Common use of Transaction Authorization; Protecting Your Password Clause in Contracts

Transaction Authorization; Protecting Your Password. You authorize us to follow any instructions entered through Internet Banking using your Password ‐ notwithstanding any dual or multiple signature requirement identified on the signature card or other documents relating to your Accounts. You authorize us to initiate any reversing entry or reversing file, and to debit your Accounts maintained at the GreenState Credit Union, or elsewhere, in order to correct any mistaken credit entry. Your obligation to pay the amount of the transaction or transfer is not excused in such circumstances. You agree and intend that the authorization of transactions through Internet Banking shall be considered the same as your written signature in authorizing us to perform any action relating to the transactions requested. You also agree that use of your Password is the agreed security procedure to access Internet Banking and that such security procedure is commercially reasonable. You agree to keep your Password confidential, to prevent unauthorized access to your Accounts, and to prevent unauthorized use of Internet Banking. You agree not to give your Password or make it available to any person or entity who is not authorized to access your Accounts for the purpose of performing the transactions contemplated by Internet Banking or who intends or may use Internet Banking for the purpose of accessing and compiling Account data for such person's or entity's own commercial gain. You should change your Password frequently. You should avoid using your ATM or debit card personal identification number (PIN) as your permanent Password. If your access to Internet Banking is blocked or if you forget your Password, you may contact us at 800‐397‐3790 or you may also reset your password in the designated section on our website. We may issue you a new Password, although it may not be available for use of Internet Banking for several days.

Transaction Authorization; Protecting Your Password. You authorize us to follow any instructions entered through Internet Banking using your Password ‐ - notwithstanding any dual or multiple signature requirement identified on the signature card or other documents relating to your Accounts. You authorize us to initiate any reversing entry or reversing file, and to debit your Accounts maintained at the GreenState Credit UnionBank, or elsewhere, in order to correct any mistaken credit entry. Your obligation to pay the amount of the transaction or transfer is not excused in such circumstances. You agree and intend that the authorization of transactions through Internet Banking shall be considered the same as your written signature in authorizing us to perform any action relating to the transactions requested. You also agree that use of your Password is the agreed security procedure to access Internet Banking and that such security procedure is commercially reasonable. You agree to keep your Password confidential, to prevent unauthorized access to your Accounts, and to prevent unauthorized use of Internet Banking. You agree not to give your Password or make it available to any person or entity who is not authorized to access your Accounts for the purpose of performing the transactions contemplated by Internet Banking or who intends or may use Internet Banking for the purpose of accessing and compiling Account data for such person's or entity's own commercial gain. You should change your Password frequently. You should avoid using your ATM or debit card personal identification number (PIN) as your permanent Password. If your access to Internet Banking is blocked or if you forget your Password, you may contact us at 800‐397‐3790 000-000-0000 or you may also reset your password in the designated section on our website. We may issue you a new Password, although it may not be available for use of Internet Banking for several days.

Transaction Authorization; Protecting Your Password. You authorize us to follow any instructions entered through Internet Online Banking using your Password ‐ notwithstanding any dual or multiple signature requirement identified on the signature card or other documents relating to your Accounts. You authorize us to initiate any reversing entry or reversing file, and to debit your Accounts maintained at the GreenState Credit Union, or elsewhere, in order to correct any mistaken credit entry. Your obligation to pay the amount of the transaction or transfer is not excused in such circumstances. You agree and intend that the authorization of transactions through Internet Online Banking shall be considered the same as your written signature in authorizing us to perform any action relating to the transactions requested. You also agree that use of your Password is the agreed security procedure to access Internet Online Banking and that such security procedure is commercially reasonable. You agree to keep your Password confidential, to prevent unauthorized access to your Accounts, and to prevent unauthorized use of Internet Online Banking. You agree not to give your Password or make it available to any person or entity who is not authorized to access your Accounts for the purpose of performing the transactions contemplated by Internet Online Banking or who intends or may use Internet Online Banking for the purpose of accessing and compiling Account data for such person's or entity's own commercial gain. You should change your Password frequently. You should avoid using your ATM ATM, debit card, or debit credit card personal identification number (PIN) as your permanent Password. If your access to Internet Online Banking is blocked or if you forget your Password, you may contact us at 1-800‐397‐3790 or you may also reset your password in the designated section on our website. We may issue you a new Password, although it may not be available for use of Internet Online Banking for several days.

Transaction Authorization; Protecting Your Password. You authorize us to follow any instructions entered through Internet Banking using your Password ‐ notwithstanding any dual or multiple signature requirement identified on the signature card or other documents relating to your Accounts. You authorize us to initiate any reversing entry or reversing file, and to debit your Accounts maintained at the GreenState Credit UnionUICCU, or elsewhere, in order to correct any mistaken credit entry. Your obligation to pay the amount of the transaction or transfer is not excused in such circumstances. You agree and intend that the authorization of transactions through Internet Banking shall be considered the same as your written signature in authorizing us to perform any action relating to the transactions requested. You also agree that use of your Password is the agreed security procedure to access Internet Banking and that such security procedure is commercially reasonable. You agree to keep your Password confidential, to prevent unauthorized access to your Accounts, and to prevent unauthorized use of Internet Banking. You agree not to give your Password or make it available to any person or entity who is not authorized to access your Accounts for the purpose of performing the transactions contemplated by Internet Banking or who intends or may use Internet Banking for the purpose of accessing and compiling Account data for such person's or entity's own commercial gain. You should change your Password frequently. You should avoid using your ATM or debit card personal identification number (PIN) as your permanent Password. If your access to Internet Banking is blocked or if you forget your Password, you may contact us at 800‐397‐3790 or you may also reset your password in the designated section on our website. We may issue you a new Password, although it may not be available for use of Internet Banking for several days.

Transaction Authorization; Protecting Your Password. You authorize us to follow any instructions entered through Internet Banking using your Password ‐ - notwithstanding any dual or multiple signature requirement identified on the signature card or other documents relating to your Accounts. You authorize us to initiate any reversing entry or reversing file, and to debit your Accounts maintained at the GreenState Credit UnionUICCU, or elsewhere, in order to correct any mistaken credit entry. Your obligation to pay the amount of the transaction or transfer is not excused in such circumstances. You agree and intend that the authorization of transactions through Internet Banking shall be considered the same as your written signature in authorizing us to perform any action relating to the transactions requested. You also agree that use of your Password is the agreed security procedure to access Internet Banking and that such security procedure is commercially reasonable. You agree to keep your Password confidential, to prevent unauthorized access to your Accounts, and to prevent unauthorized use of Internet Banking. You agree not to give your Password or make it available to any person or entity who is not authorized to access your Accounts for the purpose of performing the transactions contemplated by Internet Banking or who intends or may use Internet Banking for the purpose of accessing and compiling Account data for such person's or entity's own commercial gain. You should change your Password frequently. You should avoid using your ATM or debit card personal identification number (PIN) as your permanent Password. If your access to Internet Banking is blocked or if you forget your Password, you may contact us at 800‐397‐3790 000-000-0000 or you may also reset your password in the designated section on our website. We may issue you a new Password, although it may not be available for use of Internet Banking for several days.