Exhibit 4.1 PLEASE PRINT THIS DOCUMENT ON A LASERJET 4 (i.e., Printer 3001 beside Gynene's Desk (the fractions will not print on the LaserJet 5) MBNA CREDIT CARD MASTER NOTE TRUST as Issuer CLASS A(2003-1) TERMS DOCUMENT dated as of February 27, 2003...Class A(2003-1) Terms Document • March 17th, 2003 • Mbna America Bk Nat Assoc Mbna Master Credit Card Trust Ii • Asset-backed securities • Delaware
