0000893220-04-000240 Sample Contracts

EXHIBIT 1
Schedule 13g Filing Agreement • February 17th, 2004 • Trust U/W Rc Ball Sr Fbo Rc Ball Iii • Fire, marine & casualty insurance

The undersigned each agree, in connection with their beneficial ownership of Class A Common Shares of United National Group, Ltd., (i) that they are members of a "group" filing this Schedule 13G pursuant to Rule 13d-1(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act"); (ii) that they shall jointly file a Schedule 13G pursuant to Section 13(d) of the Exchange Act, together with any amendments to the Schedule 13G that from time to time may be required; and (ii) that the Schedule 13G and any such amendments are and will be filed on behalf of each of them.

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