Common use of TOTAL AND PERMANENT DISABILITY BENEFIT Clause in Contracts

TOTAL AND PERMANENT DISABILITY BENEFIT. If you become totally and permanently disabled before your 65th birthday, upon expiry of your Long Term Disability benefits, your Life Insurance will become payable to you in installments rather than to your beneficiary at death. Proof of total disability will be required from time to time. The value of any remaining installments still unpaid at the time of your death would be paid to your beneficiary. Effective September 19, 2005, the Company will provide Dependent Life Insurance on the following basis:

TOTAL AND PERMANENT DISABILITY BENEFIT. If you become totally and permanently disabled before your 65th birthday, upon expiry of your Long Term Disability benefits, your Life Insurance will become payable to you in installments rather than to your beneficiary at death. Proof of total disability will be required from time to time. The value of any remaining installments still unpaid at the time of your death would be paid to your beneficiary. Effective September 19, 2005, the The Company will provide Dependent Life Insurance on the following basis:

TOTAL AND PERMANENT DISABILITY BENEFIT. If you become totally and permanently disabled before your 65th birthday, upon expiry of your Long Term Disability benefits, your Life Insurance will become payable to you in installments rather than to your beneficiary at death. Proof of total disability will be required from time to time. The value of any remaining installments still unpaid at the time of your death would be paid to your beneficiary. Effective September 19, 2005, the Company will provide Dependent Life Insurance on the following basis:.