JOINT FILING AGREEMENT Each of the undersigned agrees that the Statement, including amendments, on Schedule 13D relating to shares of Common Stock of PS Financial, Inc. to which this Agreement is attached is being filed on behalf of each of the...

                      JOINT FILING AGREEMENT

          Each of the undersigned agrees that the Statement,
including amendments, on Schedule 13D relating to shares of Common
Stock of              PS Financial, Inc.           to which this
Agreement is attached is being filed on behalf of each of the
undersigned.

                    12/9/96        Xxxxxx X. Xxxxx           
                      Date           (Signature)

                    12/9/96        Xxxxx X. Xxxxx           
                      Date           (Signature)
































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