THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ THESE AGREEMENTS...Agreements and Disclosures • August 14th, 2019
Contract Type FiledAugust 14th, 2019Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FIREFIGHTERS COMMUNITY CREDIT UNION, INC. The words "You" and "Your" mean each person or entity applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM or VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Trans-Act," whereas Our Personal Computer Account Access System is hereinafter referred to as "Online Banking Electronic/PC," Our Internet Capable Cellular Phone Account Access System is hereinafter referred to as "Mobile Banking" and Our Bill Payment System is hereinafter referred to as "Bill Payer." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.