AMENDMENT to ALL REINSURANCE AGREEMENTS between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter the “Ceding Company”) and THE CANADA LIFE ASSURANCE COMPANY (hereinafter the “Reinsurer”)

Exhibit 26 (g) i. b.

AMENDMENT to

ALL REINSURANCE AGREEMENTS

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”)

and

THE CANADA LIFE ASSURANCE COMPANY

(hereinafter the “Reinsurer”)

Effective August 1, 2009, the Amendment effective date, the corporate retention of the Ceding Company will be revised per the attached retention schedule.

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged.

IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:		/s/ Xxxxx X. Xxxxxx				Date:		4/15/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		4/15/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		4/15/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary

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THE CANADA LIFE ASSURANCE COMPANY
By:		/s/ Xxxxx XxxXxxxxxxx				Date:		4/13/10
Print name:		Xxxxx XxxXxxxxxxx, FSA, FCIA
Title:		Senior Vice President
THE CANADA LIFE ASSURANCE COMPANY
By:		/s/ Xxxx-Xxxxxxxx Xxxxxx				Date:		4/14/10
Print name:		Xxxx-Xxxxxxxx Xxxxxx, FSA, FCIA
Title:		Vice President, Life Reinsurance

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RETENTION LIMITS

[Table deleted]

Effective 8/1/09

AMENDMENT to

SELECT REINSURANCE AGREEMENTS

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

C.M. LIFE INSURANCE COMPANY, and

MML BAY STATE LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

and

THE CANADA LIFE ASSURANCE COMPANY

(hereinafter referred to as the “Reinsurer”)

For new policies issued on or after March 1, 2010, the Amendment effective date, the Ceding Company and the Reinsurer agree to amend the Agreements in the attached Exhibit to include the following language:

Addendum to Schedule B – Reinsurance Limits:

Automatic Issue Limit =             .

Example:             .

This Amendment, which establishes the Auto Issue Limit at             , supercedes previous Auto Issue Limits. The remaining sections of Schedule B – Reinsurance Limits continue unchanged.

The Ceding Company will retain             .

All other conditions of this Agreement not in conflict with the terms and conditions of this Amendment will continue unchanged.

IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:		/s/ Xxxxx X. Xxxxxx				Date:		4/15/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary

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MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		4/15/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		4/15/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
THE CANADA LIFE ASSURANCE COMPANY
By:		/s/ Xxxxx XxxXxxxxxxx				Date:		4/13/10
Print name:		Xxxxx XxxXxxxxxxx, FSA, FCIA
Title:		Senior Vice President
THE CANADA LIFE ASSURANCE COMPANY
By:		/s/ Xxxx-Xxxxxxxx Xxxxxx				Date:		4/14/10

Print name:		Xxxx-Xxxxxxxx Xxxxxx, FSA, FCIA
Title:		Vice President, Life Reinsurance

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EXHIBIT

Effective Date of Agreement		Coverage
November 1, 2005		UL Guard II (added 11/23/07 to the Universal Life Guard Agreement)
November 1, 2005		SUL Guard
July 15, 2008		HECV
August 1, 2008		XX Xxxxxxxxx
Xxxxxx 0, 0000		XXX XXX / SL14 added 1/1/09