AMENDMENT NO. 1 TO
AUTOMATIC REINSURANCE AGREEMENT
EFFECTIVE AS OF JANUARY 1, 2011
(Agreement)
between
METLIFE INVESTORS USA INSURANCE COMPANY
(Cedent)
and
METLIFE INSURANCE COMPANY OF CONNECTICUT
(Reinsurer)
The Agreement is hereby amended, as of April 29, 2011, as follows:
1. The attached Schedule A, Plans of Reinsurance, amends and, as amended,
restates Schedule A, Plans of Reinsurance.
2. The attached Schedule B, Reinsurance Premiums, amends and, as amended,
restates Exhibit II, Reinsurance Premiums.
This Amendment No. 1 does not alter, amend or modify the Agreement other than as
set forth herein, and the terms and conditions of the Agreement, as amended
herein, continue in effect without other change.
In Witness whereof, the parties have caused this Amendment No. 1 to be signed as
of the date first above written.
METLIFE INVESTORS USA INSURANCE COMPANY
By: /s/ ▇▇▇▇▇▇▇ ▇▇▇▇▇
---------------------------------
Name: ▇▇▇▇▇▇▇ ▇▇▇▇▇
Title: Vice President
METLIFE INSURANCE COMPANY OF CONNECTICUT
By: /s/ ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
---------------------------------
Name: ▇▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇
Title: Vice President and Actuary
Page 1 of 6
SCHEDULE A
PLANS OF REINSURANCE
A. Reinsurer's Percentage:
100% of the ceded liabilities described in Article I paragraph B, for
the Reinsured Contracts.
B. Reinsured Contracts:
VARIABLE ANNUITY CONTRACTS
--------------------------
VA Series Contract (Standard Contract, 7-year surrender charge
schedule)
XC Series Contract (Bonus Contract, 9-year surrender charge schedule)
L Series Contract (4-year surrender charge schedule)
C Series Contract (No surrender charges)
S Series Contract (Standard and L Series)
VA - 4 Class Series Contract (L Class)
Marquis Portfolios (No surrender charges)
PrimElite IV (8-year surrender charge schedule)
Series XTRA (9-year surrender charge schedule)
Series XTRA 6 (9-year surrender charge schedule)
Simple Solutions (6-year surrender charge schedule)
MetLife Growth & Guaranteed Income (5-year surrender charge schedule,
Fidelity Distribution)
FORM NUMBERS
------------
Guaranteed Minimum Death Benefits and Earnings Preservation Benefits:
---------------------------------------------------------------------
Principal Protection: Form 8015 (11/00)
Option 2 - Return of Purchase Payment Death Benefit: MGGI (10/09)
Annual Step-Up: Form 8017 (11/00)
Greater of Annual Step-Up and 5% Rollup: Form 8016(11/00)
Enhanced Death Benefit II: Form MLIU-640-1 (4/08) & Endorsement
MLIU-RMD (7/10)-E
Enhanced Death Benefit Max: Form MLIU-640-1 (4/08) & Endorsement
MLIU-RMD (7/10)-E
Additional Death Benefit - Earnings Preservation Benefit (EPB):
Form 8019 (11/00)
Page 2 of 6
Guaranteed Minimum Income Benefits:
-----------------------------------
Guaranteed Minimum Income Benefit Plus: Form 8018-2 (05/05)
Guaranteed Minimum Income Benefit Plus: Form MLIU-560-4 (4/08) or
MLIU-560-5 (5/09)
Guaranteed Minimum Income Benefit Plus III: Form MLIU-560-4 (4/08) or
MLIU-560-6 (11/10) & Endorsement MLIU-RMD (7/10)-E
Guaranteed Minimum Income Benefit Max: Form MLIU-560-4 (4/08) or
MLIU-560-5 (9/10) & Endorsement MLIU-RMD (7/10)-E
Guaranteed Withdrawal Benefits:
-------------------------------
Guaranteed Withdrawal Benefit: Form MLIU-690-2 (11/05)
Lifetime Guaranteed Withdrawal Benefit: Form MLIU-690-3 (6/06)
Lifetime Withdrawal Guaranteed Benefit (2008 Version): Form MLIU-690-4
(4/08) or MLIU-690-5 (7/09)
Lifetime Withdrawal Guaranteed Benefit III: Form MLIU-690-4 (4/08) or
MLIU-690-5 (7/09)
Guaranteed Withdrawal Benefit for Life: MGGI (10/09)
Page 3 of 6
SCHEDULE B
REINSURANCE PREMIUMS
A. GMDB PROGRAM
REINSURANCE
PREMIUM
GMDB PROGRAM CONTRACTS COVERED (BASIS POINTS)
--------------------------- --------------------------------------- --------------
Principal Protection All Reinsured Contracts 9.00
Option 2 - Return of MetLife Growth & Guaranteed Income 9.00
Purchase Payment Death Contracts
Benefit
Annual Step-Up All Reinsured Contracts, except S 20.00
Series, Simple Solutions & MetLife
Growth & Guaranteed Income Contracts)
Greater of Annual Step- All Reinsured Contracts, except S 35.00
Up and 5% Rollup Series, Marquis Portfolios, PrimElite
IV, Series XTRA, Series XTRA 6, Simple
Solutions & MetLife Growth &
Guaranteed Income Contracts)
Enhanced Death Benefit II All Reinsured Contracts, except Series 60.00
XC, Marquis Portfolios,PrimElite IV,
Simple Solutions & MetLife Growth &
Guaranteed Income Contracts
Issue Ages 0-69
Enhanced Death Benefit Max All Reinsured Contracts, except Series 60.00
XC, Series XTRA, Marquis Portfolios,
PrimElite IV, Simple Solutions &
MetLife Growth & Guaranteed Income
Contracts
Issue Ages 0-69
Enhanced Death Benefit II All Reinsured Contracts, except Series 115.00
XC, Marquis Portfolios,PrimElite IV,
Simple Solutions & MetLife Growth &
Guaranteed Income Contracts
Issue Ages 70-75
Enhanced Death Benefit Max All Reinsured Contracts, except Series 115.00
XC, Series XTRA, Marquis Portfolios,
PrimElite IV, Simple Solutions &
MetLife Growth & Guaranteed Income
Contracts
Issue Ages 0-69
Enhanced Death Benefit II Marquis Portfolios Contracts 80.00
Issue Ages 0-69
Page 4 of 6
Marquis Portfolios Contracts
Enhanced Death Benefit II Issue Ages 70-75 135.00
All Reinsured Contracts, except S
Earnings Preservation Series, Simple Solutions & MetLife
Benefit Growth & Guaranteed Income Contracts 25.00
B. INCOME PROGRAM
REINSURANCE
PREMIUM
INCOME PROGRAM CONTRACTS COVERED (BASIS POINTS)
--------------------------- --------------------------------------- --------------
All Reinsured Contracts, except 100.00
GMIB Plus: Form MLIU- Marquis Portfolios, PrimElite IV,
560-4 (4/08) or MLIU- Simple Solutions, & MetLife Growth &
560-5 (5/09) Guaranteed Income Contracts
GMIB Plus III: 560-4 All Reinsured Contracts, except Series 100.00
(4/08) or MLIU-560-6 XC, PrimElite IV, Simple Solutions, &
(11/10) & Endorsement MetLife Growth & Guaranteed Income
MLIU-RMD (7/10)-E Contracts
All Reinsured Contracts, except Series 100.00
GMIB Max: MLIU-560-4 XC, Series XTRA, Marquis Portfolios,
(4/08) or MLIU-560-5 PrimElite IV, Simple Solutions, &
(9/10) & Endorsement MetLife Growth & Guaranteed Income
MLIU-RMD (7/10)-E Contracts
GMIB Plus: Form 8018-2 S Series Contracts 80.00
(05/05)
GMIB Plus: Form MLU- Marquis Portfolios Contracts 115.00
560-4 (4/08) or MLU-
560-5 (5/09) GMIB Plus
III: 560-4 (4/08) or
MLIU-560-6 (11/10) &
Endorsement MLIU-RMD
(7/10)-E
Page 5 of 6
C. WITHDRAWAL PROGRAM
REINSURANCE
PREMIUM
INCOME PROGRAM CONTRACTS COVERED (BASIS POINTS)
--------------------------- --------------------------------------- --------------
Guaranteed Withdrawal All Reinsured Contracts, except 55.00
Benefit Marquis Portfolios, PrimElite IV, S
Series, Simple Solutions & MetLife
Growth & Guaranteed Income Contracts
Principal Guarantee Marquis Portfolios Contracts 50.00
Principal Guarantee Value Marquis Portfolios Contracts 25.00
Guaranteed Withdrawal PrimElite IV Contracts 25.00
Benefit
Lifetime GWB (2008 All Reinsured Contracts, except 125.00
Version) - Single Life Marquis Portfolios, PrimElite IV,
Version Simple Solutions & MetLife Growth &
Guaranteed Income Contracts
Lifetime GWB (2008 All Reinsured Contracts, except 150.00
Version) - Joint Life Marquis Portfolios, PrimElite IV,
Version Simple Solutions & MetLife Growth &
Guaranteed Income Contracts
Lifetime GWB Marquis Portfolios Contracts 145.00
(2008 Version) - Single
Life Version
Lifetime GWB Marquis Portfolios Contracts 170.00
(2008 Version) - Joint
Life Version
Lifetime GWB - Single PrimElite IV Contracts sold before 110.00
Life Version July 15, 2011
Lifetime GWB - Single PrimElite IV Contracts sold on or 140.00
Life Version after July 15, 2011
Lifetime GWB - Joint PrimElite IV Contracts sold before 125.00
Life Version July 15, 2011
Lifetime GWB - Joint PrimElite IV Contracts sold on or 155.00
Life Version after July 15, 2011
Lifetime LWG III - Simple Solutions Contracts 100.00
Single Life Version
Lifetime LWG III - Joint Simple Solutions Contracts 120.00
Life Version
Guaranteed Withdrawal MetLife Growth & Guaranteed Income 90.00
Benefit for Life - Contracts
Single Annuitant
Guaranteed Withdrawal MetLife Growth & Guaranteed Income 105.00
Benefit for Life - Joint Contracts
Annuitants
Page 6 of 6