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0001140361-24-043815 Sample Contracts

Standard Contracts

AMENDMENT NO. 1 TO CREDIT AGREEMENT
Credit Agreement • October 21st, 2024 • Bread Financial Holdings, Inc. • Personal credit institutions • New York

This CREDIT AGREEMENT, dated as of June 7, 2023 and as amended as of October 18, 2024, is entered into by and among BREAD FINANCIAL HOLDINGS, INC., a Delaware corporation (the “Borrower”), the GUARANTORS from time to time party hereto, the BANKS from time to time party hereto, and JPMORGAN CHASE BANK, N.A., as Administrative Agent.