0000928385-99-001440 Sample Contracts

Exhibit (8)(j) --------------
Participation Agreement • April 29th, 1999 • PFL Retirement Builder Variable Annuity Account • Florida
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PARTICIPATION AGREEMENT ADDENDUM
Participation Agreement Addendum • April 29th, 1999 • PFL Retirement Builder Variable Annuity Account

This Schedule shall be effective as of the date of the last signature below, and replaces and supersedes Schedule A to the Participation Agreement dated May 1, 1998 (as amended) between Evergreen Variable Annuity Trust and PFL Life Insurance Company.

SCHEDULE A ACCOUNTS, POLICIES AND PORTFOLIOS SUBJECT TO THE PARTICIPATION AGREEMENT --------------------------------------
Partial Termination of Participation Agreement • April 29th, 1999 • PFL Retirement Builder Variable Annuity Account
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