Standard Contracts
Master CertificateConsumer Takaful Contract • October 21st, 2019
This Certificate is issued in consideration of the payment of contribution specified in the Certificate/Takaful Schedule and pursuant to the answers provided in Your Proposal Form (or when You applied for this contribution) and any other disclosures made by You between the time of submission of Your Proposal Form (or when You applied for this contribution) and the time this contract is entered into. The answers and any other disclosures provided by You shall form part of this contract of Takaful between You and Us. However, in the event of any pre-contractual misrepresentation made in relation to Your answers or in any disclosures provided by You, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
Z-Travel Takaful (International)Consumer Takaful Contract • August 2nd, 2019
This Certificate is issued in consideration of the contribution made as specified in the Certificate Schedule and pursuant to the answers given in Your Proposal Form (or when You applied for this takaful) and any other disclosures made by You between the time of submission of Your Proposal Form (or when You applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by You shall form part of this contract of takaful between You and Us. However, in the event of any pre-contractual misrepresentation made in relation to Your answers or in any disclosures given by You, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
Personal Sentinel Version 3 Plus Takaful CertificateConsumer Takaful Contract • March 31st, 2021
This Certificate is issued in consideration of the contribution made as specified in the Certificate Schedule and pursuant to the answers given in the Certificate Holder’s Proposal Form (or when the Certificate Holder applied for this takaful) and any other disclosures made by the Certificate Holder between the time of submission of the Certificate Holder’s Proposal Form (or when the Certificate Holder applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by the Certificate Holder shall form part of this contract of takaful between the Certificate Holder and Us. However, in the event of any pre-contractual misrepresentation made in relation to the Certificate Holder’s answers or in any disclosures given by the Certificate Holder, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
AXXESS PA TakafulConsumer Takaful Contract • September 21st, 2021
This Certificate is issued in consideration of the contribution made as specified in the Certificate Schedule and pursuant to the answers given in the Certificate Holder’s Proposal Form (or when the Certificate Holder applied for this takaful) and any other disclosures made by the Certificate Holder between the time of submission of the Certificate Holder’s Proposal Form (or when the Certificate Holder applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by the Certificate Holder shall form part of this contract of takaful between the Certificate Holder and Us. However, in the event of any pre-contractual misrepresentation made in relation to the Certificate Holder’s answers or in any disclosures given by the Certificate Holder, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
Z-Travel Takaful (International)Consumer Takaful Contract • March 31st, 2021
This Certificate is issued in consideration of the contribution made as specified in the Certificate Schedule and pursuant to the answers given in the Certificate Holder’s Proposal Form (or when the Certificate Holder applied for this takaful) and any other disclosures made by the Certificate Holder between the time of submission of the Certificate Holder’s Proposal Form (or when the Certificate Holder applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by the Certificate Holder shall form part of this contract of takaful between the Certificate Holder and Us. However, in the event of any pre-contractual misrepresentation made in relation to the Certificate Holder’s answers or in any disclosures given by the Certificate Holder, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
Kasih Rakyat PA Master CertificateConsumer Takaful Contract • May 9th, 2023
This Certificate is issued in consideration of the contribution made as specified in the Certificate of Takaful and pursuant to the answers given in the Person Covered’s Proposal Form (or when the Person Covered applied for this Certificate of Takaful) and any other disclosures made by the Person Covered between the time of submission of the Person Covered’s Proposal Form (or when the Person Covered applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by the Person Covered shall form part of this Certificate of Takaful between the Person Covered and Us. However, in the event of any pre-contractual misrepresentation made in relation to the Person Covered’s answers or in any disclosures given by the Person Covered, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
Z-DRIVE ASSIST TAKAFULConsumer Takaful Contract • April 20th, 2021
This Certificate is issued in consideration of the contribution as specified in the Certificate Schedule and pursuant to the answers given in Your Proposal Form (or when You applied for this takaful) and any other disclosures made by You between the time of submission of Your Proposal Form (or when You applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by You shall form part of this contract of takaful between You and Us. However, in the event of any pre-contractual misrepresentation made in relation to Your answers or in any disclosures given by You, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
Consumer Takaful ContractConsumer Takaful Contract • November 12th, 2018
Pursuant to Paragraph 5 of Schedule 9 of the Islamic Financial Services Act 2013, if you are applying for this Takaful wholly for purposes unrelated to your trade, business or profession, you have a duty to take reasonable care not to make a misrepresentation in answering the questions in this Proposal Form. You must answer the questions in this Proposal Form fully and accurately. Failure to take reasonable care in answering the questions may result in voidance of your contract of takaful, refusal or reduction of your claim(s), change of terms or termination of your contract of takaful.
TagPAC Plus Takaful CertificateConsumer Takaful Contract • April 15th, 2020
This Certificate is issued in consideration of the contribution as specified in the Certificate Schedule and pursuant to the answers given in Your Proposal Form (or when You applied for this takaful) and any other disclosures made by You between the time of submission of Your Proposal Form (or when You applied for this takaful) and the time this contract is entered into. The answers and any other disclosures given by You shall form part of this contract of takaful between You and Us. However, in the event of any pre-contractual misrepresentation made in relation to Your answers or in any disclosures given by You, only the remedies in Schedule 9 of the Islamic Financial Services Act 2013 will apply.
