VARIABLE INVESTMENT OPTIONS. Variable Investment Options — The Variable Investment Options consist of Subaccounts of the Separate Account. The available Subaccounts as of the Contract Date are shown in the Contract Specifications. Separate Account — We established and maintain the Separate Account under the laws of the state of Arizona. Any income, gains or losses (whether or not realized) from the assets of each Variable Account are credited or charged against such Variable Account without regard to our other income, gains or losses. Assets may be put in our Separate Account to support this Contract and other variable annuity contracts. Assets may be put in our Separate Account for other purposes, but not to support contracts other than variable annuity contracts. The assets of our Separate Account are our property. The portion of the Separate Account assets equal to the reserves and other Contract liabilities with respect to each Variable Account will not be chargeable with liabilities arising out of any other business we conduct. We may transfer assets of a separate account in excess of the reserves and other liabilities with respect to its Variable Accounts to another separate account or to our General Account. We shall not transfer any investment, or asset held for investment, between separate accounts or between separate and other accounts unless approved by the New York State Insurance Department. All obligations arising under the Contract are our general corporate obligations. We do not hold ourselves out to be trustees of the Separate Account assets. We reserve the right, subject to compliance with the law then in effect, and after any required regulatory approval, to: • cease offering any Subaccount; • add or change designated investment companies or their portfolios, or other investment vehicles; • add, delete or make substitutions for the securities and other assets that are held or purchased by the Separate Account or any Variable Account; • permit conversion or exchanges between portfolios and/or classes of contracts on the basis of Owners’ requests; • add, remove or combine Variable Accounts; • combine the assets of any Variable Account with any of our other Separate Accounts or of any of our affiliates; • register or deregister Separate Account A or any Variable Account under the 1940 Act; • operate any Variable Account as a managed investment company under the 1940 Act, or any other form permitted by law; • run any Variable Account under the direction of a committee, ...

VARIABLE INVESTMENT OPTIONS. The following variable investment options are available through allocation to subaccounts of the Pruco Life of New Jersey Flexible Premium Variable Annuity Account. We reserve the right to limit the availability of the below options, if necessary, in order to comply with federal, state or local law. Prudential Global Portfolio Prudential Xxxxxxxx Portfolio Prudential Money Market Portfolio Prudential Stock Index Portfolio SP Aggressive Growth Asset Allocation Portfolio SP AIM Aggressive Growth Portfolio SP AIM Growth and Income Portfolio SP Alliance Large Cap Growth Portfolio SP Alliance Technology Portfolio SP Balanced Asset Allocation Portfolio SP Conservative Asset Allocation Portfolio XX Xxxxx Value Portfolio SP Deutsche International Equity Portfolio SP Growth Asset Allocation Portfolio SP INVESCO Small Company Growth Portfolio XX Xxxxxxxx International Growth Portfolio SP Large Cap Value Portfolio SP MFS Capital Opportunities Portfolio SP MFS Mid Cap Growth Portfolio SP PIMCO High Yield Portfolio SP PIMCO Total Return Portfolio SP Prudential U.S. Emerging Growth Portfolio SP Small/Mid Cap Value Portfolio SP Strategic Partners Focused Growth Portfolio Currently, you may select any Allocation Option which is available at the time the Purchase Payment or transfer is made. However, an amount of at least 1% of the Invested Purchase Payment must be allocated to any Allocation Option. Allocations made pursuant to automatic rebalancing or dollar cost-averaging are not subject to these limitations. We reserve the right to limit the availability of the above Allocation Options, if necessary, in order to comply with federal, state or local law. NUMBER OF TRANSFERS PERMITTED: Currently, there are no limits on the number of transfers that can be made among Subaccounts. We reserve the right to change this, but the Owner will always be allowed at least 12 transfers among Subaccounts in a Contract Year.

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VARIABLE INVESTMENT OPTIONS. The Variable Investment Options available under this Contract are: [PIB AXA Moderate Growth Strategy PIB EQ/AllianceBernstein Dynamic Wealth Strategies PIB AXA Balanced Strategy PIB AXA Conservative Growth Strategy PIB AXA Conservative Strategy] Upon advance notice to you, we reserve the right to (a) add or remove a Variable Investment Option or (b) discontinue the acceptance of Contributions and transfers to any one or more Variable Investment Options.

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VARIABLE INVESTMENT OPTIONS. The following variable investment options are available through allocation to subaccounts of the Pruco Life Flexible Premium Variable Annuity Account. We reserve the right to limit the availability of the below options, if necessary, in order to comply with federal, state or local law. THE PRUDENTIAL SERIES FUND, INC. Diversified Bond Portfolio Equity Income Portfolio Equity Portfolio Global Portfolio High Yield Bond Portfolio Money Market Portfolio Prudential Xxxxxxxx Portfolio Small Capitalization Stock Portfolio Stock Index Portfolio AIM VARIABLE INSURANCE FUNDS, INC. AIM V.I. Growth and Income Fund AIM V.I. Value Fund AMERICAN CENTURY VARIABLE PORTFOLIOS, INC. VP Value Portfolio B JANUS ASPEN SERIES Growth Portfolio International Growth Portfolio MFS VARIABLE INSURANCE TRUST Emerging Growth Series Research Series OCC ACCUMULATION TRUST Managed Portfolio Small Cap Portfolio XXXXXXXXX VARIABLE PRODUCTS SERIES FUND Franklin Small Cap Investments Portfolio -Class 2 X.XXXX PRICE EQUITY SERIES, INC. Equity Income Portfolio X.XXXX PRICE INTERNATIONAL SERIES, INC. International Stock Portfolio WARBURG PINCUS TRUST Post-Venture Capital Portfolio INTEREST RATE OPTIONS: The following interest rate options are currently available. We may add other options in the future. NONE

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VARIABLE INVESTMENT OPTIONS. Each Variable Investment Option of the SPL, pursuant to its fundamental investment objective and its investment policies, will invest all of its investable assets in the Underlying Funds. TLIC may, at its sole discretion, establish new Variable Investment Options of the SPL or eliminate one or more such Variable Investment Options if marketing needs, tax considerations or investment conditions warrant. Without limiting the foregoing, TLIC may establish new Variable Investment Options in the event that new [Vanguard Target Retirement Funds] are established, and may establish an appropriate age range for Participants to be assigned to such new Variable Investment Option pursuant to this Contract. Any new Variable Investment Options may be made available to existing Contractholders on a basis to be determined by TLIC. TLIC has the right to amend Appendix A by providing written notice to the Contractholder to reflect changes made pursuant to this Section 4.2.

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VARIABLE INVESTMENT OPTIONS. Separate Account 6 4.2 Subaccounts 6 4.3 Voting Rights 6 4.4 Modification of Separate Account and Subaccounts 6

VARIABLE INVESTMENT OPTIONS. The following variable investment options are available through allocation to subaccounts of the Pruco Life Flexible Premium Variable Annuity Account. We reserve the right to limit the availability of the below options, if necessary, in order to comply with federal, state or local law. [The Prudential Series Fund Xxxxx Venture Value Fidelity Large Cap Value Prudential Large Cap Value Index Wellington Growth and Income MFS Capital Opportunities Prudential Stock Index Alliance Premier Growth Xxxxxxxx Growth Xxxxxxx Large Cap Growth Prudential Large Cap Growth Index Fidelity Small/Mid Cap Value Prudential Small Cap Value Index Prudential Emerging Growth Wellington Capital Appreciation MFS New Discovery Prudential Small Cap Growth Index PIMCO Total Return PIMCO High Yield Strategic Partners Focused Growth Fund Prudential Money Market Alliance Technology Conservative Lifestyle Portfolio Moderate Lifestyle Portfolio Moderately Aggressive Lifestyle Portfolio Aggressive Lifestyle Portfolio Xxxxxxxx International Prudential Global Deutsche International Equity Prudential International Index]

VARIABLE INVESTMENT OPTIONS. The following variable investment options are available through allocation to subaccounts of the Pruco Life of New Jersey Flexible Premium Variable Annuity Account. We reserve the right to limit the availability of the below options, if necessary, in order to comply with federal, state or local law. Prudential Global Portfolio Prudential Xxxxxxxx Portfolio Prudential Money Market Portfolio Prudential Stock Index Portfolio SP Aggressive Growth Asset Allocation Portfolio SP AIM Aggressive Growth Portfolio SP AIM Growth and Income Portfolio SP Alliance Large Cap Growth Portfolio SP Alliance Technology Portfolio SP Balanced Asset Allocation Portfolio SP Conservative Asset Allocation Portfolio XX Xxxxx Value Portfolio SP Deutsche International Equity Portfolio SP Growth Asset Allocation Portfolio SP INVESCO Small Company Growth Portfolio XX Xxxxxxxx International Growth Portfolio SP Large Cap Value Portfolio SP MFS Capital Opportunities Portfolio SP MFS Mid-Cap Growth Portfolio SP PIMCO High Yield Portfolio SP PIMCO Total Return Portfolio SP Prudential U.S. Emerging Growth Portfolio SP Small/Mid Cap Value Portfolio SP Strategic Partners Focused Growth Portfolio Prudential Global Portfolio 40% SP AIM Aggressive Growth Portfolio 30% One-Year Fixed-Rate Option 15% Seven-Year MVA Option 15% For any portion of the purchase payment allocated on the Contract Date to an interest-rate investment option, the interest rates are: One-year Fixed Rate Option 6% Seven-Year MVA Option 8% CONTRACT NUMBER XXXXXXXX ================================================================================ ENDORSEMENTS (Only we can endorse this contract) (VFM--96) Page 4

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