AGREEMENT AS TO JOINT FILING OF SCHEDULE 13D Each of the undersigned hereby affirms and agrees that this 13D is filed on their behalf.

                  AGREEMENT AS TO JOINT FILING OF SCHEDULE 13D


         Each of the  undersigned  hereby  affirms  and agrees  that this 13D is
filed on their behalf.


Dated:  March 5, 1999                                 /s/ Xxxxxxx Xxxxxx       
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C76862.636