{"component": "clause", "props": {"groups": [{"snippet": "In the event that the total monies advanced to or due and owing by the Borrower to the Bank shall at any time exceed the principal limit for which ad valorem stamp duty had been paid, this Agreement, the Security Documents or the Letter of Offer shall be upstamped with ad valorem duty to cover the excess. The stamp duty including any penalty incurred shall form part of the monies owing or payable by the Borrower and secured by this Agreement and the Security Documents.", "snippet_links": [{"key": "in-the-event", "type": "clause", "offset": [0, 12]}, {"key": "the-total", "type": "clause", "offset": [18, 27]}, {"key": "due-and-owing", "type": "definition", "offset": [50, 63]}, {"key": "by-the-borrower", "type": "clause", "offset": [64, 79]}, {"key": "the-bank-shall", "type": "clause", "offset": [83, 97]}, {"key": "at-any-time", "type": "clause", "offset": [98, 109]}, {"key": "principal-limit", "type": "definition", "offset": [121, 136]}, {"key": "ad-valorem", "type": "definition", "offset": [147, 157]}, {"key": "stamp-duty", "type": "clause", "offset": [158, 168]}, {"key": "the-security-documents", "type": "clause", "offset": [200, 222]}, {"key": "letter-of-offer", "type": "definition", "offset": [230, 245]}, {"key": "the-excess", "type": "clause", "offset": [295, 305]}, {"key": "monies-owing", "type": "clause", "offset": [376, 388]}, {"key": "by-this-agreement", "type": "clause", "offset": [428, 445]}], "size": 15, "samples": [{"hash": "berwj5vbYyd", "uri": "/contracts/berwj5vbYyd#upstamping", "label": "Facility Agreement", "score": 34.189651011, "published": true}, {"hash": "h7RPRiRRjEe", "uri": "/contracts/h7RPRiRRjEe#upstamping", "label": "Conventional Property Financing Facility Agreement", "score": 31.9684869315, "published": true}, {"hash": "5TgoOp7pe3B", "uri": "/contracts/5TgoOp7pe3B#upstamping", "label": "Facility Agreement", "score": 27.6255989049, "published": true}], "hash": "f0cc5f5a3e38eca93f830f33367602ed", "id": 1}, {"snippet": "Where the Bank has agreed to provide any additional financing under the Facility to the Customer such that the indebtedness secured by the Security Documents shall exceed the indebtedness stated in Section 6.02 above, the Security Documents shall for the purpose of stamp duty be deemed to be a new and separate instrument bearing date on the day on which such credit is made to the extent that such additional credit is in excess of the indebtedness stated in Section 6.02 above and the Customer shall bear the cost of any additional stamp duty as a result. Item No. Subject Mater Particulars 1 Address of Bank and Address for Service 2 Name and Address of Customer Name: NRIC No.: Residential Address: 3 Facility: a. Bank\u2019s Purchase Price b. Bank\u2019s Selling Price As per the Letter of Offer As per the Letter of Offer 4 Date of the Letter(s) of Offer Date: 5 Property(ies)", "snippet_links": [{"key": "the-bank", "type": "clause", "offset": [6, 14]}, {"key": "to-provide", "type": "definition", "offset": [26, 36]}, {"key": "additional-financing", "type": "definition", "offset": [41, 61]}, {"key": "under-the-facility", "type": "definition", "offset": [62, 80]}, {"key": "indebtedness-secured", "type": "definition", "offset": [111, 131]}, {"key": "the-security-documents", "type": "clause", "offset": [135, 157]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [247, 265]}, {"key": "stamp-duty", "type": "clause", "offset": [266, 276]}, {"key": "separate-instrument", "type": "clause", "offset": [303, 322]}, {"key": "the-day", "type": "definition", "offset": [339, 346]}, {"key": "to-the-extent", "type": "clause", "offset": [376, 389]}, {"key": "additional-credit", "type": "clause", "offset": [400, 417]}, {"key": "the-customer-shall", "type": "clause", "offset": [484, 502]}, {"key": "cost-of", "type": "definition", "offset": [512, 519]}, {"key": "item-no", "type": "clause", "offset": [559, 566]}, {"key": "address-for-service", "type": "definition", "offset": [616, 635]}, {"key": "name-and-address", "type": "clause", "offset": [638, 654]}, {"key": "customer-name", "type": "definition", "offset": [658, 671]}, {"key": "residential-address", "type": "definition", "offset": [683, 702]}, {"key": "purchase-price", "type": "definition", "offset": [726, 740]}, {"key": "selling-price", "type": "definition", "offset": [751, 764]}, {"key": "letter-of-offer", "type": "definition", "offset": [776, 791]}, {"key": "date-of", "type": "clause", "offset": [821, 828]}, {"key": "offer-date", "type": "definition", "offset": [846, 856]}], "size": 3, "samples": [{"hash": "dY1vNIxZcAS", "uri": "/contracts/dY1vNIxZcAS#upstamping", "label": "Facility Agreement", "score": 27.6283367556, "published": true}, {"hash": "57WF5aU2jfe", "uri": "/contracts/57WF5aU2jfe#upstamping", "label": "Facility Agreement", "score": 26.9356605065, "published": true}, {"hash": "4PARPHyvFZF", "uri": "/contracts/4PARPHyvFZF#upstamping", "label": "Facility Agreement", "score": 26.8822724162, "published": true}], "hash": "20bc3b57926876e921d07b06e23a0bdd", "id": 2}, {"snippet": "If the Bank grants any additional facility to the Customer or the total monies advanced to or due and owing by the Customer to the Bank at any time exceed the principal limit for which ad valorem stamp duty has been paid, this Agreement, the Security Documents or the Letter of Offer will be upstamped with ad valorem duty to cover the excess. The Bank may charge the ad valorem duty to the Customer\u2019s Facility Account and the stamp duty including any penalty incurred will form part of the Indebtedness.", "snippet_links": [{"key": "additional-facility", "type": "definition", "offset": [23, 42]}, {"key": "the-total", "type": "clause", "offset": [62, 71]}, {"key": "due-and-owing", "type": "definition", "offset": [94, 107]}, {"key": "by-the-customer", "type": "clause", "offset": [108, 123]}, {"key": "to-the-bank", "type": "clause", "offset": [124, 135]}, {"key": "at-any-time", "type": "clause", "offset": [136, 147]}, {"key": "principal-limit", "type": "definition", "offset": [159, 174]}, {"key": "ad-valorem", "type": "definition", "offset": [185, 195]}, {"key": "stamp-duty", "type": "clause", "offset": [196, 206]}, {"key": "this-agreement", "type": "clause", "offset": [222, 236]}, {"key": "the-security-documents", "type": "clause", "offset": [238, 260]}, {"key": "letter-of-offer", "type": "definition", "offset": [268, 283]}, {"key": "the-excess", "type": "clause", "offset": [332, 342]}, {"key": "the-bank-may", "type": "clause", "offset": [344, 356]}, {"key": "facility-account", "type": "definition", "offset": [402, 418]}, {"key": "the-indebtedness", "type": "clause", "offset": [487, 503]}], "size": 1, "samples": [{"hash": "jkQws5bwW6k", "uri": "/contracts/jkQws5bwW6k#upstamping", "label": "Murabaha Facility Agreement", "score": 32.4634556596, "published": true}], "hash": "ef56c4455d32f06fcec508b45b96c408", "id": 6}, {"snippet": "Where the Bank has agreed to provide any additional financing under the Facility to the Customer such that the indebtedness secured by the Security Documents shall exceed the indebtedness stated in Section 2.01 above, the Security Documents shall for the purpose of stamp duty be deemed to be a new and separate instrument bearing date on the day on which such credit is made to the extent that such additional credit is in excess of the indebtedness stated in Section 2.01 above and the Customer shall bear the cost of any additional stamp duty as a result. FIRST SCHEDULE Item No. Subject Matter Particulars 1 Address of Bank and Address For Service MBSB BANK BERHAD (Registration No. 200501033981)(716122-P), a company incorporated in Malaysia pursuant to the Companies Act, 2016 and having its registered office at 11th Floor, Wisma MBSB, \u2587\u2587 \u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587, \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587\u2587, \u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587 (\u201cthe Bank\u201d and includes its successors in title and lawful assigns). 2 Name and Address of Customer Name: NRIC No.: Residential Address : \u2587 \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587\u2587 \u2587\u2587\u2587\u2587\u2587\u2587\u2587\u2587 ***** (RM*****) only 4 Date of the Letter(s) of Offer Date: 5 Property(ies)", "snippet_links": [{"key": "the-bank", "type": "clause", "offset": [6, 14]}, {"key": "to-provide", "type": "definition", "offset": [26, 36]}, {"key": "additional-financing", "type": "definition", "offset": [41, 61]}, {"key": "under-the-facility", "type": "definition", "offset": [62, 80]}, {"key": "indebtedness-secured", "type": "definition", "offset": [111, 131]}, {"key": "the-security-documents", "type": "clause", "offset": [135, 157]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [247, 265]}, {"key": "stamp-duty", "type": "clause", "offset": [266, 276]}, {"key": "separate-instrument", "type": "clause", "offset": [303, 322]}, {"key": "the-day", "type": "definition", "offset": [339, 346]}, {"key": "to-the-extent", "type": "clause", "offset": [376, 389]}, {"key": "additional-credit", "type": "clause", "offset": [400, 417]}, {"key": "the-customer-shall", "type": "clause", "offset": [484, 502]}, {"key": "cost-of", "type": "definition", "offset": [512, 519]}, {"key": "first-schedule", "type": "clause", "offset": [559, 573]}, {"key": "item-no", "type": "clause", "offset": [574, 581]}, {"key": "subject-matter", "type": "clause", "offset": [583, 597]}, {"key": "address-for-service", "type": "definition", "offset": [632, 651]}, {"key": "mbsb-bank", "type": "definition", "offset": [652, 661]}, {"key": "registration-no", "type": "clause", "offset": [670, 685]}, {"key": "companies-act", "type": "clause", "offset": [763, 776]}, {"key": "registered-office", "type": "definition", "offset": [798, 815]}, {"key": "successors-in-title", "type": "clause", "offset": [927, 946]}, {"key": "name-and-address", "type": "clause", "offset": [970, 986]}, {"key": "customer-name", "type": "definition", "offset": [990, 1003]}, {"key": "residential-address", "type": "definition", "offset": [1015, 1034]}, {"key": "date-of", "type": "clause", "offset": [1095, 1102]}, {"key": "offer-date", "type": "definition", "offset": [1120, 1130]}], "size": 3, "samples": [{"hash": "4R4mYGkACUD", "uri": "/contracts/4R4mYGkACUD#upstamping", "label": "Commodity Murabaha Property Financing I Facility Agreement", "score": 24.8973305955, "published": true}, {"hash": "3LCtmvGm05A", "uri": "/contracts/3LCtmvGm05A#upstamping", "label": "Commodity Murabaha Property Financing I Facility Agreement", "score": 23.9349760438, "published": true}], "hash": "718d22b3f39160eccf9c26e5617e42e5", "id": 3}, {"snippet": "Where the Bank has agreed to provide any additional financing under the Facility to the Customer such that the indebtedness secured by the Security Documents shall exceed the indebtedness stated in Section 10.01 above, the Security Documents shall for the purpose of stamp duty be deemed to be a new and separate instrument bearing date on the day on which such credit is made to the extent that such additional credit is in excess of the indebtedness stated in Section 10.01 above and the Customer shall bear the cost of any additional stamp duty as a result. FIRST SCHEDULE Section. Subject Mater Particulars 1 Date of this Agreement 2 Address of Bank 3 Name and Address of Customer Name: NRIC No.: Residential Address : 4 Facility Amount Ringgit Malaysia (RM ) only 5 Date of the Letter(s) of Offer Date: 6 Property(ies) 7 Security Documents (a) Letter of Offer (b) this Agreement (c) For Charge of Property (For property with Individual/Strata Title) 1st Legal Charge over the Property(ies) as described in Item 6 of the First Schedule of Part A; or (d) For Assignment of Property (For property without Individual/Strata Title) Pending issuance of the individual/strata title, Deed of Assignment of the Sale and Purchase Agreement with Power of Attorney to transfer or otherwise deal with the above Property(ies) as described in Item 6 of the First Schedule of Part A; and Note: (In the case of Sarawak, the PA clause need not be incorporated in the Assignment but a blank Memorandum of Charge i.e., Charge-in-Escrow shall be executed). Subsequently, upon issuance of the individual/strata title, 1st Legal Charge (*1st/3rd Party) over the Property(ies) as described in Item 6 of the First Schedule of Part A. (e) and such other documents or security documents as the Bank or the Bank\u2019s solicitors may advise.", "snippet_links": [{"key": "the-bank", "type": "clause", "offset": [6, 14]}, {"key": "to-provide", "type": "definition", "offset": [26, 36]}, {"key": "additional-financing", "type": "definition", "offset": [41, 61]}, {"key": "under-the-facility", "type": "definition", "offset": [62, 80]}, {"key": "indebtedness-secured", "type": "definition", "offset": [111, 131]}, {"key": "the-security-documents", "type": "clause", "offset": [135, 157]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [248, 266]}, {"key": "stamp-duty", "type": "clause", "offset": [267, 277]}, {"key": "separate-instrument", "type": "clause", "offset": [304, 323]}, {"key": "the-day", "type": "definition", "offset": [340, 347]}, {"key": "to-the-extent", "type": "clause", "offset": [377, 390]}, {"key": "additional-credit", "type": "clause", "offset": [401, 418]}, {"key": "the-customer-shall", "type": "clause", "offset": [486, 504]}, {"key": "cost-of", "type": "definition", "offset": [514, 521]}, {"key": "agreement-2", "type": "definition", "offset": [626, 637]}, {"key": "name-and-address", "type": "clause", "offset": [656, 672]}, {"key": "customer-name", "type": "definition", "offset": [676, 689]}, {"key": "residential-address", "type": "definition", "offset": [701, 720]}, {"key": "facility-amount", "type": "clause", "offset": [725, 740]}, {"key": "ringgit-malaysia", "type": "clause", "offset": [741, 757]}, {"key": "offer-date", "type": "definition", "offset": [796, 806]}, {"key": "letter-of-offer", "type": "definition", "offset": [849, 864]}, {"key": "strata-title", "type": "definition", "offset": [941, 953]}, {"key": "legal-charge", "type": "clause", "offset": [959, 971]}, {"key": "item-6", "type": "definition", "offset": [1011, 1017]}, {"key": "schedule-of", "type": "clause", "offset": [1031, 1042]}, {"key": "assignment-of-property", "type": "clause", "offset": [1062, 1084]}, {"key": "the-individual", "type": "clause", "offset": [1152, 1166]}, {"key": "the-sale-and-purchase-agreement", "type": "clause", "offset": [1203, 1234]}, {"key": "attorney-to-transfer", "type": "clause", "offset": [1249, 1269]}, {"key": "in-the-case", "type": "clause", "offset": [1384, 1395]}, {"key": "the-assignment", "type": "clause", "offset": [1450, 1464]}, {"key": "memorandum-of", "type": "clause", "offset": [1477, 1490]}, {"key": "other-documents", "type": "definition", "offset": [1727, 1742]}], "size": 2, "samples": [{"hash": "ems7XZX04j2", "uri": "/contracts/ems7XZX04j2#upstamping", "label": "Facility Agreement (Home Financing I)", "score": 36.1229039387, "published": true}, {"hash": "gATl74CPwNU", "uri": "/contracts/gATl74CPwNU#upstamping", "label": "Facility Agreement (Home Financing I)", "score": 27.6283367556, "published": true}], "hash": "79a4634b2d6e5f1f05970cce426ca411", "id": 5}, {"snippet": "If:\n(i) the Bank grants any additional financing facility at the request of the Customer; or\n(ii) the total monies and liabilities due and payable to the Bank shall at any time exceed the limit of the Facility for which the Security Documents have been stamped to secure, the Bank shall be at liberty at any time to upstamp this Agreement for the excess amount. Such monies paid by the Bank shall be payable on demand by the Customer. Subject to compliance with Shariah principles, the Bank shall have the right to debit any account of the Customer with the Bank for that purpose. Such monies shall be secured under the Security Documents in addition to the monies secured with the same priority and shall be subject to the applicable compensation for late payment.", "snippet_links": [{"key": "financing-facility", "type": "definition", "offset": [39, 57]}, {"key": "the-request", "type": "clause", "offset": [61, 72]}, {"key": "of-the-customer", "type": "clause", "offset": [73, 88]}, {"key": "the-total", "type": "clause", "offset": [98, 107]}, {"key": "the-bank-shall", "type": "clause", "offset": [150, 164]}, {"key": "at-any-time", "type": "clause", "offset": [165, 176]}, {"key": "the-facility", "type": "definition", "offset": [197, 209]}, {"key": "the-security-documents", "type": "clause", "offset": [220, 242]}, {"key": "to-secure", "type": "clause", "offset": [261, 270]}, {"key": "agreement-for", "type": "clause", "offset": [329, 342]}, {"key": "excess-amount", "type": "clause", "offset": [347, 360]}, {"key": "by-the-bank", "type": "clause", "offset": [379, 390]}, {"key": "payable-on-demand", "type": "clause", "offset": [400, 417]}, {"key": "by-the-customer", "type": "clause", "offset": [418, 433]}, {"key": "compliance-with", "type": "definition", "offset": [446, 461]}, {"key": "shariah-principles", "type": "definition", "offset": [462, 480]}, {"key": "right-to-debit", "type": "clause", "offset": [506, 520]}, {"key": "with-the-bank", "type": "clause", "offset": [549, 562]}, {"key": "in-addition-to-the", "type": "clause", "offset": [639, 657]}, {"key": "compensation-for", "type": "clause", "offset": [735, 751]}, {"key": "late-payment", "type": "clause", "offset": [752, 764]}], "size": 1, "samples": [{"hash": "9doY7s3BxZr", "uri": "/contracts/9doY7s3BxZr#upstamping", "label": "Master Facilities Agreement (SAGTEC GLOBAL LTD)", "score": 35.984257358, "published": true}], "hash": "bc643b6ca78ea760a0f94f2f0dcad27c", "id": 7}, {"snippet": "38.1 If the total moneys advanced to the Borrower or due and owing by the Borrower to the Bank shall at any time exceed the principal limit for which this Agreement or the Letter of Offer is for the time being stamped, the Bank shall have the right at any time without prior notice to the Borrower to up-stamp this Agreement from the date such principal limit is exceeded.\n38.2 The cost and expenses of up-stamping this Agreement, including any penalty payable, shall form part of the moneys secured by this Agreement and the Security Documents.", "snippet_links": [{"key": "the-total", "type": "clause", "offset": [8, 17]}, {"key": "due-and-owing", "type": "definition", "offset": [53, 66]}, {"key": "by-the-borrower", "type": "clause", "offset": [67, 82]}, {"key": "the-bank-shall", "type": "clause", "offset": [86, 100]}, {"key": "at-any-time", "type": "clause", "offset": [101, 112]}, {"key": "principal-limit", "type": "definition", "offset": [124, 139]}, {"key": "agreement-or", "type": "definition", "offset": [155, 167]}, {"key": "letter-of-offer", "type": "definition", "offset": [172, 187]}, {"key": "the-right", "type": "clause", "offset": [239, 248]}, {"key": "notice-to-the-borrower", "type": "clause", "offset": [275, 297]}, {"key": "expenses-of", "type": "clause", "offset": [391, 402]}, {"key": "by-this-agreement", "type": "clause", "offset": [500, 517]}, {"key": "the-security-documents", "type": "clause", "offset": [522, 544]}], "size": 3, "samples": [{"hash": "9ANMRmuCQUd", "uri": "/contracts/9ANMRmuCQUd#upstamping", "label": "Facilities Agreement", "score": 23.8747433265, "published": true}], "hash": "1812b06a0f16fe1e2539f3ebd4ef27c4", "id": 4}, {"snippet": "(a) If the total moneys advanced to the Customer or due and owing by the Customer to the Chargee shall at any time exceed the principal limit for which the Facility Agreement and the Letter of Offer is for the time being stamped, the Chargee shall have the right at any time without prior notice to the Chargor to upstamp the principal instrument as referred to in Section 6 of the Schedule from the date such principal limit is exceeded and until payment shall form part of the monies secured by this Charge and the Security Documents.\n(b) The Customer and/or the Chargor will pay all fees and expenses incurred in connection with the further stamping of the Facility Agreement and/or any of the Security Documents, including the Chargee 's solicitors\u2019 fees (on a solicitor and client basis).", "snippet_links": [{"key": "the-total", "type": "clause", "offset": [7, 16]}, {"key": "due-and-owing", "type": "definition", "offset": [52, 65]}, {"key": "by-the-customer", "type": "clause", "offset": [66, 81]}, {"key": "the-chargee", "type": "clause", "offset": [85, 96]}, {"key": "at-any-time", "type": "clause", "offset": [103, 114]}, {"key": "principal-limit", "type": "definition", "offset": [126, 141]}, {"key": "the-facility-agreement", "type": "clause", "offset": [152, 174]}, {"key": "letter-of-offer", "type": "definition", "offset": [183, 198]}, {"key": "the-right", "type": "clause", "offset": [253, 262]}, {"key": "the-chargor", "type": "clause", "offset": [299, 310]}, {"key": "in-section-6", "type": "clause", "offset": [362, 374]}, {"key": "the-schedule", "type": "clause", "offset": [378, 390]}, {"key": "the-security-documents", "type": "clause", "offset": [513, 535]}, {"key": "expenses-incurred", "type": "clause", "offset": [595, 612]}, {"key": "in-connection-with", "type": "clause", "offset": [613, 631]}], "size": 1, "samples": [{"hash": "5uKCP87RJqL", "uri": "/contracts/5uKCP87RJqL#upstamping", "label": "Charge Over the Lease (All Monies)", "score": 23.4654346338, "published": true}], "hash": "f7abb94423401ce95d68018993144493", "id": 8}, {"snippet": "Where the Bank has agreed to provide any additional advance or credit under any of the Facilities to the Customer such that the principal secured by this Agreement and the Security Documents shall exceed the principal sum stated in Clause 17 above, this Agreement and the Security Documents shall for the purpose of stamp duty be deemed to be a new and separate instrument bearing date on the day on which such advance or credit is made to the extent that such additional advance or credit is in excess of the principal sum stated in Clause 17 above and the Customer shall bear the cost of any additional stamp duty as a result. [THE REST OF THIS PAGE IS INTENTIONALLY LEFT BLANK] IN WITNESS WHEREOF the parties hereto have set their hands hereunto. NRIC No. : NRIC No.: * for companies without common seal SIGNED by [director ] ) OR SIGNED by [director] ) Signed by ) CIMB ISLAMIC BANK BERHAD 1. Date of Agreement 2. Name of Customer Company/ Business Registration of Customer Registered Address of Customer 3. Date of Letter of Offer [THE REST OF THIS PAGE IS INTENTIONALLY LEFT BLANK]\n1. Where the Customer and/or the Security Party is a corporation, the Bank shall have received certified true copies of the Constitution / written confirmation duly signed by a director confirming that the corporation does not have a Constitution, Return of Allotment of Shares Form (previously known as Form 24), Notification for Change in the Registered Address (previously known as Form 44) and Notification of Change in the Register of Directors, Managers and Secretaries Form (previously known as Form 49) of the Customer and/or the Security Party, as the case may be.\n2. Where the Customer and/or the Security Party is a corporation, the Bank shall have received the Customer\u2019s Board of Directors\u2019 Resolution authorising the entry into this Agreement, and the Security Party\u2019s Board of Directors\u2019 Resolution authorising the granting of the Security Document and/or Security Interest to the Bank, and any power of attorney and/or deed of empowerment ,all of which are in form and content acceptable to the Bank.\n3. The letter of offer bearing the date stated in Item 3 of Schedule 1, addressed by the Bank to the Customer, shall have been duly accepted by the Customer, and the accepted letter of offer received by the Bank.\n4. This Agreement and the Security Documents shall have been duly executed by or on behalf of all the parties concerned, stamped and registered with such registries as the Bank may deem necessary or expedient, and duly received by the Bank.\n5. The Charge, duly executed by both the Chargor and the Bank and stamped together with:\n(a) the issue document of title to the Property;\n(b) any receipts for payment of quit rent, assessment, rates, dues, and other outgoings for the current year in respect of the Property as the Bank may require; and\n(c) all other documents necessary to ensure the registration of the Charge, have been received by the Bank.\n6. The Bank shall have received a duly stamped copy/original of the Sale and Purchase Agreement of the Property and/or any other documents pertaining to the Property as the Bank may require.\n7. The Bank shall have received confirmation in form and substance acceptable to the Bank that a search having been made at the relevant land registry, that the Property is free from all encumbrances and no acquisition notices have been lodged and/or registered and/or issued against the Property.\n8. Where required by the Bank, the lodgement by the Bank of a private caveat and/or lien-holder\u2019s caveat on the master title of the Property.\n9. Where required by the Bank, copies of valuation reports by a valuer acceptable to the Bank, in respect of any Property and/or properties to be provided to the Bank as security for the Facilities, all in form and substance acceptable to the Bank, shall have been received by the Bank.\n10. All details, financial statements, statement of accounts of the Customer (including but not limited to cashflow projections), and/or any other information on the Customer as the Bank may require, all in form and substance acceptable to the Bank, shall have been received by the Bank.\n11. The Takaful certificate in form and content acceptable to the Bank, from Takaful Operators acceptable to the Bank, shall have been received by the Bank.\n12. The Bank shall have received any undertakings, confirmations, indemnities, opinions, authorisations, approvals, consents, assurances, and/or any other documents which the Bank may in its discretion stipulate, all of which shall be in form and substance acceptable to the Bank.\n13. The Bank shall have received confirmation in form and substance acceptable to the Bank, that the power of attorney granted by the Customer and/or Security Party to the Bank under the terms and/or conditions of the Debenture, Assignment, Deed of Assignment of Benefit of Contract and/or any Security Document and/or Security Interest, has been presented for registration with the relevant court and/or registry.\n14. Where any company has issued share certificates, any share certificates in respect of any shares to be pledged and/or charged and/or placed on lien to the Bank, and/or any registrable transfers and/or transfer forms in respect thereof in favour of whomsoever the Bank shall direct, all of which shall be in form and substance acceptable to the Bank, shall have been deposited with and/or received by the Bank and stamped. Where the company whose shares are to be pledged has not issued share certificates, the Customer and/or Security Party shall forthwith, whenever requested by the Bank, procure and ensure that the said company issues share certificates in respect of the shares to be pledged, whereupon the Customer and/or Security Party shall forthwith comply with the provisions of this provision with respect to the issued share certificates.\n15. The Bank shall have received confirmation in form and substance acceptable to the Bank, that any Security Documents and/or Security Interest, which by law are required to be registered at Companies Commission of Malaysia, have been lodged with the Companies Commission of Malaysia for registration pursuant to Section 352 of the Companies Act, 2016, and that searches have been made by the Bank\u2019s solicitors at the time of such lodgement confirming that no charge or other encumbrance has been registered in the Companies Commission of Malaysia prior to such lodgement which could or might adversely affect the security of the Bank\n16. The Bank shall have received confirmation in form and substance acceptable to the Bank, that a search having been made at the Director General of Insolvency\u2019s Office, Companies Commission of Malaysia, and/or any other relevant offices and/or registries which the Bank may require, that there are no bankruptcy and/or winding up proceedings against the Customer and/or any Security Party, and that no petition for winding up or for bankruptcy of the Customer and/or the Security Party has been presented against the Customer and/or the Security Party, and/or the Bank shall have received a statutory declaration by the Customer and/or the Security Party in form and substance acceptable to the Bank, declaring the same. .\n17. The Bank shall have received confirmation in form and substance acceptable to the Bank, that all approvals and/or consents from the relevant authorities for the financings taken by the Customer, including but not limited to, where relevant, any approvals from BNM or Labuan FSA pursuant to the Islamic Financial Services \u2587\u2587\u2587 \u2587\u2587\u2587\u2587 and/or Labuan Financial Services and Securities \u2587\u2587\u2587 \u2587\u2587\u2587\u2587, have been duly obtained, and certified true copies of such approvals and/or consents, shall have been received by the Bank.\n18. The Bank shall have received from the Customer, not more than such number of Business Days and not less than such number of Business Days, all as stated in the Letter of Offer, before the proposed date of such Disbursement, the Disbursement Notice in form and content acceptable to the Bank.", "snippet_links": [{"key": "to-provide", "type": "definition", "offset": [26, 36]}, {"key": "additional-advance", "type": "definition", "offset": [41, 59]}, {"key": "the-facilities", "type": "clause", "offset": [83, 97]}, {"key": "principal-secured", "type": "clause", "offset": [128, 145]}, {"key": "by-this-agreement", "type": "clause", "offset": [146, 163]}, {"key": "the-security-documents", "type": "clause", "offset": [168, 190]}, {"key": "principal-sum", "type": "clause", "offset": [208, 221]}, {"key": "clause-17", "type": "definition", "offset": [232, 241]}, {"key": "for-the-purpose-of", "type": "definition", "offset": [297, 315]}, {"key": "stamp-duty", "type": "clause", "offset": [316, 326]}, 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the event that the total monies advanced to or due and owing by you to the Bank (including accrued interest, commission, banker\u2019s charges, legal and other costs, charges and expenses) shall at any time exceed the principal limit for which this Letter of Offer is for the time being stamped, the Bank shall have the right at any time to upstamp this Letter of Offer from the date of the same having been paid or expended by the Bank and until payment shall form part of the monies secured by this Letter of Offer and the security documents.", "snippet_links": [{"key": "in-the-event", "type": "clause", "offset": [0, 12]}, {"key": "the-total", "type": "clause", "offset": [18, 27]}, {"key": "due-and-owing", "type": "definition", "offset": [50, 63]}, {"key": "to-the-bank", "type": "clause", "offset": [71, 82]}, {"key": "accrued-interest", "type": "clause", "offset": [94, 110]}, {"key": "legal-and-other-costs", "type": "clause", "offset": [142, 163]}, {"key": "charges-and-expenses", "type": 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