EXHIBIT 10.15d - COVER LETTER ----------------------------- March 21, 1997 Securities and Exchange Commission 450 Fifth Street, N.W. Washington, D.C. 20549 Re: Commercial Umbrella Liability Excess of Loss Reinsurance Agreement as amended through April...Commercial Umbrella Liability Excess of Loss Reinsurance Agreement • March 28th, 1997 • Selective Insurance Group Inc • Life insurance
