THREE YEAR RETURNS: ----------------------------------------------------------- ------------------------------------------------------------------ Small Cap Index Growth II Balanced Growth I Asst. Mgr. Equity Income Soc. Resp. Interntl ...Financial Report • April 30th, 1997 • Lincoln Life & Annuity Var Ann Sep Acct L Group Var Ann I
----------------------------------------------------------------------------------------------------------------------------------- Calculation of Year to Date Return Final Value Year to Date= 1,000 * (31-Dec-96 Unit Value/31-Dec-95 Unit value) - Annual Fee - Surrender Charge Annual Return = Final Value Year to Date/1,000 - 1
