Additional Benefits/Card Enhancements. The Credit Union may from time to time offer additional services to your account, such as travel accident insurance, at no additional cost to you. You understand that the Credit Union is not obligated to offer such services and may withdraw or change them at any time.
Additional Benefits/Card Enhancements. We may from time to time offer additional services to your Account at no additional cost to you. You understand that we are not obligated to offer such services and may withdraw or change them at any time. Convenience Checks. We may, at our discretion, issue checks to you which may be used for any purpose other than making a payment for credit to your account. By signing such check, you authorize us to pay the item for the amount indicated and post such amount as a cash advance to your account. We do not have to pay any item which would cause the outstanding balance in your account to exceed your credit limit.
Additional Benefits/Card Enhancements. The Credit Union may from time to time offer additional services to your account at no additional cost to you. You understand that the Credit Union is not obligated to offer such services and may withdraw or change them at any time.
Additional Benefits/Card Enhancements. We may from time to time offer additional services to your Account at no additional cost to you. You understand that we are not obligated to offer such services and may withdraw or change them at any time.
Additional Benefits/Card Enhancements. The Credit Union does otfer Member’s Choice Payment Protection for Credit Cards through CUNA Mutual Group. The benefits otfered include Single Credit Life and/or Single Credit Disability, Joint Credit Life and/or Joint Credit Disability. If you elect this protection, the premium will be added to your credit card account monthly. The premium is based on your outstanding balance. You understand that the Credit Union is not obligated to otfer such services and may withdraw or change them at any time. FOREIGN TRANSACTIONS — Purchases and cash advances made in foreign currencies will be posted to your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by MasterCard from a range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard itself receives or the government-mandated rate in etfect for the applicable central processing date. The exchange rate used on the processing date may ditfer from the rate that would have been used on the purchase date or cardholder statement posting date. MERCHANT DISPUTES — The Credit Union is not responsible for the refusal of any merchant or financial institution to honor your Card. The Credit Union is subject to claims and defenses (other than tort claims) arising out of goods or services you purchase with the Card if you have made a good faith attempt but have been unable to obtain satisfaction from the merchant or service provider, and your purchase cost more than $50.00 and was made in your state or within one hundred (100) miles of your current mailing address.
Additional Benefits/Card Enhancements. The Credit Union does offer Member’s Choice Payment Protection for Credit Cards through CUNA Mutual Group. The benefits offered include Single Credit Life and/or Single Credit Disability, Joint Credit Life and/or Joint Credit Disability. If you elect this protection, the premium will be added to your credit card account monthly. The premium is based on your outstanding balance. You understand that the Credit Union is not obligated to offer such services and may withdraw or change them at any time. FOREIGN TRANSACTIONS — Purchases and cash advances made in foreign currencies will be posted to your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by MasterCard from a range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard itself receives or the government-mandated rate in effect for the applicable central processing date. The exchange rate used on the processing date may differ from the rate that would have been used on the purchase date or cardholder statement posting date. MERCHANT DISPUTES — The Credit Union is not responsible for the refusal of any merchant or financial institution to honor your Card. The Credit Union is subject to claims and defenses (other than tort claims) arising out of goods or services you purchase with the Card if you have made a good faith attempt but have been unable to obtain satisfaction from the merchant or service provider, and your purchase cost more than $50.00 and was made in your state or within one hundred (100) miles of your current mailing address.
Additional Benefits/Card Enhancements. We may from time to time offer additional services to your Account at no additional cost to you. You understand that we are not obligated to offer such services and may withdraw or change them at any time. Credit Information. We may from time to time request personal information from you or obtain credit reports from the credit reporting agencies for the purpose of updating your credit status. Your failure to provide such information when requested by us may result in suspension of credit privileges under this Agreement, including your ability to obtain any future advances by any means. You authorize us to investigate your credit standing when opening or reviewing your account. You authorize us to disclose information regarding your account to credit bureau and creditors who inquire about your credit standing.
Additional Benefits/Card Enhancements. The Credit Union may from time to time offer additional services and products in connection with your Account. You understand and agree that the Credit Union is not obligated to maintain such services and may withdraw or change them at any time. If any service or product is made available to you without cost, you understand and agree that the Credit Union may discontinue the service or product at any time or may begin to impose a charge for the service or product. FOREIGN TRANSACTIONS - The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or the government mandated rate in effect for the applicable central processing date, plus the 1% conversion fee charged by Visa may be assessed. JOINT ACCOUNTS - If this is a joint Account, each person on the Account must sign the Agreement. Each of you will be individually and jointly responsible for paying all amounts owed under this Agreement. This means that the Credit Union can require any one of you individually to repay the entire amount owed under this Agreement, or all of you together. Each of you authorizes the other(s) to make purchases or cash advances individually. Any one of you may terminate the Account in accordance with the Changing or Terminating Your Account Section of this Agreement and the termination will be effective as to all of you. If you give inconsistent instructions, the Credit Union may refuse to follow your instructions. ILLEGAL TRANSACTIONS PROHIBITED - You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. ARBITRATION - PLEASE READ THIS SECTION CAREFULLY. EXCEPT AS EXPRESSLY SET FORTH BELOW, YOU SPECIFICALLY AGREE (1) TO WAIVE YOUR RIGHT TO BRING A COURT ACTION AND HAVE A JURY TRIAL, (2) THAT ANY CONTROVERSY OR CLAIM ARISING OUT OF OR RELATED TO THIS AGREEMENT, ANY ADDENDUM TO THIS AGREEMENT, THE PLAN OR ANY TRANSACTION WITH RESPECT TO THE PLAN SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION CONDUCTED IN ACCORDANCE WITH THE COMMERCIAL ARBITRATION RULES OF THE AMERICAN ARBITRATION ASSOCIATION, AND (3) THAT THERE WILL BE NO CLASS CLAIMS IN ARBITRATION. Any such controversy or claim (whether a contract, tort, statutory or regulatory claim or claim based on any oth...
Additional Benefits/Card Enhancements. We may, from time to time, offer additional services or benefits to Your Account, such as travel insurance, rewards points which may be redeemed for travel, gift certificates or merchandise, cash rebates, or other benefits. Such benefits shall be provided at no additional cost to You. We reserve the right to limit the number of points or the amount of cash rebates or other benefits at any time without notice. Balance transfers and cash advances do not qualify to earn bonus points on the Visa Business Rewards card. You understand and agree that We are under no obligation to offer such services and may withdraw or change them at any time.
Additional Benefits/Card Enhancements. Southern Security Federal Credit Union may from time to time offer additional services to your Account, such as travel accident insurance, at no additional cost to you. You understand that Southern Security Federal Credit Union is not obligated to offer such services and may withdraw or change them at any time.
