LETTERHEAD APPEARS HERE] February 9, 2000 Napa National Bancorp 901 Main Street Napa, CA 94559 Ladies and Gentlemen: This opinion is being delivered to you pursuant to the Agreement and Plan of Reorganization dated as of November 18, 1999, and amended...Agreement and Plan of Reorganization • February 9th, 2000 • Wells Fargo & Co/Mn • National commercial banks
