitment recruitment of a qualified Management Team management team for review with personnel committee and Board of Directors. • ● Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • process: ü What role now played during the organization phase • ü What role played when the bank Bank opens • ü When does the management team startstarts...ideallyideally Let it be understood that Bankmark does not participate directly or indirectly in any sales transaction between the Bank and prospective shareholders, nor will it solicit subscription agreements or collect monies for prospective shareholders in connection with such activity. Bankmark is not an agent for the de novo bank, and does not make representations as an agent or otherwise for the Bank. (This space intentionally left blank.)

Scope of the Engagement. Bankmark's primary responsibility within the scope and term of the engagement is to provide project management, resource identification, and resource management in conjunction with the client and facilitate the capital acquisition phase of the project. Bankmark's role during the organizational phase usually is or can be: • Presentation with core group members of the opportunity to new perspective organizers/directors. It's Bankmark's success rate, performance, and clear understanding of the process that is articulated during these meeting. This establishes the credibility that most investors are seeking before they put any funds at risk. Bankmark provides a new group the ability to say, . "We have with us as partners a firm that has been there and done that...and recently". • A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, facilities that are capable of providing a turn key bank with custom features or select needs based on specific client request. It is important to realize real e that opening a bank is far fur more complex a process and requires a different skill set than managing a bank on a day-to-day basis that is already in operation. • Over the years and especially more recently, organizers, directors, and management continuously infer we "help them see around the corner". Meaning that at any point during the process, we are able to advise our clients as to what's ahead and the impact of options being considered or plans in the queue. The process allows clients to more thoroughly evaluate an element under consideration that may not produce the result desired by the bank's organizing group. If necessary, the group is encouraged to visit banks which have recently opened to better understand the impact and ramifications of their own decisions. • Bankmark provides project management and tools, which allow the group to interact with their area of expertise or assignment in the project management process. Our client bank PM programs are built in MS Project and use, as baseline data, our most recently completed projects' timeline information. This process assures all elements to opening in a timely manner and within budget. • The keystone to the Bankmark process is the capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staff. • Determination of charter and review of new filing procedures by the OCC & FDIC in conjunction with the organizing group. • Discussion of facilities/locations • Legal representation review and discussion which firms processed the last several applications • Pre-opening budget discussion and review • Identification and Recruitment of qualified Management Team for review with personnel committee and Board of Directors. Directors • Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • What role now during the organization phase • What role when the bank opens • When does the management team start...... ideally

Scope of the Engagement. Bankmark's primary responsibility within the scope and term of the engagement is to provide project management, resource identification, and resource management in conjunction with the client and facilitate the capital acquisition phase of the project. Bankmark's role during the organizational phase usually is or can be: • Presentation with core group members of the opportunity to new perspective organizers/directors. It's Bankmark's success rate, performance, and clear understanding of the process that is articulated during these meeting. This establishes the credibility that most investors are seeking before they put any funds at risk. Bankmark provides a new group the ability to say, . "We have with us as partners a firm that has been there and done that...and recently". • A diverse group of industry experts in all areas required to open a bank: corresponding bank relationships, project financing, equipment, technology, legal, accounting, operations, facilities that are capable of providing a turn key bank with custom features or select needs based on specific client request. It is important to realize real e that opening a bank is far fur more complex a process and requires a different skill set than managing a bank on a day-to-day basis that is already in operation. • Over the years and especially more recently, organizers, directors, and management continuously infer we "help them see around the corner". Meaning that at any point during the process, we are able to advise our clients as to what's ahead and the impact of options being considered or plans in the queue. The process allows clients to more thoroughly evaluate an element under consideration that may not produce the result desired by the bank's organizing group. If necessary, the group is encouraged to visit banks which have recently opened to better understand the impact and ramifications of their own decisions. • Bankmark provides project management and tools, which allow the group to interact with their area of expertise or assignment in the project management process. Our client bank PM programs are built in MS Project and Management program use, as baseline data, our most recently completed projects' timeline information. This process assures all elements to opening in a timely manner and within budget. • The keystone to the Bankmark process is the capital acquisition programs built, supported, and implemented at each bank location by trained Bankmark staff. • Determination of charter and review of new filing procedures by the OCC & FDIC in conjunction with the organizing group. • Discussion of facilities/locations locations. • Legal representation review and discussion which firms processed the last several applications applications. • Pre-opening budget discussion and review review. • Identification and Recruitment of qualified Management Team for review with personnel committee and Board of Directors. • Preparing & building the management team for presentation to the regulatory agencies and submission of the application process • process. ü What role now during the organization phase • ü What role when the bank opens • ü When does the management team start...ideally... ideally (This space intentionally left blank)