Gross premium definition

Gross premium means the amount of premium charged by the insurer. It includes the net premium, based on claim cost, for the risk together with any loading for expenses, profit or con- tingencies.
Gross premium means gross premiums including any fee paid by the Client, less return premiums and cancellation premiums excluding IPT.
Gross premium means premium after deduction of discounts, refunds and rebates of premium but before deduction of any premium paid or payable by any insurer for reinsurance ceded and includes premiums receivable by the insurer under reinsurance contracts accepted by that insurer and any premium in respect of annuity contracts;

Examples of Gross premium in a sentence

  • Gross premium earned is the written premium recognized after adjusting for the unearned portion of the premium.

  • Gross premium is recognized at the point of attachment of risk to a policy before deducting cost of reinsurance.

  • Gross written premium (or Gross premium written)The amount shown as such in the firm's profit and loss account.

  • Gross premium written comprises the premiums on insurance contracts entered into during the year, irrespective of whether they relate in whole or in part to a later accounting period.

  • Gross premium earned is stated at premium written on direct and indirect business after deducting premium relating to unexpired risks which is determined on time apportionment basis.


More Definitions of Gross premium

Gross premium means the gross selling price of any Policy payable by the Policyholder to RUL, including commission and/or fees payable by RUL to the Intermediary, and including IPT;
Gross premium means the premium after deduction of discounts, refunds and rebates of premium but before deduction therefrom of any premium paid or payable by an insurer for reinsurance ceded, and includes premiums receivable by the insurer under reinsurance contracts accepted by the insurer;
Gross premium means the premium including any Commission, excluding IPT.
Gross premium means maximum gross premiums as provided in the policy contracts, new and renewal, including policy or membership fees, whether paid in part or in whole by cash, automatic premium loans, dividends applied in any manner whatsoever, and without deduction or exclusion of dividends in any manner, but excluding premiums returned on cancelled policies, on account of reduction in rates, or reductions in the amount insured;
Gross premium means the total premiums written, received and receivable excluding unearned premium and premiums returned to the insured; and
Gross premium means the premium after deduction of discounts, refunds and rebates, but before the deduction therefrom of any premium paid or payable by an insurer for reinsurance ceded ;
Gross premium means the premium paid or payable in respect of a policy of insurance, without the deduction of any commission, brokerage or discount.