Common Contracts

UNITED STATES OF AMERICA BEFORE THE

July 21st, 2010

• Filed
  July 21st, 2010

WHEREAS, Smithtown Bancorp, Inc., Hauppauge, New York (“SB”), a registered bank holding company, owns and controls Bank of Smithtown, Smithtown, New York (the “Bank”), a state nonmember bank, and several nonbank subsidiaries;