Exhibit 77(q)(1)(e)(4)
AMENDED SCHEDULE A
to the
RESTATED EXPENSE LIMITATION AGREEMENT
ING VARIABLE INSURANCE TRUST
OPERATING EXPENSE LIMITS
Maximum Operating Expense Limit
Name of Fund* (as a percentage of average daily net assets)
------------ ---------------------------------------------
ING GET U.S. Core Portfolio - Series 1 0.65% during the offering period
Initial Term Expires December 31, 2004 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 2 0.65% during the offering period
Initial Term Expires December 31, 2004 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 3 0.65% during the offering period
Initial Term Expires December 31, 2004 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 4 0.65% during the offering period
Initial Term Expires December 31, 2004 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 5 0.65% during the offering period
Initial Term Expires December 31, 2005 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 6 0.65% during the offering period
Initial Term Expires December 31, 2005 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 7 0.65% during the offering period
Initial Term Expires December 31, 2006 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 8 0.65% during the offering period
Initial Term Expires December 31, 2006 1.00% during the guarantee period
ING GET U.S. Core Portfolio - Series 9 0.65% during the offering period
Initial Term Expires December 31, 2006 1.00% during the guarantee period
ING GET U.S. Opportunity Portfolio - Series 1 0.65% during the offering period
Initial Term Expires December 31, 2004 1.15% during the guarantee period
ING GET U.S. Opportunity Portfolio - Series 2 0.65% during the offering period
Initial Term Expires December 31, 2004 1.15% during the guarantee period
------
HE
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* This Agreement shall automatically renew for one-year terms with respect to
a Fund unless otherwise terminated in accordance with the Agreement.
