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SECOND AMENDED AND RESTATED CREDIT AGREEMENT Dated as of May 4, 2007 among J. CREW OPERATING CORP. J. CREW INC. GRACE HOLMES, INC. D/B/A J. CREW RETAIL H.F.D. NO. 55, INC. D/B/A J. CREW FACTORY MADEWELL INC. as Borrowers J. CREW GROUP, INC. J. CREW...