Separate Account No. 70 of AXA Equitable Life Insurance Co Sample Contracts

FUND PARTICIPATION AGREEMENT among AXA Equitable Life Insurance Company, AllianceBernstein L.P.„ and AllianceBernstein Investments, Inc. DATED AS OF October 16, 2009
Fund Participation Agreement • December 23rd, 2011 • Separate Account No. 70 of AXA Equitable Life Insurance Co • Delaware

THIS AGREEMENT, effective October 16, 2009, by and among AXA Equitable Life Insurance Company (the “Company”), a New York Corporation, on its own behalf and on behalf of certain separate accounts (the “Accounts”); AllianceBernstein L.P. (the “Adviser”), a Delaware limited partnership, the investment adviser of the Fund referred to below; and AllianceBernstein Investments, Inc. (the “Distributor”), a Delaware corporation.

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PARTICIPATION AGREEMENT Among PUTNAM VARIABLE TRUST PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP And AXA EQUITABLE LIFE INSURANCE COMPANY
Participation Agreement • October 11th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • Massachusetts

THIS AGREEMENT, made and entered into as of this 10th day of October, 2013, among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto, as such Schedule may be amended from time to time (each such account hereinafter referred to as the “Account”), PUTNAM VARIABLE TRUST (the “Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (the “Underwriter”), a Massachusetts limited partnership.

JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT (Service Shares)
Fund Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • Colorado

THIS AGREEMENT is made this 26 day of July 2005, between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware business trust (the “Trust”), and AXA Equitable Life Insurance Company, a life insurance company organized under the laws of the State of New York (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”).

PARTICIPATION AGREEMENT Among EQUITABLE FINANCIAL LIFE INSURANCE COMPANY EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA FUND ADVISER and DISTRIBUTOR
Participation Agreement • April 22nd, 2022 • Separate Account No. 70 • New York

THIS AGREEMENT, made and entered into as of this 7th day of January, 2022, by and among EQUITABLE FINANCIAL LIFE INSURANCE COMPANY, a New York life insurance company, and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA, an Arizona life insurance company (collectively, the “Company” and each, an “Insurer”) on its own behalf and on behalf of its separate accounts (the “Accounts”); PRINCIPAL VARIABLE CONTRACTS FUNDS, INC., an open-end management investment company organized under the laws of Maryland (the “Fund”); PRINCIPAL GLOBAL INVESTORS, LLC (the “Adviser”), a Delaware limited liability company; and PRINCIPAL FUNDS DISTRIBUTOR, INC. (the “Distributor”), a Washington corporation.

FUND PARTICIPATION AGREEMENT
Participation Agreement • July 7th, 2015 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into this 13th day of May, 2015 (the “Agreement”) by and among AXA Equitable Life Insurance Company, organized under the laws of the State of New York (the “Company”), on behalf of itself and each separate account of the Company named in Schedule A to this Agreement, as may be amended from time to time (each account referred to as the “Account” and collectively as the “Accounts”); ALPS Variable Investment Trust, an open-end management investment company organized under the laws of the State of Delaware (the “Fund”); ALPS Advisors, Inc., a corporation organized under the laws of the State of Colorado and investment adviser to the Fund (the “Adviser”); and ALPS Portfolio Solutions Distributor, Inc., a corporation organized under the laws of the State of Colorado and principal underwriter/distributor of the Fund (the “Distributor”).

ASSUMPTION REINSURANCE AGREEMENT Between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (referred to as the Ceding Company) and EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA (referred to as the Assuming Company)
Assumption Reinsurance Agreement • April 22nd, 2024 • Separate Account No. 70

THIS ASSUMPTION REINSURANCE AGREEMENT (this “Agreement”) is made and entered into on January1, 2024 by and between Equitable Financial Life Insurance Company, a New York-domiciled insurance company (the “Ceding Company”), and Equitable Financial Life Insurance Company of America, an Arizona -domiciled insurance company (the “Assuming Company”). For purposes of this Agreement, the Ceding Company and the Assuming Company shall each be deemed a “Party” and together the “Parties.”

AXA EQUITABLE LIFE INSURANCE COMPANY AMENDMENT TO FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 22nd, 2021 • Separate Account No. 70

THIS AMENDMENT (“Amendment”) amends the FUND PARTICIPATION AND SERVICE AGREEMENT dated January 2, 2013 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of September 10, 2020 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (“Insurance Company”); AMERICAN FUNDS DISTRIBUTORS, INC. (“AFD”); AMERICAN FUNDS SERVICE COMPANY (“Transfer Agent”); CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”); and the AMERICAN FUNDS INSURANCE SERIES (the “Series”). Capitalized terms not defined herein shall have the same meaning assigned to them in the Agreement.

PARTICIPATION AGREEMENT Among AXA Equitable Life Insurance Company ProFunds, Access One Trust, and Pro Fund Advisors LLC
Participation Agreement • April 22nd, 2021 • Separate Account No. 70 • Maryland

THIS AGREEMENT, dated as of the 1st day of October, 2013 by and among AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto, as may be amended from time to time (each account hereinafter referred to as the “Account”), ProFunds, a Delaware business trust, Access One Trust, a Delaware business trust (together with ProFunds, the “Fund”), and ProFund Advisors LLC (the “Adviser”), a Maryland limited liability company.

PARTICIPATION AGREEMENT Among AXA EQUITABLE LIFE INSURANCE COMPANY EATON VANCE VARIABLE TRUST and EATON VANCE DISTRIBUTORS, INC.
Participation Agreement • October 11th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 7 day of October, 2013, by and among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); Eaton Vance Variable Trust, an open-end management investment company organized under the laws of Massachusetts (the “Trust”); and Eaton Vance Distributors, Inc. (the “Distributor”), a Massachusetts company.

THIRD AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • September 2nd, 2022 • Separate Account No. 70

Equitable Financial Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, an Arizona stock life insurance company (collectively “Company”), and First Trust Variable Insurance Trust (the “Fund”), a business trust organized under the laws of the Commonwealth of Massachusetts, First Trust Advisors L.P. (the “Advisor”), an Illinois limited partnership, and First Trust Portfolios L.P. (the “Distributor”), an Illinois limited partnership, entered into a certain participation agreement dated April 20, 2012 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of August 2, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, the Advisor and the Distributor (collectively, the “Parties

SEVENTH AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 22nd, 2021 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America, an Arizona stock life insurance company (collectively “Company”), BlackRock Variable Series Funds, Inc. and BlackRock Variable Series Funds II, Inc. (each the “Fund”), , each an open-end management investment company organized as a Maryland corporation, BlackRock Advisors, LLC (the “Advisor”) and BlackRock Investments, LLC (the “Distributor”), entered into a certain fund participation agreement dated October 19, 2009 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 15, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individua

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • October 11th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

This Agreement is entered into between the life insurance company executing this Agreement (the “Insurer”), on its behalf and on behalf of certain segregated asset accounts of the Insurer which may be listed on Exhibit A to this Agreement as updated from time to time by the Insurer (the “Separate Accounts”); Federated Insurance Series (the “Investment Company”); and Federated Securities Corp. (the “Distributor”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2021 • Separate Account No. 70

THIS AMENDMENT (“Amendment”) amends the PARTICIPATION AGREEMENT dated April 21, 2014 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of July , 2020 by and between Equitable Financial Life Insurance Company, formerly known as AXA EQUITABLE LIFE COMPANY (the “Company”); HARTFORD SERIES FUND, INC. and HARTFORD HLS SERIES FUND II, INC. (each a “Fund”); HARTFORD FUNDS MANAGEMENT COMPANY, LLC (the “Advisor”); HARTFORD FUNDS DISTRIBUTORS, LLC (the “Distributor”); and the HARTFORD ADMINISTRATIVE SERVICES COMPANY (the “Transfer Agent”).

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2021 • Separate Account No. 70

THIS AMENDMENT (“Amendment”) amends the Participation Agreement dated April 20, 2012 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of September , 2020 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”); FIRST TRUST VARIABLE INSURANCE TRUST (the “Fund”); FIRST TRUST ADVISORS, L.P. (the “Advisor”); and FIRST TRUST PORTFOLIOS L.P. (the “Distributor”)(each individually a “Party” and collectively, the “Parties”).

PARTICIPATION AGREEMENT Among AXA EQUITABLE LIFE INSURANCE COMPANY LEGG MASON PARTNERS VARIABLE EQUITY TRUST AND LEGG MASON PARTNERS VARIABLE INCOME TRUST LEGG MASON PARTNERS FUND ADVISOR, LLC and LEGG MASON INVESTOR SERVICES, LLC
Participation Agreement • April 23rd, 2014 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 1st day of December, 2010, by and among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust, each an open-end management investment company organized under the laws of Maryland (the “Fund”); Legg Mason Partners Fund Advisor, LLC (the “Adviser”), a Maryland limited liability company; and Legg Mason Investor Services, LLC (the “Distributor”), a Maryland limited liability company.

FIFTH AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2022 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, T. Rowe Price Equity Series, Inc., T. Rowe Price Fixed Income Series, Inc. and T. Rowe Price International Series, Inc. (each, a “Fund”), each a corporation organized under the laws of Maryland and T. Rowe Price Investment Services, Inc. (the “Underwriter”), a Maryland corporation, entered into a certain participation agreement dated July 20, 2005, as amended (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of May 1, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund and the Underwriter (collectively, the “Parties”).

SIXTH AMENDMENT TO FUND PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Fund Participation Agreement • April 21st, 2023 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America, an Arizona stock life insurance company (collectively “Company”), AllianceBernstein L.P. (the “Adviser”) a Delaware limited partnership, and AllianceBernstein Investments, Inc. (the “Distributor”), a Delaware corporation, entered into a certain participation agreement dated October 16, 2009 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of October 25, 2022, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, the Adviser and the Distributor (collectively, the “Parties”).

PARTICIPATION AGREEMENT Among AXA EQUITABLE LIFE INSURANCE COMPANY HARTFORD SERIES FUND, INC. HARTFORD HLS SERIES FUND II, INC. HARTFORD FUNDS DISTRIBUTORS, LLC HARTFORD FUNDS MANAGEMENT COMPANY, LLC and HARTFORD ADMINISTRATIVE SERVICES COMPANY
Participation Agreement • October 16th, 2014 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 21st day of April, 2014, by and among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts listed on Schedule A attached hereto and incorporated herein by reference, as such schedule may be amended from time to time (the “Accounts”); HARTFORD SERIES FUND, INC. and HARTFORD HLS SERIES FUND II, INC., each an open-end management investment company organized under the laws of the State of Maryland (each a “Fund”); HARTFORD FUNDS MANAGEMENT COMPANY, LLC (the “Adviser”), a Delaware limited liability company; HARTFORD FUNDS DISTRIBUTORS, LLC (the “Distributor”), a Delaware limited liability company and HARTFORD ADMINISTRATIVE SERVICES COMPANY (the “Transfer Agent”), a Minnesota corporation.

AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 22nd, 2021 • Separate Account No. 70

THIS AMENDMENT (“Amendment”) amends the Fund Participation Agreement dated July 26, 2005 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of August 11, 2020 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”); JANUS ASPEN SERIES (the “Trust”).

THIRD AMENDMENT TO PARTICIPATION AGREEMENT Regarding TRUST SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2022 • Separate Account No. 70

Equitable Financial Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, an Arizona stock life insurance company (collectively, “Company”), Eaton Vance Variable Trust (the “Trust”), an open-end management investment company organized under the laws of Massachusetts and Eaton Vance Distributors, Inc. (the “Distributor”), a Massachusetts company, entered into a certain participation agreement dated October 7, 2013 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of March 3, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust and the Distributor (collectively, the “Parties”).

FIRST AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2021 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, Putnam Variable Trust (the “Trust”), a Massachusetts business trust and Putnam Retail Management Limited Partnership (the “Underwriter”), a Massachusetts limited partnership, entered into a certain participation agreement dated October 10, 2013 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 15, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust and the Underwriter (collectively, the “Parties”).

FUND PARTICIPATION AGREEMENT AXA Equitable Life Insurance Company, Ivy Funds Variable Insurance Portfolios and Waddell & Reed, Inc. October 23, 2009
Fund Participation Agreement • December 23rd, 2011 • Separate Account No. 70 of AXA Equitable Life Insurance Co • Delaware

THIS AGREEMENT, effective Oct 23, 2009 by and among AXA Equitable Life Insurance Company (the “Company”), a New York Corporation, on its own behalf and on behalf of certain separate accounts (the “Accounts”); Ivy Funds Variable Insurance Portfolios, a Delaware statutory trust (the “Fund”); and Waddell & Reed, Inc. (the “Distributor”), a Delaware corporation.

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SECOND AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2021 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, Eaton Vance Variable Trust (the “Trust”), an open-end management investment company organized under the laws of Massachusetts and Eaton Vance Distributors, Inc. (the “Distributor”), a Massachusetts company, entered into a certain participation agreement dated October 7, 2013 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 1, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust and the Distributor (collectively, the “Parties”).

FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2024 • Separate Account No. 70

Equitable Financial Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, an Arizona life insurance company (collectively, the “Company”), Principal Variable Contracts Funds, Inc., an open-end management investment company organized under the laws of Maryland (the “Fund”), Principal Global Investors, LLC, a Delaware limited liability company (the “Adviser”), and Principal Funds Distributor, Inc., a Washington corporation (the “Distributor”), entered into a certain Participation Agreement dated January 7, 2022, (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of 9/20/2023 | 2:46 PM EDT, 2023, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Separate Accounts”), the Fund, the Adviser and the Dist

TWENTY SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT
General Agent Sales Agreement • April 22nd, 2024 • Separate Account No. 70

This TWENTY SECOND AMENDMENT TO GENERAL AGENT SALES AGREEMENT, dated as of November 13, 2023, is by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY (f/k/a AXA Equitable Life Insurance Company and prior thereto f/k/a The Equitable Life Assurance Society of the United States), a New York life insurance company, having offices at 1290 Avenue of the Americas, New York, New York 10104 (“Equitable Financial”), and EQUITABLE NETWORK, LLC (f/k/a AXA Network, LLC), a Delaware limited liability company having offices at 1290 Avenue of the Americas, New York, New York 10104 (“General Agent”).

AXA EQUITABLE LIFE INSURANCE COMPANY AMENDMENT TO FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 22nd, 2021 • Separate Account No. 70

THIS AMENDMENT (“Amendment”) amends the FUND PARTICIPATION AND SERVICE AGREEMENT dated January 2, 2013 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of September 10, 2020 by and between AXA EQUITABLE LIFE INSURANCE COMPANY (“Insurance Company”); AMERICAN FUNDS DISTRIBUTORS, INC. (“AFD”); AMERICAN FUNDS SERVICE COMPANY (“Transfer Agent”); CAPITAL RESEARCH AND MANAGEMENT COMPANY (“CRMC”); and the AMERICAN FUNDS INSURANCE SERIES (the “Series”). Capitalized terms not defined herein shall have the same meaning assigned to them in the Agreement.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2024 • Separate Account No. 70

You (the “Company”) have previously entered into a Participation Agreement (the “Participation Agreement”) with Putnam Variable Trust and Putnam Retail Management Limited Partnership (“PRM”). This Amendment to the Participation Agreement (the “Amendment”) hereby amends the Participation Agreement effective upon its mailing to the Company. All capitalized terms used in this Amendment and not defined herein shall have the meaning ascribed to them in the Participation Agreement.

AMENDMENT NO. 6 TO PARTICIPATION AGREEMENT
Participation Agreement • April 22nd, 2021 • Separate Account No. 70

AMENDMENT No. 6, dated as of September 18, 2013 to the Participation Agreement (the “Agreement”), dated December 1, 2001 and as amended by Amendment No. 1 dated April 1, 2002, Amendment No. 2 dated May 30, 2003, Amendment No. 3 dated October 20, 2009, Amendment No. 4 dated April 1, 2010 and Amendment No. 5 dated May 1, 2012, by and among MONY Life Insurance Company (“MONY”), AXA Equitable Life Insurance Company (“AXA Equitable”), PIMCO Variable Insurance Trust and PIMCO Investments LLC1 (collectively, the “Parties”).

SECOND AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2021 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, First Trust Variable Insurance Trust (the “Fund”), a business trust organized under the laws of the Commonwealth of Massachusetts, First Trust Advisors L.P. (the “Advisor”), an Illinois limited partnership, and First Trust Portfolios L.P. (the “Distributor”), an Illinois limited partnership, entered into a certain participation agreement dated April 20, 2012 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 15, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, the Advisor and the Distributor (collectively, the “Parties”).

THIRD AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2023 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (“EFLIC”), a New York life insurance company, VanEck VIP Trust, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (the “Fund”), VanEck Securities Corporation (the “Underwriter”), a Delaware corporation, and VanEck Associates Corporation (the “Adviser”), a Delaware corporation, entered into a certain participation agreement dated October 1, 2013 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of September 9, 2022, by and among EFLIC, on its own behalf and on behalf of each separate account of EFLIC, as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “EFLIC Accounts”), Equitable Financial Life Insurance Company of America (“Equitable America”), on its own behalf and on behalf of each separate account of Equitable Am

Equitable Financial Life Insurance Company
Separate Account No. 70 • April 22nd, 2022
THIRD AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2022 • Separate Account No. 70

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company (the “Company”), a New York life insurance company, Delaware VIP Trust (the “Fund”), an open-end management investment company organized as a statutory trust under the laws of the State of Delaware, Delaware Management Company, (the “Adviser”), a series of Macquarie Investment Management Business Trust, a statutory trust organized under the laws of the State of Delaware, and Delaware Distributors, L.P. (the “Distributor”), a limited partnership organized under the laws of the State of Delaware and principal underwriter/distributor of the Fund, entered into a certain participation agreement dated July 9, 2010, (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of 2/8/2021 | 4:58 PM , 2021, EST by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Ag

THIRD AMENDMENT TO PARTICIPATION AGREEMENT Regarding THIRD FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • February 3rd, 2023 • Separate Account No. 70

EQUITABLE LIFE INSURANCE COMPANY (hereinafter the “Company”), a New York life insurance company, each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV and VARIABLE INSURANCE PRODUCTS FUND V, each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”)., and FIDELITY DISTRIBUTORS COMPANY LLC (hereinafter the “Underwriter” or “FDC”), a Massachusetts corporation, entered into a certain participation agreement dated April 16, 2010 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of January 27, 2021 by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth on Schedule A to the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fu

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 23rd, 2020 • Separate Account No. 70 of AXA Equitable Life Insurance Co

THIS AMENDMENT (the “Amendment”), dated as of April 1, 2019, is by and among AXA Equitable Life Insurance Company (the “Company”), Hartford Series Fund, Inc., Hartford HLS Series Fund II, Inc., (each, a “Fund”), Hartford Administrative Services Company (the ‘‘Transfer Agent”), Hartford Funds Distributors, LLC (the “Distributor”) and Hartford Funds Management Company (the “Adviser”) (collectively, the “Parties”).

PARTICIPATION AGREEMENT Between AXA EQUITABLE LIFE INSURANCE COMPANY and RYDEX DISTRIBUTORS, LLC
Participation Agreement • October 4th, 2012 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 1st day of September, 2010, by and between AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”) and Rydex Distributors, LLC (the “Distributor”), a Kansas limited liability company.

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