Common Contracts
117 similar Cardmember Agreement contracts
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate(APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over TimeFeature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over TimeFeature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over TimeFeature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over TimeFeature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over TimeFeature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate(APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 25.99%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account. How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR is applied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying I
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 19.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
Cardmember Agreement: Part 1 of 2Cardmember Agreement • June 29th, 2020
Interest Rates Annual Percentage Rate (APR) for Pay Over Time Feature Prime Rate + 12.74% to Prime Rate + 20.74%This is a variable APR. See Explanation of Variable Rates below. APR for Cash Advances Prime Rate + 21.99%This is a variable APR. See Explanation of Variable Rates below. Penalty APR and When it Applies Prime Rate + 26.74%This is a variable APR. See Explanation of Variable Rates below. This APR will apply to your Account if you:1) make one or more late payments; or2) make a payment that is returned by your bank.We may also consider your creditworthiness in determining whether or not to apply the penalty APR to the Pay Over Time balance(s) on your Account.How Long Will the Penalty APR Apply? If the penalty APR is applied, it will apply for at least 6 months. We will review your Account every 6 months after the penalty APR isapplied. The penalty APR will continue to apply until you have made timely payments with no returned payments during the 6 months being reviewed. Paying In
