Exhibit 10.20 RESTRICTED STOCK PURCHASE AGREEMENT RESTRICTED STOCK PURCHASE AGREEMENT (this "Agreement"), dated as of April 26, 1999 ("Effective Date"), between CGA Group, Ltd., a Bermuda corporation ("Seller"), and [____________] ("Purchaser")....Restricted Stock Purchase Agreement • October 20th, 1999 • Cga Group LTD • Surety insurance • New York
