BUSINESS AGREEMENTS AND DISCLOSURESBusiness Agreements and Disclosures • September 17th, 2024 • Pennsylvania
Contract Type FiledSeptember 17th, 2024 JurisdictionThroughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean HORIZON FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any Mastercard Debit Card issued to You by Us and any duplicates or renewals We may issue, whereas Our Audio Response system is hereinafter referred to as "Telephone Teller," Our Internet Account Access System is hereinafter referred to as "Online Banking," Our Mobile Internet Account Access System is hereinafter referred to as "Mobile Banking," and Our Electronic Bill Payment system is hereinafter referred to as "Bill Payment." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.