0001171843-24-005593 Sample Contracts

ACM AUTO TRUST 2024-2 Class A 6.06% Auto Loan Asset Backed Notes Class B 9.21% Auto Loan Asset Backed Notes
Indenture • October 11th, 2024 • Americas Carmart Inc • Retail-auto dealers & gasoline stations • New York

This INDENTURE, dated as of October 9, 2024 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Indenture”), is between ACM AUTO TRUST 2024-2, a Delaware statutory trust (the “Issuer”), and DEUTSCHE BANK NATIONAL TRUST COMPANY, a national banking association, solely as trustee and not in its individual capacity (the “Indenture Trustee”).

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PURCHASE AGREEMENT dated as of October 9, 2024 between
Purchase Agreement • October 11th, 2024 • Americas Carmart Inc • Retail-auto dealers & gasoline stations
SALE AND SERVICING AGREEMENT
Sale and Servicing Agreement • October 11th, 2024 • Americas Carmart Inc • Retail-auto dealers & gasoline stations • New York

SALE AND SERVICING AGREEMENT, is made and entered into as of October 9, 2024 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Agreement”), by and among ACM AUTO TRUST 2024-2, a Delaware statutory trust (the “Issuer”), ACM FUNDING, LLC, a Delaware limited liability company, as seller (the “Seller”), AMERICA’S CAR MART, INC., an Arkansas corporation (“America’s Car Mart”), as servicer (in such capacity, the “Servicer”), DEUTSCHE BANK NATIONAL TRUST COMPANY, a national banking association, as indenture trustee (in such capacity, the “Indenture Trustee”), as paying agent (in such capacity, the “Paying Agent”) and as calculation agent (in such capacity, the “Calculation Agent”), and SYSTEMS & SERVICES TECHNOLOGIES, INC., as backup servicer (the “Backup Servicer”).

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